Just because it’s better than nothing, doesn’t make it “good”

Oh hai there, just screaming into the void that the messaging coming out from yet another report detailing the material deprivation faced by people on all welfare payments.

ACOSS has just dropped their latest Poverty and Inequality report Material deprivation in Australia: the essentials of life. It doesn’t just report on how much money people have, but also what people are not getting because they can’t afford it – covered by the surveys I discussed in this post when I was doing the Poverty course through ACOSS and UNSW – the same people conducting this study and writing this report.

“The most common items people said they lacked because they couldn’t
afford them are: home contents insurance (8%), at least $500 in savings for
an emergency (7%), comprehensive motor vehicle insurance (5%) and dental treatment when needed (4%).”

Yeah, I have none of those things. If I needed dental treatment I’d try the NSW health clinic as that’s an option, or I’d ask family for money to help pay, or put it on ZipPay or get a Centrelink advance, but I don’t have the funds for such things as routine. I said to others doing that course that as much as they’d hope the person crashing into them in their shitbox at least had third party property insurance to cover their car’s damage, the reality is we often don’t, Greenslips for injury are compulsory but you’re making a huge assumption that we’ll be able to pay for your damage.

But it’s the messaging around this report and others that always gets me. The report straight up says that DSP and Carer’s payments leave people struggling, and yet ACOSS et al come out asking for payments to be raise to that level – the $82/day for a single aged or disabled pensioner leaves them below the poverty line and skipping meals, health care and cheaping out on cooling in this heatwave while trying to stay in a likely substandard rental.

So aim higher. Ask for an amount that will make a difference. The Henderson Poverty Line is around $87 a day (it fluctuates, but if you need to put a number on it). This doesn’t take into account the extra costs of being disabled or chronically ill, but again it’s a start for adults to have enough money to meet their basic needs.

We have an election to be called any time now (it’ll be by May and that’ll be here before we know it) so get your ducks in a row and ask for good things, not incremental “improvements” that leave people in poverty. They haven’t given you your meagre asks anyway. Maybe Labor will be desperate enough to actually promise something progress, Miles style?

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