The 35-Day Rule

Even though I spend an awful lot of time looking at health and welfare stuff, I have A LOT to learn about the stuff that affects older people (generally 65 years + in Australia) outside of my brief grasp of the Aged Pension and how it differs from DSP.

This week’s learnings were about the 35-day rule in NSW public hospitals for “Nursing Home Type Patients“. A “Nursing home type patient is when you’re finished needing the hospital treatment for whatever you came in with (and also anything else that came up along the way) and you’re basically just receiving the level of care a car home would give – this include regular medications if they don’t need adjusting, toileting and shower and other personal care support, and accommodation and meals. After 35 days at this level of care they can start charging “at a rate equivalent to 85% of the aged pension” for care and board.

If you get sick in that time (eg you have another stroke or you get a UTI or a hospital acquired infection) you can moved back to being a regular patient and not charged, but the clock doesn’t reset. Once you’re deemed back in maintenance mode they start charging again.

This is meant to encourage people to get their wiggle on in getting their Nan into an aged care placement. Which might be a nice idea to the bean counters, but families have very little influence on getting those placements once they paperwork is all done. Which are usually done within a month if there’s social work support to do so.

There are no aged care beds anywhere, so charging a daily fee isn’t going to get Grandma into care sooner, it’s just another stressor on the family regardless of whether they can “Afford” it or not. There’s no bed for fee paying residents or fully commonwealth supported ones. If anything this fee should be on the federal government if it’s to incentivise a placement.

After 35 in a hospital after you're deemed well enough for discharge but are stuck because you're waiting for an aged care placement NSW health starts billing you an amount equiv to 85% of the pension for board and care. It can be waived for hardship but yeah should be billed to the feds.

πŸ’œ phonakins πŸ‰πŸŒ² (@phonakins.com) 2026-08-20T11:18:31.961Z

The 85% is of the single pension rate, which is going to be $1237.70 a fortnight from September 20, or $933 for a member of a couple. It can be waived for “financial stress” which would anyone relying on the pension for their income, and certainly screwing over the partner of the person stuck in hospital.

Social Security Payment Parameters 20 September 2026 indexation Rates Pension Rates Pension β€” Single β€” Resident Component (per fortnight) Previous Amount 20 Sep 2026 Increase Basic Rate $1,100.30 $1,135.40 $35.10 Pension Supplement $86.50 $88.20 $1.70 Energy Supplement $14.10 $14.10 - Typical Total Rate $1,200.90 $1,237.70 $36.80 Note: also applies to residents temporarily absent (weeks 1 to 6). Note: also includes illness separated, respite care or partner in gaol. Pension β€” Partnered (each) β€” Resident Component (per fortnight) Previous Amount 20 Sep 2026 Increase Basic Rate $829.40 $855.90 $26.50 Pension Supplement $65.20 $66.50 $1.30 Energy Supplement $10.60 $10.60 - Typical Total Rate $905.20 $933.00 $27.80 Note: also applies to residents temporarily absent (weeks 1 to 6).

The other indexation rates for September 20 are here.

With the scaremongering news that rents are looking to go up 30%, the $2 a week rent assistance increases are, as always, laughable. My rent will increase in December, waiting to see by how much. Last year it was $50/week with the signing of another 12 month lease.

Commonwealth Rent Assistance Commonwealth Rent Assistance β€” SSAct β€” Maximum rates Family situation (per fortnight) Previous Amount 20 Sep 2026 Increase Single $219.40 $223.80 $4.40 Single β€” Sharer $146.27 $149.20 $2.93 Partnered β€” Illness separated $219.40 $223.80 $4.40 Partnered β€” Temporarily separated $206.80 $211.00 $4.20 Couple $206.80 $211.00 $4.20 Commonwealth Rent Assistance β€” SSAct β€” Rent thresholds Family situation (per fortnight) Previous Amount 20 Sep 2026 Increase Single $154.80 $157.80 $3.00 Single β€” Sharer $154.80 $157.80 $3.00 Partnered β€” Illness separated $154.80 $157.80 $3.00 Partnered β€” Temporarily separated $154.80 $157.80 $3.00 Couple $250.80 $255.80 $5.00 Commonwealth Rent Assistance β€” SSAct β€” Rent ceilings Family situation (per fortnight) Previous Amount 20 Sep 2026 Increase Single $447.34 $456.20 $8.86 Single β€” Sharer $349.83 $356.74 $6.91 Partnered β€” Illness separated $447.34 $456.20 $8.86 Partnered β€” Temporarily separated $430.54 $439.14 $8.60 Couple $526.54 $537.14 $10.60

And with the increasing unemployment rate, more are waiting on their extra $8.10 a week and for it to have already disappeared into the nether.Β Jobseeker Payment Rates Note: some of the following rates may apply to Special Benefit recipients. JobSeeker Payment β€” Single β€” No dependent children Component (per fortnight) Previous Amount 20 Sep 2026 Increase Basic Rate $808.70 $824.90 $16.20 Energy Supplement $8.80 $8.80 - Typical Total Rate $817.50 $833.70 $16.20 JobSeeker Payment β€” Single β€” With dependent children Component (per fortnight) Previous Amount 20 Sep 2026 Increase Basic Rate $866.00 $883.30 $17.30 Energy Supplement $9.50 $9.50 - Typical Total Rate $875.50 $892.80 $17.30 JobSeeker Payment β€” Single β€” Principal carer of a dependent child Component (per fortnight) Previous Amount 20 Sep 2026 Increase Basic Rate $866.00 $883.30 $17.30 Energy Supplement $9.50 $9.50 - Pharmaceutical Allowance $7.00 $7.00 - Typical Total Rate $882.50 $899.80 $17.30

So, mum’s in purgatory, but a slightly quieter one after moving to a smaller hospital, but not the private one that rejected other the day they said she was moving and was packed up and transport on the way, the one that at least two staff at the current hospital have said she should go to and a couple more expressed surprise at the rejection.

A lime green paper coffee cup with a black lid and sleeve sits on a dark wooden picnic table. The cup sleeve features black text and graphics including Central Catering, Go Market, and a small illustration of a building on a hill. To the right of the cup is a clear rectangular plastic container with a blue latch holding two rectangular slices of frosted pink cake. A metal fork rests inside the container on top of the cake. In the blurred background other drink cups are partially visible including one with a yellow logo. Bright sunlight creates a strong glare from the upper left.

So we wait, drink lots of coffee, keep calling the same places just to see and I unfortunately am getting a new area of welfare and health to specialise in complaining about.

It’s August apparently.

If you like this post, have learned something from this or my blaterings on the socials, or just want to help me pay for coffee and petrol (the new hospital is just as far a drive but parking is less crap), my wishlists an paylinks are here.

Indexation is not an increase, especially if we’re looking at petrol and other hikes due to war

Indexation amounts were released last week, and I’ll personally be getting $10.25 more a week in my DSP and rent assistance. See all the details in the tables here.

Social Security Payment Parameters20 March 2026 indexation Rates Pension Rates Pension β€” Single β€” Resident Component (per fortnight) Previous Amount 20 Mar 2026 Increase Basic Rate $1,079.70 $1,100.30 $20.60 Pension Supplement $84.90 $86.50 $1.60 Energy Supplement $14.10 $14.10 - Typical Total Rate $1,178.70 $1,200.90 $22.20 Note: also includes illness separated, respite care or partner in gaol. Pension β€” Partnered (each) β€” Resident Component (per fortnight) Previous Amount 20 Mar 2026 Increase Basic Rate $813.90 $829.40 $15.50 Pension Supplement $64.00 $65.20 $1.20 Energy Supplement $10.60 $10.60 - Typical Total Rate $888.50 $905.20 $16.70
Pensions from March 20
Commonwealth Rent AssistanceCommonwealth Rent Assistance β€” SSAct β€” Maximum rates Family situation (per fortnight) Previous Amount 20 Mar 2026 Increase Single $215.40 $219.40 $4.00 Single β€” Sharer $143.60 $146.27 $2.67 Partnered β€” Illness separated $215.40 $219.40 $4.00 Partnered β€” Temporarily separated $203.00 $206.80 $3.80 Couple $203.00 $206.80 $3.80 Commonwealth Rent Assistance β€” SSAct β€” Rent thresholds Family situation (per fortnight) Previous Amount 20 Mar 2026 Increase Single $152.00 $154.80 $2.80 Single β€” Sharer $152.00 $154.80 $2.80 Partnered β€” Illness separated $152.00 $154.80 $2.80 Partnered β€” Temporarily separated $152.00 $154.80 $2.80 Couple $246.20 $250.80 $4.60
Rent assistance amounts from March 20

As always, they start accumulating from March 20, so no one sees the full increase pain into their account until at least April, and not til mid-April for some. Standard single JobSeeker is getting a $15.10 a fortnight “boost” (*voms*) as the gov and media love to call it. $7.55 a week isn’t exactly a powerup.

Jobseeker Payment RatesNote: some of the following rates may apply to Special Benefit recipients. JobSeeker Payment β€” Single β€” No dependent children Component (per fortnight) Previous Amount 20 Mar 2026 Increase Basic Rate $793.60 $808.70 $15.10 Energy Supplement $8.80 $8.80 - Typical Total Rate $802.40 $817.50 $15.10 JobSeeker Payment β€” Single β€” With dependent children Component (per fortnight) Previous Amount 20 Mar 2026 Increase Basic Rate $849.90 $866.00 $16.10 Energy Supplement $9.50 $9.50 - Typical Total Rate $859.40 $875.50 $16.10 JobSeeker Payment β€” Single β€” Principal carer of a dependent child Component (per fortnight) Previous Amount 20 Mar 2026 Increase Basic Rate $849.90 $866.00 $16.10 Energy Supplement $9.50 $9.50 - Pharmaceutical Allowance $7.00 $7.00 - Typical Total Rate $866.40 $882.50 $16.10
Jobseeker rates from March 20

Of course, the ACCC had been “asked” to keep an eye on fuel prices, but that’s just about all they’ll do – watch. I can do that too. Which is why when taking the recycling this morning we went to the lil servo and garage at Mirabooka for fuel. I handed them the $50 note Dad had given me and the 5c coin from my Gudetama coin purse and topped it up.

They say we might see an interest rate rise because of the extra inflation of fuel costs and the impact that will have on food and transport costs. I’m sure that in itself will put brakes on already stretched waged-households spending, but sure throw an interest rate hike on top. Gotta play the numbers.

Nearly paid off the power bill, then it’s rego for the Corolla next month. OurΒ  household spending is certainly not all that wild. but as long as Maxi has food and treats we’re going fine.

What will YOU spend your $3 indexation on?

Mudgeting tin from the 50s

It’s here guys! After the webpage being embargoed for what seemed like forever, the March 20 indexation of welfare payments has finally come out, and are you ready to spend up?

Let’s start with the pension rates, since that’s what I get and what they claimed to have increased

PensionsAdult Pension Rates Single* Previous Amount 20 Mar 2025 Increase Base $1,047.10 $1,051.30 $4.20 pf Supplement $83.20 $83.60 $0.40 pf Energy Supplement $14.10 $14.10 - pf Total $1,144.40 $1,149.00 $4.60 pf Partnered (each) Base $789.30 $792.50 $3.20 pf Supplement $62.70 $63.00 $0.30 pf Energy Supplement $10.60 $10.60 - pf Total $862.60 $866.10 $3.50 pf
Pensions indexation

On my partner rate pension, I’ll be getting $3.50 “extra” a fortnight in my bank account. Looking at yesterday’s Aldi receipt, that’s worth about 600g of tomatoes or 3 tins of tuna or 2 UHT milks.

Let’s add in that 80c rent assistance “boost” and the $4.30 a fortnight covers a couple tins of dog food. And you know that’s where I spend my money first before anything for us lol Fortunately my rent only went up $10 a week last year so I’m not as behind as some who’ll lose out from this, especially if the thresholds mean their rent assistance goes down this year :/ Looking to my Aldi receipt there is nothing under 80c on there, even my mineral water is 89c a bottle.

Rent Assistance - for payments under the Social Security ActMaximum Payment Family Situation Previous Amount 20 Mar 2025 Increase Single $211.20 $212.00 $0.80 pf Single, sharer $140.80 $141.33 $0.53 pf Couple $199.00 $199.80 $0.80 pf Partnered, illness-separated $211.20 $212.00 $0.80 pf Partnered, temporarily separated $199.00 $199.80 $0.80 pf Rent Threshold Family Situation Previous Amount 20 Mar 2025 Increase Single $149.00 $149.60 $0.60 pf Single, sharer $149.00 $149.60 $0.60 pf Couple $241.40 $242.40 $1.00 pf Partnered, illness-separated $149.00 $149.60 $0.60 pf Partnered, temporarily separated $149.00 $149.60 $0.60 pf Rent Ceiling Family Situation Previous Amount 20 Mar 2025 Increase Single $430.60 $432.27 $1.67 pf Single, sharer $336.74 $338.05 $1.31 pf Couple $506.74 $508.80 $2.06 pf Partnered, illness-separated $430.60 $432.27 $1.67 pf Partnered, temporarily separated $414.34 $416.00 $1.66 pf
Rent assistance indexation

For those on jobseeker, $3.10 a fortnight will find its way to your account. And the supplements aren’t going up any of course.

AllowancesAllowance Rates (JobSeeker Payment, Special Benefit) Family Situation Previous Amount 20 Mar 2025 Increase Single, 22 or over, no children $778.00 $781.10 $3.10 pf Single, 22 or over, with children $833.20 $836.50 $3.30 pf Single, 55 or over, after 9 months $833.20 $836.50 $3.30 pf Single, 22 or over, partial capacity to work (0-14 hours) $833.20 $836.50 $3.30 pf Partnered (each) $712.30 $715.10 $2.80 pf Single, principal carer of child, exempt from activity test* $1,007.50 $1,011.50 $4.00 pf * Rate includes amount of Basic Pension Supplement (for under Age Pension age recipients). Energy Supplement (JobSeeker Payment, Special Benefit)* Family Situation - under Age Pension age Previous Amount 20 Mar 2025 Increase Single, 22 or over, no children $8.80 $8.80 - pf Single, 22 or over, with children $9.50 $9.50 - pf Single, 55 or over, after 9 months $9.50 $9.50 - pf Single, 22 or over, partial capacity to work (0-14 hours) - $9.50 - pf Partnered (each) $7.90 $7.90 - pf Single, principal carer of child, exempt from activity test $12.00 $12.00 - pf Family Situation - over Age Pension age Previous Amount 20 Mar 2025 Increase Single $14.10 $14.10 - pf Partnered (each) $10.60 $10.60 - pf
JobSeeker indexation

They better not dare use us as election fodder. We will kick back.

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To election season!

All apologies, no action – Mutual Obligations must go NOW

Been doing some reminiscing of sorts in preparations for the 5th anniversary or the COVID supplement and the long pause of “mutual” obligations. I was NOT in a good place back then, but I was getting the covid supplement after my hours got dramatically cut after disability respites and day programs closed down and we got cut to minimum contracted hours wherever they could place us in residential settings. I was then still getting it when I did eventually lose my job, and was looking at my bank statements shocked to see my total Newstart payment (single) including rent assistance was only $90 less than my (partner) DSP and rent assistance now – $970 vs $1061.60.

We’re getting the “boost” of, I’m told, 0.4% thanks to low inflation from March $20, which’ll take it to around $1065, give or take. Thanks Labor!

The best part of getting DSP was the removal of mutual obligations. It left me free to participate in therapy, do my little advocacy stuff, help family and friends, and just exist peacefully as possible. I’ve actually been doing a small amount of paid work in the past year, mostly online, but also exam supervision and before that election work. Stuff I can do when I have the energy and mental capacity and things that take my interest. I’ve had people approach me about applying for (social) media work with more hours, and I’m not up for that yet consistently but yeah, I’m starting to see more how that could work for me, and for them, and the knowledge that I might actually be a useful engine is nice. It’s also great to know that I do have the DSP to back me up, even if I am working, if I need to step back there’s that.

Being on DSP and my own timetable means I can also torture myself by watching Senate estimates, such as the session last week with DEWR Secretary Natalie James and Minister Murray Watt.

Don’t know Ms James? Well there’s a helpful puff piece in The Mandarin today (out of paywall), hoping top humanise her after the session.

What I got from the session was that the department is not confident that people aren’t being suspended due to errors with their system. What they have done is stopped cancellations at this point, more due to the recent discovery that their guidelines say they’re not meant to cut off anyone who doesn’t have any money saved (which is basically everyone) – but that doesn’t mean they can’t just keep suspending people, which is effectively the same since you have no money if you’re not getting your welfare payment.

So the department doesn’t know if they’re cutting people off incorrectly (let alone illegally) and they seem to be happy to continue with enforcing mutual obligations. They’re happy with how it’s going, and seem more concerned about “provider viability” than whether people are being left without any money to feed and house themselves, about whether they’re putting people in danger of suicide or other misadventure.

They also don’t know how the 10, mostly Indigenous, people who died after being cut off due to a “bug” did die. And when pressed they stated that since the families didn’t contact Services Australia to inform them of a suicide or other cause of death they don’t know and haven’t investigated.

And that’s just those ten. We know others who are still owed money from being cut off incorrectly or illegally who haven’t received repayment, so there’s likely more out there who aren’t doing so well.

It’s a mess. And that’s without even getting to the well known issues people have with their providers cutting them off because they weren’t marked present for a meeting, or demanding people complete phone meetings in a cyclone when mutual obligations have been stopped in preparation for a disaster.

A screenshot from an email by 'Help' a Disability Employment Service owned by IntoWork says the following: "As you may be aware, Cyclone Alfred has intensified to a Category 2 system and is expected to make landfall between Brisbane, the Gold Coast, and the Sunshine Coast later this week. As the safety of our staff, customers, clients, and participants is our top priority all Help Employment offices will be closed on Thursday, 6 March, and Friday, 7 March. What does this mean for you? Employment Services: Our offices will be closed, but telephone appointments will continue as normal. Face-to-Face Appointments: Any scheduled in-person appointments will be rescheduled or changed to phone appointments. Your consultant will be in touch with further details. Please follow local emergency services' advice and stay safe during this time."

(I’m also concerned for the staff who are presumably at home preparing themselves and being made to make unnecessary phone calls to people)

I haven’t heard if the pause has even gone through to people on the Workforce Australia app or by SMS, but wouldn’t be surprised if people are notified after the fact like during the rolling pause at the start of the year.

So yeah, a sorta apology (β€œI absolutely and unreservedly apologise on behalf of the department that we cannot have full confidence in this system delivering what it’s intended to deliver”) for a known error but keeping the system that is still possibly illegally cutting people off their tiny subsistence payments while you get it looked into isn’t going to cut it anymore. You can’t just say sorry for a known error that’s killed people, and have related errors still under investigations and needing to be paid back (let alone compensated) and still say you trust in the system and are happy to have it doing this because you aren’t turning your mind to it.

Suspend mutual obligations now, while you get your house in order. But why would you when nothing but promotions and excuses came from Robodebt.

And that’s before we actually talk about how much harm, rather than the expected help, is caused by “providers”.

(Preferably get rid of them altogether and create a voluntary, effective, public job-getting support service that people actually WANT to engage with)

But my updated GTA has downloaded and I’m gonna go cause some chaos.

picture of someone in a hello kitty costume drinking bubble tea in front of a burning house.

Xmas Shutdown – Much needed time off for Volunteers, but here’s how long til the Food Banks reopen

Second last morning for my regular food bank this morning. After Wednesday 11/12 they reopen on January 6. Knowing them, they’ll be delivering emergency hampers this whole time. Emergency hampers not funded by the government, but from funds they’re raised through the year from community members and local businesses.

They’re frantically prepping for their Xmas party Sunday. They have gifts for 2000 kids and hundreds of hampers. They’re even doing gift cards for teens, getting donations for them from local businesses.

palates of standard $25 foodbank hampers

Another local foodbank closes Wed 18th at lunchtime, reopens January 13. Another weekly one does their last $15 hampers on the 19th and then comes back Jan 16.

last year's foodbank christmas hamper

Obviously, all these volunteers well and truly deserve a break, and school holidays and Christmas means less people available to help out. A few more just generally close for school holidays (so not back until February). So then, people are left to their own devices, a time when schools are closed, work schedules are thrown out (sometimes way more work sometimes way less), Centrelink reporting is earlier and people either get paid earlier with the public holidays or they miss the early reporting date and have to stretch til the payment comes through.

We also all know the chaos of holiday grocery shopping, even on more generous budgets.

So, on this day where Youth Payment indexation has been advertised – up to $24.30 extra a fortnight from Jan 1 – and organisations are asking the government to raise the rate of welfare payments, let’s aim for better and ask for ALL payments to be raised above the poverty line – at last $88 a day if we go with the Henderson Poverty Line. People need money to survive, they can’t actually access safety nets like food banks all year around, give them the dignity of choosing and buying their own food – for Christmas and for every day.