WelfareMaxxing this Budget

So, it’s Federal Budget Day, and while the government tried to ease us into their cutting of the NDIS and there being little offered directly to the poorest to help their situation, there’s a few little interesting nuggets that tell you a lot about the government of the day.

One is the news that the Feds will give payments of about $6000 to community housing providers for each person on Youth Allowance or youth rates of DSP they house. This isn’t a nice little bonus to encourage them to rent to younger people, but a payment to stop them overtly discriminating in who they give tenancies to. You see, because they can only take 30% of your payment as rent, they don’t get as much from those on youth rates so they’re more likely to give a house to an older person on DSP or Aged Pensions. Obviously since there’s such a massive waitlist (in NSW the priority waitlist has increased from 5800 households in June 2021 to 12478 now) they’re not leaving places empty.

Of course, the government could look to lessen how far behind youth are starting when trying to get rentals by increasing the payments for all adults to the same rates by payments (Youth rates go to you turn 22)… I mean the Fair Work Commission has started making changes to youth pay rates for some awards this year. I don’t see much out there being cheaper if you’re 18-21 than if you’re 22….

we worked very hard to get over a dozen Labor MPs to break ranks in the lead up to the 2023 budget, but since then have heard from MPs that they're not allowed to bring it up anymore

Jeremy Poxon (@jeremypoxon.bsky.social) 2026-05-11T03:04:21.523Z

This idealist wants to still see ALL payment rates ABOVE the poverty line. But it seems that those Labor MPs willing to break ranks to ask for such things have been told to shush, Labor doesn’t do that.

There’s talk there might be a $200-$300 tax break for all tax payers… in 12 months. Other things like shifting around tax brackets a little are always talked about – but I will of course come back to the idea that maybe lifting the tax free threshold would be a better place to start since it helps everyone on a wage and not just the top end. I’ll also add in that it’s kinda shitty that the tax free threshold is below the poverty line and they poorest lose out on tax and reduction in their welfare payments well before they peep the poverty line.

I completely understand why the government has baulked at the gas tax changes that were near certain before Israel and the US went at Iran, there are relationships to maintain and security of diesel supplies etc etc. I do think though this is why they HAVE to go bold on Capital Gains Tax and perhaps negative gearing this year, and perhaps revisit the gas takes when there’s less global uncertainty. Trump is not making an end to their trip to Iran look like it’s happening soon, even if they do ignore Israel’s intentions in Lebanon to make it the new Gaza and expand towards their Greater Israel ideal… I got petrol today and while it’s hovering about the price it was at the end of February with the excise cut, I think it’s gonna start creeping up again soon since there’s no end in sight. I don’t think Chalmers will extend the excise discount, so it’ll jump at the end of June too…

groceries in boxes and bags

Anyway, my goal at the start of the year to food blog my way through the year went quickly when mum has her strokes, and it’s been a full one, slow but long three and a bit months since. I’ve had Everyplate meals most weeks, but switched over the buying bull chicken and mince or thanking Dad for handing over his meat tray winnings other weeks – either because money’s been tighter or because I’ve felt adventurous enough to do a week’s meals myself but have regretted that about 50% of the time when that week has had long or mentally taxing days.

We’re starting to look towards what the next step is for mum, had a builder out with the OT yesterday to see what’s possible in terms of making access to the house easier and get an idea for redoing the bathroom as an open wet room. Dad and I have been starting to assist with Mum’s personal care more in the hospital and had a more formal training session with the physio on using the sling lifter today. She may need to go into a nursing home in the short term while we get the house done, but we’re still hoping to get her home full time and get the equipment and care support she needs. She’s going to get a wheelchair soon that she can then be transported in, so I’ll get Bruce onto finding a vehicle for Dad and us to transport her so we don’t have to rely on taxis.

a trolley of Aldi groceries

So, I was just back from visiting two food pantries and Aldi last week when a friend used the word “Welfaremaxxing” and I figured it could apply to us stretching our payments well beyond what most could by being creative in our purchases and other ways of feeding our families. But I would love to be able to have my meal kits to make my brain that little less taxed, and to not have to spend a whole morning using the privilege of having a car and good physical function to make sure I have enough cash to pay for the bills that can’t be worked around will free bread and zucchini.  Unlike many who can’t drive, don’t have a car, buses don’t go to the new warehouse the government’s funding for a foodbank, or are living in tents by the old station because they couldn’t get a rental and are only able to heat their food because a charity gave them a camp stove.

There’s being frugal and then there’s knowing that the government should be doing more to house and feed people rather than outsourcing it to charities and the individual.

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dog in front of houses at sunset

Budget asks and existential dread

Feeling a bit like Tweek from the 2016 South Park where President Garrison is threatening North Korea and cupcakes don’t solve the problem but I’m here making cupcakes (or muffins or whatever I throw together) feeding myself, feeding others and just trying to get through the days and weeks.

So, the Treasurer says the budget isn’t finalised, while preparing the ground for cuts to the NDIS, while disabled people just want to be supported to live. We want access to pensions that cover the rent and health care and food. We want governments and financiers to stop with the narrative of rorts, and perhaps approve the supports we know we need and know would make disabled lives worth living. We want some certainty.

We want fairer taxation. We want you to spend money housing people rather than allowing people to build their “wealth” and property portfolios while tent and caravan cities pop up.

 

I want aged and disabled care plans determined by qualified people, not an algorithm. I want the NDIS to stop fighting people who are just trying to survive. I want to know that my mother will be able to go back home after her stroke and get more than maybe one shower a week. I want to know that while I’m probably going to be my mother’s main carer, I’ll have support and equipment and extra paid supports as needed to make that a sustainable an safe undertaking for us all.

I want us to not suck up to genocidal presidents. I want to stop reading that it’s been x hours since a ceasefire started in an article about a town being bombed in Southern Lebanon.

I want a lot. Or not very much if you look at it as just wanting a rich country to support its people to live happy, healthy and dignified lives. That involves housing and welfare for all, adequate and safe disability and aged care. That involves being able to go to the GP when I need to and afford the medications I need to sustain my mental health.

I’m very much still running day by day. There’s equipment trials and a family meeting for mum on Friday. There’s helping my sister out so she can take care of her own mental health beyond what the NDIS will support her and her kids to. There’s walks with my dog and dinner and snuggles with my partner to sustain me. There’s a new Hello Kitty Island Adventure expansion pack and a mochi cafe to run. It’s about balance.

screenshot from hello kitty island aventure of a mochi cafe, a lilac cat and a ragdoll bunny

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What do you mean I’m disappointed in Jim’s Election Budget? I thought I’d given up hoping for better from Labor by now.

I went to Canberra last week, it was fun, tiring and good to spend time with the people who I work with every day, but in person. It was to mark 5 years since the Covid supplement was introduced, but it was also to get our own stuff in the media before the Budget this week and the inventible election being called (today).

Nothing about us without us

I felt a bit like a “cosplay lobbyist” to co-opt an insult (cosplay socialist I think?) wandering the halls of Parliament House. I was even on the radio Thursday morning and in the paper this week.

My quote for the Antipoverty Centre Budget media release:

With politicians themselves this year reminding us that budgets are about choices – it’s infuriating, but not unexpected, that Labor have chosen to keep millions in poverty by refusing to raise welfare above the poverty line. Instead, they give cash to power companies and pretend that it’s responsible to give short term bill cuts rather than plan ambitiously for the future.

I have “thoughts” on the budget but here’s a couple:

Chalmers says jobseeker rate not raised because it is indexed The treasurer, Jim Chalmers, was asked on RN Breakfast why the government hadn't lifted the rate of jobseeker, and instead chose to cut taxes. Chalmers said jobseeker is indexed (which means it automatically goes up every year - though advocates have said it's by not nearly enough), while taxes are not. He also argues that other measures for health and education have helped those on jobseeker payments. "The single rate of jobseeker, I think from memory, is $138 higher than when we came to office. And part of that, but not all of that, is that we gave a permanent increase to jobseeker in one of our budgets, we found room to do that from budget to budget, you use a different combination of ways to help with the cost of living in this budget, tax cuts for every taxpayer, strengthening Medicare, because more bulk billing means less pressure on families. Cheaper medicines, cutting student debt and the energy rebates as well."

They could have raised the tax free threshold rather than giving a percentage tax cut. This would have helped everyone, but it would have helped those at the bottom the most – those on JobSeeker whose every dollar earned is taxed and then starts to eat into their payments because the tax free threshold is less than the single jobseeker payment and your JS started to reduce when you earn $150 a fortnight.

I’d argue for the tax free threshold to be above the poverty line. You should certainly let people get to poverty level earnings before you start taxing them, particularly if you’re not giving them enough to live off to start with through welfare.

Welfare support While the surprise of tax cuts sweetened the budget news for many, those on income support payments were overlooked. In particular were those on jobseeker payments, which remain on levels below the poverty line. The government's own Economic Inclusion Advisory Committee released its 2025 report earlier in March recommending the jobseeker rate be increased to 90% of the aged pension. But despite a number of advocacy groups pushing for a boost to the payments, it was nowhere to be seen in Tuesday's release. Rental relief Another area hurting the bottom lines of many Australians is housing - whether they're renting or buying. Unlike last year's budget, this one did not raise the commonwealth rent assistance rates, which helped shave off about 1.3% in rental increases across the country.

OMG stop asking for welfare BELOW the poverty line. I’m looking at ACOSS and any other organisations that claim to speak for welfare recipients because they know what’s best for us. Pensions are below the poverty line, and people are struggling on them. Your cite them all the time saying how people are struggling on pensions and yet you ask for LESS for others. Well done.

“Mutual” obligations aren’t really a part of the budget but I hear Labor are cutting Social Services staff – maybe you can keep current service levels that have improved a bit since you came in if you also remove mutual obligations. They’re turning out to be looking pretty illegal on top of their well known cruelty.

Indexation came in – I’m going to be getting more rental relief from May 19 when I don’t have to pay thee $1.50 a fortnight for the direct debit of my rent anymore than the 80c from rent assistance indexation :/

I also got to relive some feels – my food blogging days were mostly in Canberra, so got my “nooooo you can’t eat that til I take a photo” back on!

Dinner at Thai Cornar:

Fried Tofu
Beef Massumum
Dim Sims
Curry Puffs
Pad Thai

Wasn’t going to bother with brekkie at the hotel, but then I had to hang back a bit later to do the phone interview (travel all the way to Canberra just to talk to ABC Newcastle – but they asked for a Hunter person if there was one and that was me!) SO I got the $12 breakfast pack at the hotel and had it with my instant coffee….

Coffee at Parliament House with macadamia cheesecake:

Got the see the carpark the CEO Vinnies sleepout was in last year. 

Post presser lunch at the Kingston Hotel – giant parmi!

And my bewbs made this really good Crikey article from press conference day:

‘We call that social murder’: Five years on from COVID supplement payments, more of us live in poverty

Get the poster by donating to the artist fund or wait til they go on sale soon (there will be ones available for those who can’t afford to pay)

Get the tee from Mel’s redbubble shop.

Support The Antipoverty Centre and The Australian Unemployed Workers’ Union (AUWU) so they can continue to send welfare recipients to events to represent ourselves in political discourse.

Support my personal endeavours by sending cash or buying me treats off my wishlists.

Happy EOFYS! (Don’t let the tax cuts overwhelm you on the way out)

You can’t have missed it. EVERY AUSTRALIAN TAXPAYER IS GETTING A TAX CUT. Well, anyone earning above the tax free threshold is. Anyone paying GST or excise other other taxes that disproportionally impact the poorer peeps only isn’t.

Apparently, recipients of the age pension, a disability support pension and carer payments will be able to earn more before their payments are reduced. Singles can now earn $212 a fortnight (previously $204) and couples can earn $372 (previously $360). Let’s ignore the face that those people are currently on sub-poverty level payments because they’re supposed to be caring for themselves or others full time and really shouldn’t have to go out to work for that elusive block of cheese. Aspirational cheese.

I’m still slightly bitter that the energy rebate is less, even though it was just stupid to begin with. Also jelly of those states going to elections getting extra from their state labor where GST splits have allowed it. My bill is only going up, and here I am hoping my stepson’s JobSeeker application gets approved before the next bill so we can use his backpay to pay that. Waiting time for Jobseeker is still about 12 weeks I hear, so it lines up.

I’ll be relieved when tomorrow comes and the mailing lists I’m signed up for for various organisations with charitable status will stop asking for end-of financial year contributions. Though I have shared this one for Southlakes, the local community support organisaion near me that’s run on the smell of an oily rag, feeding families each week after Centrelink refers them their way rather then government deigning it time to Raise the Rate above the poverty line.

$12 bag of expired food items from a foodbank

I’ve starting attending rental inspections for the step-kid and bub to mover back to Newcastle, there’s so little out there and so many families at each inspection. At least we all have housing, it’s not ideal but it’s shelter.

I’m tired, sore and disappointed. Happy Budget Hangover day

This but it’s May 2024:

A couple of days ago we heard that there was gonna be some sort of increase to the useless rent assistance payment in this budget. That turned out to be 10% from September 20’s next indexation, up to $9/week depending on how much you already get, if you’re one of people who can actually access it. If my rent goes up less than $10/week at the end of the year (if I’m lucky enough to get a renewed lease hey) I’ll be shocked. Shocked.

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5000 people on JobSeeker who have assessed work capacity of <15 hours (and by all rights should be on DSP if the rules for that weren’t so restrictive) will get a slightly higher rate of Jobseeker, like the over 55s who have been on Jobseeker for 9 months or more. I guess it’s their substitute for not having a sickness benefit – so Cancer patients can afford to pay for parking at the hospital for treatment or something.

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No actual JobSeeker or other welfare increases, despite the hopes and prayers of the community sector and the Economic Inclusion Advisory Committee. Thoughts and prayers that I beg them to at least persist with for the next 12 months, because Labor can’t be re-electable without a plan to bring welfare payments to the poverty line in their 2025 election promises.

The $300 energy bill subsidy for all is less than pensioners and families got this financial year (you might be getting some extra in Qld or WA from their state labor governments going to elections this year), and won’t be felt by those who don’t need it and $50 less subsidy a quarter WILL be felt by me. So Yeah. Not impressed. Also, straight to the billing company, quarter by quarter no chance of using it in one hit to catch up or to use for something else. (or someone else if you want to spend your subsidies and tax cuts on Andrew Leigh’s dream of a doubled charity sector by 2030).

Medicines are being capped at their current top rates ($7.70 for pensioners, $31.60 for everyone else) for a few years. So that’ll mean getting less behind, something I yelled about them doing sooner, and yay they’ve done it. Which is great, cos I’ve been having health concerns, and having to pay upfront for the GP isn’t going anywhere for most of us as most GPs haven’t returned to bulk billing, and the average gap in $44 a session now. My scans and blood tests were bulk billed last week, but still need $76 upfront for an appointment for follow-up  so I’m going on Friday, pension day!

I’ll leave you with the darling Catherine Caine, brains behind Nobody Deserves Poverty, and her budget reaction from last night.

Love yas. xo