The 35-Day Rule

Even though I spend an awful lot of time looking at health and welfare stuff, I have A LOT to learn about the stuff that affects older people (generally 65 years + in Australia) outside of my brief grasp of the Aged Pension and how it differs from DSP.

This week’s learnings were about the 35-day rule in NSW public hospitals for “Nursing Home Type Patients“. A “Nursing home type patient is when you’re finished needing the hospital treatment for whatever you came in with (and also anything else that came up along the way) and you’re basically just receiving the level of care a car home would give – this include regular medications if they don’t need adjusting, toileting and shower and other personal care support, and accommodation and meals. After 35 days at this level of care they can start charging “at a rate equivalent to 85% of the aged pension” for care and board.

If you get sick in that time (eg you have another stroke or you get a UTI or a hospital acquired infection) you can moved back to being a regular patient and not charged, but the clock doesn’t reset. Once you’re deemed back in maintenance mode they start charging again.

This is meant to encourage people to get their wiggle on in getting their Nan into an aged care placement. Which might be a nice idea to the bean counters, but families have very little influence on getting those placements once they paperwork is all done. Which are usually done within a month if there’s social work support to do so.

There are no aged care beds anywhere, so charging a daily fee isn’t going to get Grandma into care sooner, it’s just another stressor on the family regardless of whether they can “Afford” it or not. There’s no bed for fee paying residents or fully commonwealth supported ones. If anything this fee should be on the federal government if it’s to incentivise a placement.

After 35 in a hospital after you're deemed well enough for discharge but are stuck because you're waiting for an aged care placement NSW health starts billing you an amount equiv to 85% of the pension for board and care. It can be waived for hardship but yeah should be billed to the feds.

— πŸ’œ phonakins πŸ‰πŸŒ² (@phonakins.com) 2026-08-20T11:18:31.961Z

The 85% is of the single pension rate, which is going to be $1237.70 a fortnight from September 20, or $933 for a member of a couple. It can be waived for “financial stress” which would anyone relying on the pension for their income, and certainly screwing over the partner of the person stuck in hospital.

Social Security Payment Parameters 20 September 2026 indexation Rates Pension Rates Pension β€” Single β€” Resident Component (per fortnight) Previous Amount 20 Sep 2026 Increase Basic Rate $1,100.30 $1,135.40 $35.10 Pension Supplement $86.50 $88.20 $1.70 Energy Supplement $14.10 $14.10 - Typical Total Rate $1,200.90 $1,237.70 $36.80 Note: also applies to residents temporarily absent (weeks 1 to 6). Note: also includes illness separated, respite care or partner in gaol. Pension β€” Partnered (each) β€” Resident Component (per fortnight) Previous Amount 20 Sep 2026 Increase Basic Rate $829.40 $855.90 $26.50 Pension Supplement $65.20 $66.50 $1.30 Energy Supplement $10.60 $10.60 - Typical Total Rate $905.20 $933.00 $27.80 Note: also applies to residents temporarily absent (weeks 1 to 6).

The other indexation rates for September 20 are here.

With the scaremongering news that rents are looking to go up 30%, the $2 a week rent assistance increases are, as always, laughable. My rent will increase in December, waiting to see by how much. Last year it was $50/week with the signing of another 12 month lease.

Commonwealth Rent Assistance Commonwealth Rent Assistance β€” SSAct β€” Maximum rates Family situation (per fortnight) Previous Amount 20 Sep 2026 Increase Single $219.40 $223.80 $4.40 Single β€” Sharer $146.27 $149.20 $2.93 Partnered β€” Illness separated $219.40 $223.80 $4.40 Partnered β€” Temporarily separated $206.80 $211.00 $4.20 Couple $206.80 $211.00 $4.20 Commonwealth Rent Assistance β€” SSAct β€” Rent thresholds Family situation (per fortnight) Previous Amount 20 Sep 2026 Increase Single $154.80 $157.80 $3.00 Single β€” Sharer $154.80 $157.80 $3.00 Partnered β€” Illness separated $154.80 $157.80 $3.00 Partnered β€” Temporarily separated $154.80 $157.80 $3.00 Couple $250.80 $255.80 $5.00 Commonwealth Rent Assistance β€” SSAct β€” Rent ceilings Family situation (per fortnight) Previous Amount 20 Sep 2026 Increase Single $447.34 $456.20 $8.86 Single β€” Sharer $349.83 $356.74 $6.91 Partnered β€” Illness separated $447.34 $456.20 $8.86 Partnered β€” Temporarily separated $430.54 $439.14 $8.60 Couple $526.54 $537.14 $10.60

And with the increasing unemployment rate, more are waiting on their extra $8.10 a week and for it to have already disappeared into the nether.Β Jobseeker Payment Rates Note: some of the following rates may apply to Special Benefit recipients. JobSeeker Payment β€” Single β€” No dependent children Component (per fortnight) Previous Amount 20 Sep 2026 Increase Basic Rate $808.70 $824.90 $16.20 Energy Supplement $8.80 $8.80 - Typical Total Rate $817.50 $833.70 $16.20 JobSeeker Payment β€” Single β€” With dependent children Component (per fortnight) Previous Amount 20 Sep 2026 Increase Basic Rate $866.00 $883.30 $17.30 Energy Supplement $9.50 $9.50 - Typical Total Rate $875.50 $892.80 $17.30 JobSeeker Payment β€” Single β€” Principal carer of a dependent child Component (per fortnight) Previous Amount 20 Sep 2026 Increase Basic Rate $866.00 $883.30 $17.30 Energy Supplement $9.50 $9.50 - Pharmaceutical Allowance $7.00 $7.00 - Typical Total Rate $882.50 $899.80 $17.30

So, mum’s in purgatory, but a slightly quieter one after moving to a smaller hospital, but not the private one that rejected other the day they said she was moving and was packed up and transport on the way, the one that at least two staff at the current hospital have said she should go to and a couple more expressed surprise at the rejection.

A lime green paper coffee cup with a black lid and sleeve sits on a dark wooden picnic table. The cup sleeve features black text and graphics including Central Catering, Go Market, and a small illustration of a building on a hill. To the right of the cup is a clear rectangular plastic container with a blue latch holding two rectangular slices of frosted pink cake. A metal fork rests inside the container on top of the cake. In the blurred background other drink cups are partially visible including one with a yellow logo. Bright sunlight creates a strong glare from the upper left.

So we wait, drink lots of coffee, keep calling the same places just to see and I unfortunately am getting a new area of welfare and health to specialise in complaining about.

It’s August apparently.

If you like this post, have learned something from this or my blaterings on the socials, or just want to help me pay for coffee and petrol (the new hospital is just as far a drive but parking is less crap), my wishlists an paylinks are here.

Indexation is not an increase, especially if we’re looking at petrol and other hikes due to war

Indexation amounts were released last week, and I’ll personally be getting $10.25 more a week in my DSP and rent assistance. See all the details in the tables here.

Social Security Payment Parameters20 March 2026 indexation Rates Pension Rates Pension β€” Single β€” Resident Component (per fortnight) Previous Amount 20 Mar 2026 Increase Basic Rate $1,079.70 $1,100.30 $20.60 Pension Supplement $84.90 $86.50 $1.60 Energy Supplement $14.10 $14.10 - Typical Total Rate $1,178.70 $1,200.90 $22.20 Note: also includes illness separated, respite care or partner in gaol. Pension β€” Partnered (each) β€” Resident Component (per fortnight) Previous Amount 20 Mar 2026 Increase Basic Rate $813.90 $829.40 $15.50 Pension Supplement $64.00 $65.20 $1.20 Energy Supplement $10.60 $10.60 - Typical Total Rate $888.50 $905.20 $16.70
Pensions from March 20
Commonwealth Rent AssistanceCommonwealth Rent Assistance β€” SSAct β€” Maximum rates Family situation (per fortnight) Previous Amount 20 Mar 2026 Increase Single $215.40 $219.40 $4.00 Single β€” Sharer $143.60 $146.27 $2.67 Partnered β€” Illness separated $215.40 $219.40 $4.00 Partnered β€” Temporarily separated $203.00 $206.80 $3.80 Couple $203.00 $206.80 $3.80 Commonwealth Rent Assistance β€” SSAct β€” Rent thresholds Family situation (per fortnight) Previous Amount 20 Mar 2026 Increase Single $152.00 $154.80 $2.80 Single β€” Sharer $152.00 $154.80 $2.80 Partnered β€” Illness separated $152.00 $154.80 $2.80 Partnered β€” Temporarily separated $152.00 $154.80 $2.80 Couple $246.20 $250.80 $4.60
Rent assistance amounts from March 20

As always, they start accumulating from March 20, so no one sees the full increase pain into their account until at least April, and not til mid-April for some. Standard single JobSeeker is getting a $15.10 a fortnight “boost” (*voms*) as the gov and media love to call it. $7.55 a week isn’t exactly a powerup.

Jobseeker Payment RatesNote: some of the following rates may apply to Special Benefit recipients. JobSeeker Payment β€” Single β€” No dependent children Component (per fortnight) Previous Amount 20 Mar 2026 Increase Basic Rate $793.60 $808.70 $15.10 Energy Supplement $8.80 $8.80 - Typical Total Rate $802.40 $817.50 $15.10 JobSeeker Payment β€” Single β€” With dependent children Component (per fortnight) Previous Amount 20 Mar 2026 Increase Basic Rate $849.90 $866.00 $16.10 Energy Supplement $9.50 $9.50 - Typical Total Rate $859.40 $875.50 $16.10 JobSeeker Payment β€” Single β€” Principal carer of a dependent child Component (per fortnight) Previous Amount 20 Mar 2026 Increase Basic Rate $849.90 $866.00 $16.10 Energy Supplement $9.50 $9.50 - Pharmaceutical Allowance $7.00 $7.00 - Typical Total Rate $866.40 $882.50 $16.10
Jobseeker rates from March 20

Of course, the ACCC had been “asked” to keep an eye on fuel prices, but that’s just about all they’ll do – watch. I can do that too. Which is why when taking the recycling this morning we went to the lil servo and garage at Mirabooka for fuel. I handed them the $50 note Dad had given me and the 5c coin from my Gudetama coin purse and topped it up.

They say we might see an interest rate rise because of the extra inflation of fuel costs and the impact that will have on food and transport costs. I’m sure that in itself will put brakes on already stretched waged-households spending, but sure throw an interest rate hike on top. Gotta play the numbers.

Nearly paid off the power bill, then it’s rego for the Corolla next month. OurΒ  household spending is certainly not all that wild. but as long as Maxi has food and treats we’re going fine.

So, Labor, are you going to use your power for the good of the vulnerable or for the good of your donors?

Ahh, well, that was a little disappointing. I remember last election, when Labor got in my mental health nurse saying “you must be happy with that result” and I was extremely cautious in my response, feeling like I was expected to be happy, but very much wanting to wait and see how it panned out for me and the causes I care about.

The night before this weekend’s election, Albo wheeled out his childhood and how that set him up for success, and boy were we cynical in response. I mean, Labor has not helped people like his mother at all. Public housing is barely a thing and dwindling slowly. Yes, there may be “social” housing builds but the rent is higher and the conditions less kind to tenants. DSP and other pensions have not gone up this term, despite Labor members claiming so. The only increase in them has been due to legislated inflation and much of that because inflation was so high when Labor came in.

The image displays information about rental affordability for a single person on the Disability Support Pension. On the left, there's a circular icon depicting a person in a wheelchair. Below the icon, the text reads 'Single person on the Disability Support Pension'. Further below, it states '0.1% of rental listings are affordable for a person on the Disability Support Pension.' On the right side, there is a graphic of a dark blue house shape containing the text '100%' and a lighter blue house shape inside it containing the text '0%'.

The $20 a week that Jobseekers and Youth received is long gone and was less than the previous governments increase ($25/week) in real dollars.

Rent assistance for those 14% of welfare recipients who get it has gone up to a whole $100/week max with those two “real” increases this last three years. It still isn’t giving people access to private rentals in this country, with Anglicare’s latest snapshot showing someone like Albo’s mum (whoΒ  Β would have been unlikely to get DSP for arthritis these days but would have benefitted from Labor reinstating single parent payment for kids up to 14)Β  not being able to afford any private rentals in the greater Sydney area.

A table row with a light blue background. The first column contains the number '4'. The second column describes a family situation: 'Single, one child (aged less than 5)'. The third column lists various Australian government payments and supplements: 'Parenting Payment Single, Energy Supplement, Pension Supplement, Pharmaceutical Allowance, FTB A & FTB B'. The fourth column contains the number '0' in a grey background. The fifth column shows '0%'.

So, on Saturday night I had two reactions, one was disappointment and skepticism that Labor will do anything progressive with their second term and continue as they have the last three years – fiddling around the edges, saying they can’t be too bold, working with the LNP to pass watered down legislation like the NACC through the senate. The other part of me wants to be hopeful that the “just give them time” people actually were right and they will actually be bold this term because they have no opposition to fear losing to. (I really don’t believe this but I WANT to be proven wrong about this for so many reasons)

Our work here has barely begun. We saw the glimmers of hope that there was becoming enough glaring evidence before the election that the suspensions to payments and compulsory activities for JobSeekers and younger disability pension recipients were illegal as well as useless and expensive to administer for few positive and many negative impacts.

It’s time for the Labor government to take seriously its duty of care for poor people and show compassion for us: Urgently increase payments to the Henderson poverty line as a triage measure, and work with welfare recipients to develop a sophisticated measure of poverty. Deliver on the 2022 promise to abolish compulsory cashless welfare programs such as the BasicsCard and rebranded Cashless Debit Card, now known as the SmartCard. Immediately pause all Centrelink payment suspensions imposed on people with β€œmutual” obligations requirements and remove all compulsion from (un)employment services. Directly invest in buying and building high quality public homes at scale, and abandon the turbocharging of privatisation through β€œsocial and affordable” housing policies.

One in 5 adult suicides are on the JobSeeker payment. Fourteen per cent are on the Disability Support Pension.

Something needs to give – payments needs to be raised above the poverty line. The country can “afford” it, it won’t impact your precious inflation in any significant way, and the benefits to the health and happiness of people should be enough to sway even the most miserly. It’s the right thing to do.

There ARE easy fixes, and the government has the evidence it needs to implement them. It just needs to want to do it and stop sacrificing the poor.

6 weeks until the People Against Poverty Summit. Trying to get my rest on so I can get back into helping with preparations and be able to travel u there for in and a few other things we may plan for the week before or after. I worked Friday and Saturday supervising exams which rekt me and gave me a cold, and I’m trying to remind myself I made the right call to decline working the Sunday at the last minute even though the money would have been great it would have knocked me out for the week for sure. Pacing pacing, both physically and socially – it takes a lot out of me.

There was a pre-conference online session last week on running a street kitchen – given the despair some a feeling it’s worth a watch if you want some ideas for help to help people practically in your immediate community.

If you’re in a position to help us with the costs of getting people in poverty to the conference, consider donating here. Or if you’re able to host someone from out of town or want help to attend, check the linktree.

Why we get upset with little lines like “They have aggressively increased pensions and benefits”

Aside from it not being true? Or that it was in an article lamenting that Labor and Albanese weren’t getting enough credit for helping people and the economy?

I think it’s that most Labor supporters seems to be okay with Labor’s record this term on welfare. After insisting in opposition that welfare payments weren’t enough, and that they should indeed be above the poverty line. And that the basic doubling of Job Seeker when the initial Covid lockdowns were on was a good thing actually, Labor in government has been a lot different in practice.

When they stopped the Covid supplement, the LNP gave JobSeekers a $50 a fortnight base rate raise. Labor came in and after being advised by their own Economic Inclusion Committee that it needed to be raised to (?)90% of the pension rate, they gave a $40 a fortnight raise. Which, in case you missed it, nowhere near that. As of today, the base rate of Job Seeker is $693.10 a fortnight, less than $350 a week if you prefer to look at it that way.

But people also got a “boost” (hate that term) to their rent assistance, didn’t they? Well, there were two “boosts” outside the usual CPI indexation. When Labor came in, a single person with no dependents could get $145.80 a fortnight rent assistance if living alone and paying $324.60+ rent. Right now, if you pay more than $430.60 a fortnight rent, you’ll get $211.20 a fortnight rent assistance. It’ll index again March 20, right around when we’re expecting an early budget ahead of the election, possible to about $215 if it goes up about 2%, based on an annual 4% inflation rate (which it’ll be less since, you know, Labor fixed overall inflation). With those two boosts, it’s gone up $70/fn or $35 a week in 3 years. If you’re rent’s gone up less than $35/week over the last 3 years that’s great, but very much an outlier.

So yeah, not sure what’s “aggressive” about those lil increases. Pensions – aged, disability, carer’s, single parent – have only had regular indexation, no little $20 sweeteners, I guess because they weren’t so horrific. But they’re still below the poverty line (running with $88/day Henderson poverty line unless we ever get an updated measure, another thing Labor talked to the talk on in opposition and the economic inclusion committee was ignored on), and “allowing” aged pensioners and carers to work more before losing payments is nice for those who can, and can work consistently, but many are on those payments because, due to age, disability,Β  or caring responsibility, paid work isn’t going to be the best way for them to meet their needs for food, healthcare and shelter, which of course all cost more with a disability.

So, we get upset when people who supposedly want Labor to raise welfare recipients out of poverty say that Labor have a good record on it and they’ve done great / done their best. When the numbers don’t say that. The numbers have 10,000 more homeless a month, 50,000+ households on energy hardship plans since they took power (I know! even with the energy rebates that kept inflation down and thus the increases to welfare indexation!) andΒ  1500 homeless people dying prematurely each year.

So, help me understand what you mean by aggressive, mmkay?

In a document provided to a senate inquiry into the cost of living, Origin provided the following figures showing a 69 per cent increase in customers on a hardship plan over the past two years.8 FY22 FY23 Increase FY24 Increase Customers on a hardship plan 58,000 71,000 22% 98,000 38% The number of people in hardship was also higher than pre-COVID figures. In its FY24 annual report, AGL published figures showing there were 27,741 customers on a hardship program, a 45 per cent increase on the previous year. Total average debt for all customers (including those who are not on a hardship program) increased by 7 per cent.9

Happy “Indexation Is Not An Increase” Day

Indexation of welfare payments is legislated for, occurs twice a year for most payments on March and September 20, and once a year for youth payments on January 1. It’s not a real increase, and in fact as it’s calculated off already inferior payments that can’t even see the poverty line, people on them get further behind each time, and those on lower payments get less.

It’s the time of year where welfare advocates sigh and try to refute the narrative that this is somehow a cash splash and we’re all grateful and off living it up at the pub this weekend.

It also doesn’t fully come in for a month.

The 10% increase of Commonwealth Rent Assistance (being touted by some pollies as 12% cos indexation also comes in) only applied to the 14% of welfare recipients who do get CRA, and doesn’t help millions of others at all – the ones not on leases, living in cars and on the street, trying to escape violence, people with mortgages trying to keep their homes.

So, in other news, I ventured to the new “NourishEd” food pantry in Toronto today. I got their $10 hamper and some things from the shelves for free. The local member also popped in while I was selecting free sanitary pads – Hi Dan! in his chat with the organisers they said how they’re ineligible for most grants as they’ve not been open a year. They also made me happy when they said that while it’s needed they’d love to NOT be needed ideally. I was a bit overwhelmed at that stage since I’d been out all morning so didn’t chime in, but yeah, I plan to talk to them further about lobbying for actual change and I do also want to talk to them about getting a Smart Recovery group going on site that they mentioned right when they started fundraising.

Got a weekend ahead cleaning – rental inspection Tuesday. Hopefully all will be well. My arms are tired from knocking down spiderwebs yesterday.

New welfare rates are detailed here.