WelfareMaxxing this Budget

So, it’s Federal Budget Day, and while the government tried to ease us into their cutting of the NDIS and there being little offered directly to the poorest to help their situation, there’s a few little interesting nuggets that tell you a lot about the government of the day.

One is the news that the Feds will give payments of about $6000 to community housing providers for each person on Youth Allowance or youth rates of DSP they house. This isn’t a nice little bonus to encourage them to rent to younger people, but a payment to stop them overtly discriminating in who they give tenancies to. You see, because they can only take 30% of your payment as rent, they don’t get as much from those on youth rates so they’re more likely to give a house to an older person on DSP or Aged Pensions. Obviously since there’s such a massive waitlist (in NSW the priority waitlist has increased from 5800 households in June 2021 to 12478 now) they’re not leaving places empty.

Of course, the government could look to lessen how far behind youth are starting when trying to get rentals by increasing the payments for all adults to the same rates by payments (Youth rates go to you turn 22)… I mean the Fair Work Commission has started making changes to youth pay rates for some awards this year. I don’t see much out there being cheaper if you’re 18-21 than if you’re 22….

we worked very hard to get over a dozen Labor MPs to break ranks in the lead up to the 2023 budget, but since then have heard from MPs that they're not allowed to bring it up anymore

Jeremy Poxon (@jeremypoxon.bsky.social) 2026-05-11T03:04:21.523Z

This idealist wants to still see ALL payment rates ABOVE the poverty line. But it seems that those Labor MPs willing to break ranks to ask for such things have been told to shush, Labor doesn’t do that.

There’s talk there might be a $200-$300 tax break for all tax payers… in 12 months. Other things like shifting around tax brackets a little are always talked about – but I will of course come back to the idea that maybe lifting the tax free threshold would be a better place to start since it helps everyone on a wage and not just the top end. I’ll also add in that it’s kinda shitty that the tax free threshold is below the poverty line and they poorest lose out on tax and reduction in their welfare payments well before they peep the poverty line.

I completely understand why the government has baulked at the gas tax changes that were near certain before Israel and the US went at Iran, there are relationships to maintain and security of diesel supplies etc etc. I do think though this is why they HAVE to go bold on Capital Gains Tax and perhaps negative gearing this year, and perhaps revisit the gas takes when there’s less global uncertainty. Trump is not making an end to their trip to Iran look like it’s happening soon, even if they do ignore Israel’s intentions in Lebanon to make it the new Gaza and expand towards their Greater Israel ideal… I got petrol today and while it’s hovering about the price it was at the end of February with the excise cut, I think it’s gonna start creeping up again soon since there’s no end in sight. I don’t think Chalmers will extend the excise discount, so it’ll jump at the end of June too…

groceries in boxes and bags

Anyway, my goal at the start of the year to food blog my way through the year went quickly when mum has her strokes, and it’s been a full one, slow but long three and a bit months since. I’ve had Everyplate meals most weeks, but switched over the buying bull chicken and mince or thanking Dad for handing over his meat tray winnings other weeks – either because money’s been tighter or because I’ve felt adventurous enough to do a week’s meals myself but have regretted that about 50% of the time when that week has had long or mentally taxing days.

We’re starting to look towards what the next step is for mum, had a builder out with the OT yesterday to see what’s possible in terms of making access to the house easier and get an idea for redoing the bathroom as an open wet room. Dad and I have been starting to assist with Mum’s personal care more in the hospital and had a more formal training session with the physio on using the sling lifter today. She may need to go into a nursing home in the short term while we get the house done, but we’re still hoping to get her home full time and get the equipment and care support she needs. She’s going to get a wheelchair soon that she can then be transported in, so I’ll get Bruce onto finding a vehicle for Dad and us to transport her so we don’t have to rely on taxis.

a trolley of Aldi groceries

So, I was just back from visiting two food pantries and Aldi last week when a friend used the word “Welfaremaxxing” and I figured it could apply to us stretching our payments well beyond what most could by being creative in our purchases and other ways of feeding our families. But I would love to be able to have my meal kits to make my brain that little less taxed, and to not have to spend a whole morning using the privilege of having a car and good physical function to make sure I have enough cash to pay for the bills that can’t be worked around will free bread and zucchini.  Unlike many who can’t drive, don’t have a car, buses don’t go to the new warehouse the government’s funding for a foodbank, or are living in tents by the old station because they couldn’t get a rental and are only able to heat their food because a charity gave them a camp stove.

There’s being frugal and then there’s knowing that the government should be doing more to house and feed people rather than outsourcing it to charities and the individual.

Like this post? Consider subscribing to new posts by email or sending a tip or treat to sustain me.

dog in front of houses at sunset

What’s simply “convenient” for you may be an essential disability accommodation for others

Every week there’s discussion on Twitter about convenience and disability accommodations. You’ve probably put your two cents in without even knowing it on a post ruing how you can buy pre-cut fruit at the supermarket, or on a post about the labor conditions of DoorDash workers. You probably weren’t deliberately ableist, you just come at it from your point of view – home delivered groceries from the majors is a convenience for you, a time saver in this busy world, while for others it’s the only way they can do a grocery shop for whatever reason. That reason isn’t really any of your business, but it could be physical ability to carry groceries, energy sapping disabilities that really can’t prioritise browsing the aisles, sensory difficulties that mean supermarkets are hell on earth, and many more. These are some of the people who can’t just shop at Aldi, no matter any price savings that may come from it.

Other people may DoorDash a meal on a day when they don’t have the energy for cooking, after prioritising other mentally or physically taxing tasks in their spoon allocation. They’re likely well away that the delivery driver isn’t receiving minimum wage, and feel guilty. That driver is possibly also disabled or another minority, eeking out a living in this discriminatory world, taking what work comes their way.

A Twitter contact was denied pre-prepared meals in the NDIS plan. These services tend to be only part-funded even if you do get them, but can mean the difference between subsisting off two minute noodles or having to rely on a $60 an hour NDIS funded support worker to cook for you. This particular person loves to cook and can’t do it any more due to their  disability, but instead of accepting this, the OT recommended they get more supports around learning to cook in order to become independent in their cooking. Again, she really wishes she could get back to making meals for herself and even for others but that’s not what life is presenting her, and having to fight the NDIS to acknowledge this and BELIEVE her is also energy-sapping and disheartening.

I was present for my sister’s first NDIS planning meeting this week, and she, like many late-diagnosed AuDHD peeps out there, has a collection of strategies that she uses to get by in this world, that are “ok” but not brilliant and we’re hoping these new supports can help her organise her life into something she thrives in.

Meanwhile, I’m watching and seeing how it goes for her, seeing if medications and therapeutic and other supports actually helps her out before I even consider going down that route for myself. In the meantime I have my own little things in life that people may consider convenience tools but I use to make my life more satisfying and manageable.

One is the meal box delivery services I use, a mainstream tool as an executive functioning aid. I still have to / get to cook meals every night, but I don’t need to get into the planning out of the meals, what and how much of it I need, ensuring what I want makes it home in my shopping, and not having to face the dilemma of what to do if something isn’t available (common for us Aldi shoppers) because I’m there at the wrong time of day. It also makes my actual in-person shops smaller – I mostly buy dairy and eggs or little treats, with extra fruit and veg coming from my foodbank foraging through the week. This means I’m in the store less, get less overwhelmed, and don’t really have to think too much on the spot, I just do the shopping and get out.

The ingredients that came in one everyplate box

I don’t want to just talk about food, but that’s my thing isn’t it? Ever the food blogger, even now. But again what you might see as a treat – seeing a sex worker, having a trip away from your family (or respite stays when you’re caring 24/7 for someone), having a bar fridge next to your workstation – enable you to function and thrive and live your best (disabled) life. If the NDIS doesn’t fund these things, many disabled people (or their carers) won’t have access to them, they will never be a little luxury for them, and they certainly cannot afford to fund many of these things themselves.

So, when you worry about whether something a disabled person is doing or using is necessary, it probably is for them. Unfortunately we’re not at the stage of most disabled people getting to move beyond that, so please watch how you challenge their everyday needs.

 

What are Foodbank prices really like?

I’d like to acknowledge that in having a car, the time and physical ability to shop around I am in a very priveledge position to even be able to venture to one or more foodbanks, along with having Coles, ALDI and Woolies in my town. I scour the catalogues like your granny would, and stretch my DSP far. I can walk away from a price I don’t find fair, many can’t and either have to pay the price offered or go without that item or another to compensate. 

People on welfare are the savviest shoppers around. They know when their preferred items are on special and where. You’ll remember your grandparents scripting and saving, carting their little granny trolley from shop to shop to gather their food for the fortnight on pension day. That’s what we all do now, but the pensions and certainly other payments like Youth Allowance and JobSeeker don’t go as far, so more and more people are using foodbanks for their regular grocery shops, if they have access to one, the car to get there or somehow luck out on one that delivers (Southlakes in my area does a $10 home delivered box of essentials each week, a rare gem) or is in walking or public transport distance.

Hours at the foodbanks are limited – for example the Salvos here is 10-1 Tuesday and Thursday, the community church 9-12 Thursday. And there’s often a line out the front, meaning people get there early (the oldies at the church I’ve seen at 8am for the $2 fresh fruit and veg boxes on offer at nine) or be prepared to hang around til it’s your turn. Which is fine again for those of us with time to kill, not if you’re wrangling toddlers or have mutual obligations with Centrelink, or medical appointments. Tensions can get high in the lines, everyone’s already on edge from *waves hands* life and all that, having to queue for a free bag of fruit and veges, or to get in to buy discounted items that you don’t have the usual choice over – no you can’t get the cereal the kids prefer or not get lavendar cos you hate it because if that’s what’s on offer and you need to fill that gap in your pantry or cleaning products, you get what’s on offer and at the price on offer. They say choice and control a lot on NDIS talk, people on welfare don’t have choice and control. Beggars can’t be choosers, but when someone cuts in line because they didn’t know the system or the supervisor makes you say please when you were being polite already…. that gets to you even when you’re usually easy-going.

Photo in a hall. There are fold out tables with boxes on them people are sorting groceries into the boxesA box o assorted groceries

Macquarie church at Cardiff does a $5 box weekly if you can get there between 1pm and 2.30pm

So, when you’re trying to stretch your budget and the foodbank is charging more than Woolies or Coles is you might question it. You might get told it’s the same as the supermarket, but it’s short dated so you think that’s not exactly fair. Or, it’s more expensive than the regular specials at the majors, or it’s a name brand but because your budget extends to home brand pricing, you can’t see how it’s fair to charge more than you’d pay for the home label or Aldi equivalent even though it has the shiny label.

Then you remember these items were donated by the supermarkets – written off for their own purposes to be seen as generous, or other shoppers have donated it at the checkout, paying full price for it with their own shopping…

Foodbank and Ozharvest collect donations, the most obvious ones those ones they ask for at the checkout. Presumably this goes to their transport costs, which would be substantial. But there’s also grants for these from all levels of government, and private donations. All these appeals for money and people wonder why they’re left paying $3 for a box of donated, short-dated weetbix.

On a white bench - a recycling bin, breadrolls, fruit buns, fingerbuns, sourdough
Free breads from the Friday foodbank

On Fridays I line up for my Ozharvest bag and breads (above) and then usually buy a bagful of groceries from certain shelves for $12. It’s $14 the first time, and $12 after that if you bring the bag bag to reuse. There’s always noodles and cereals, sauces I may or may not like, tins of chick peas and tomatoes. Other snacks and such vary. Again, you get a lot compared to full price, but it’s all short dated or past best before dates (they can sell it up to six months past a best before date). I just dislike that there’s no catering for special diets, wheat and carbs are king. And no preferences, just get what’s on offer.

Groceries on a bench: Granola, crackers, milk , tins, noodles, cake mixes, sauces

That foodbank has a bunch of other shelves of individually priced goods they’ve purchased from Foodbank the charity. Please forgive the quality of the photos, I wasn’t supposed to be taking photos at all for privacy reasons but there’s noone in them….

Cans on a foodbank shelf. The photo is a little blurry

How much would you expect to pay for a can of beans at the foodbank? $1? Free? How about “2 for $4”? (Yes you can just buy one can, yes it’s bloody annoying that it’s ticketed that way casting more confusing into already meh situations) $2? Well, the beans are $2.20 at Coles, so that’s a fair price, according to this place. They figure since it’s less than full price of the supermarket it’s fair. And of course you don’t HAVE to buy it there, but as a poor person you expect that you’ll be getting a good price, right? Especially since you wouldn’t be buying Edgell if you were at coles, it’d be the $1.10 home brand option. screen cap from coles website Tins of beans for $2.20 a can

The little church foodbank I go to on Thursdays sells tins of beans for $1. I might get them if I need the ingredient for something but usually I’ll pick up a tin of something at ALDI.

Cans and other products ona foodbank shelf

How about cleaning products? Pine o Clean full price is $8 for 1.25L at the majors, but you can get a homebrand bottle for $2.50. At the first foodbank, they have them “2 for $12” or $6 a bottle. SO less than the brand, but more than homebrand. Plus you don’t get choice over scent. And I never would buy brand cleaners full price. A small Morning Fresh is $5.50 full price, but the various sizes are half price most weeks at either Coles or Woolies. There’s many cheaper dishwashing liquid options out there as you know – Choice ranks a bunch of them on their website. I usually just get and am happy with the ALDI one. Oh and the foodbank price? $3.

Pine o clean and toilet blech on a shelf morning fresh

How about milk? HOW ABOUT MILK? You ask. We know the pice of milk at the supermarket is a hot topic. It’s $4.50 for three litres at ALDI,  $4.80 at Coles. Remember when it was $1 a liter? lol Longlife milk is another option – Aldi 1L $1.59, 2L $3.09. Homebrand about the same $1.60,

long life full cream milk and vegemite on a foodbank shelfgroceries on a foodbank shelf

SO, what’s the foodbank asking for 2L of longlife Aldi full cream milk? $3 at one, $2.50 at the other. Or $2.50 for two 1L skim at the little church foodbank.

the $1.50 and 2 for $1.50 items at my local foodbank

Want non-dairy milk? $3 for a litre.

teabags, condenced milk, ling life nut milks

Now, TREATS is some we’re told we shouldn’t have, we shouldn’t buy a pack of biscuits and stick to noodles. But YOU DO DESERVE NICE THINGS. But you should be able to get them for a reasonable price. I look at the catalogues every Wednesday to see what’s half price at woolies, you can usually get a half price block of Cadbury or Nestle at one of Coles or Woolies. Never pay full price for brands.

BUT, let’s treat ourselves, we’re at the foodbank, depressed about the cost of groceries and food and life. SO, how about a chockie? Well you could pay $2 for a three pack of these Nutella biscuits, best before 28/09/2023. Or you could have gotten four packs for $1 at the little church the day before. Big W has them for $2.50, presumably with a longer best before date.

A dissplay of nutella bisuitsA dispplay of nutella bisuits

screenshot of nutelle biscuits from Big W website.

So yes, they’re cheaper than the full priced ones. But you don’t have the choice you do at the supermarket, and they have very short best before dates, which certainly works into how much you should pay, which is why Woolies donated this stuff in the first place. Choice matters. Being able to keep it more than a week matters.

Groceries on my nech
$18 at the little church foodbank

 

Other foodbank services might charge a membership fee. Or have a certain purchase amount before you can get the free bread. Rules vary, and this is just my little selection in my area. And I’m not doing this just to complain. But foodbanks aren’t free. And people need to know this, either so they know where their donations at the checkout are going or what if means when Coles and Woollies write off their products to charity. But also so you don’t go to a foodbank hungry, broke and tired and expect something for free. Because yes places do emergency free hampers, but again that usually means going through a social worker and there’s even less choice then.Good luck out there. You deserve to have nice things.