WelfareMaxxing this Budget

So, it’s Federal Budget Day, and while the government tried to ease us into their cutting of the NDIS and there being little offered directly to the poorest to help their situation, there’s a few little interesting nuggets that tell you a lot about the government of the day.

One is the news that the Feds will give payments of about $6000 to community housing providers for each person on Youth Allowance or youth rates of DSP they house. This isn’t a nice little bonus to encourage them to rent to younger people, but a payment to stop them overtly discriminating in who they give tenancies to. You see, because they can only take 30% of your payment as rent, they don’t get as much from those on youth rates so they’re more likely to give a house to an older person on DSP or Aged Pensions. Obviously since there’s such a massive waitlist (in NSW the priority waitlist has increased from 5800 households in June 2021 to 12478 now) they’re not leaving places empty.

Of course, the government could look to lessen how far behind youth are starting when trying to get rentals by increasing the payments for all adults to the same rates by payments (Youth rates go to you turn 22)… I mean the Fair Work Commission has started making changes to youth pay rates for some awards this year. I don’t see much out there being cheaper if you’re 18-21 than if you’re 22….

we worked very hard to get over a dozen Labor MPs to break ranks in the lead up to the 2023 budget, but since then have heard from MPs that they're not allowed to bring it up anymore

Jeremy Poxon (@jeremypoxon.bsky.social) 2026-05-11T03:04:21.523Z

This idealist wants to still see ALL payment rates ABOVE the poverty line. But it seems that those Labor MPs willing to break ranks to ask for such things have been told to shush, Labor doesn’t do that.

There’s talk there might be a $200-$300 tax break for all tax payers… in 12 months. Other things like shifting around tax brackets a little are always talked about – but I will of course come back to the idea that maybe lifting the tax free threshold would be a better place to start since it helps everyone on a wage and not just the top end. I’ll also add in that it’s kinda shitty that the tax free threshold is below the poverty line and they poorest lose out on tax and reduction in their welfare payments well before they peep the poverty line.

I completely understand why the government has baulked at the gas tax changes that were near certain before Israel and the US went at Iran, there are relationships to maintain and security of diesel supplies etc etc. I do think though this is why they HAVE to go bold on Capital Gains Tax and perhaps negative gearing this year, and perhaps revisit the gas takes when there’s less global uncertainty. Trump is not making an end to their trip to Iran look like it’s happening soon, even if they do ignore Israel’s intentions in Lebanon to make it the new Gaza and expand towards their Greater Israel ideal… I got petrol today and while it’s hovering about the price it was at the end of February with the excise cut, I think it’s gonna start creeping up again soon since there’s no end in sight. I don’t think Chalmers will extend the excise discount, so it’ll jump at the end of June too…

groceries in boxes and bags

Anyway, my goal at the start of the year to food blog my way through the year went quickly when mum has her strokes, and it’s been a full one, slow but long three and a bit months since. I’ve had Everyplate meals most weeks, but switched over the buying bull chicken and mince or thanking Dad for handing over his meat tray winnings other weeks – either because money’s been tighter or because I’ve felt adventurous enough to do a week’s meals myself but have regretted that about 50% of the time when that week has had long or mentally taxing days.

We’re starting to look towards what the next step is for mum, had a builder out with the OT yesterday to see what’s possible in terms of making access to the house easier and get an idea for redoing the bathroom as an open wet room. Dad and I have been starting to assist with Mum’s personal care more in the hospital and had a more formal training session with the physio on using the sling lifter today. She may need to go into a nursing home in the short term while we get the house done, but we’re still hoping to get her home full time and get the equipment and care support she needs. She’s going to get a wheelchair soon that she can then be transported in, so I’ll get Bruce onto finding a vehicle for Dad and us to transport her so we don’t have to rely on taxis.

a trolley of Aldi groceries

So, I was just back from visiting two food pantries and Aldi last week when a friend used the word “Welfaremaxxing” and I figured it could apply to us stretching our payments well beyond what most could by being creative in our purchases and other ways of feeding our families. But I would love to be able to have my meal kits to make my brain that little less taxed, and to not have to spend a whole morning using the privilege of having a car and good physical function to make sure I have enough cash to pay for the bills that can’t be worked around will free bread and zucchini.  Unlike many who can’t drive, don’t have a car, buses don’t go to the new warehouse the government’s funding for a foodbank, or are living in tents by the old station because they couldn’t get a rental and are only able to heat their food because a charity gave them a camp stove.

There’s being frugal and then there’s knowing that the government should be doing more to house and feed people rather than outsourcing it to charities and the individual.

Like this post? Consider subscribing to new posts by email or sending a tip or treat to sustain me.

dog in front of houses at sunset

We are saved we have banana muffins

I rarely make cakes or banana bread, and generally make muffins since they’re easier to judge if they’re cooked, already portioned and yeah, just easier.

Today I made Banana Muffins since I got a lot of bananas free yesterday. I was going to put some coconut in, but I couldn’t find a hammer, so that can wait for another time.

Banana muffins with red and white cases in the tray on a lemon print drying mat

I didn’t really use a recipe or fixed portions, but they have 3 bananas, 1.5 cups of sifted SR flour, some melted butter, 2 eggs, some brown sugar, cinnamon and some vanilla essence. Cooked for 20 mins @ 160 Fan forced.

Petrol bowser

Still going three times a week to support mum at the rehab hospital. Brought Maxi in again on the weekend to cheer people up, which is seemed to do. Petrol is crazy, isn’t it? Saw the first 91 for 264.9 today on the app! Just waiting for the diesel to tick over $3, have also seen a few stations around with only one kind of petrol left on sale and all the other numbers blacked out.

Last Thursday I was anxiously watching the petrol prices go up in Morisset as I was preparing to take my stepson to his Employment Plus appointment – that they cancelled just before we were about to leave.

💜 phonakins 🍉🌲 (@phonakins.com) 2026-03-23T20:21:59.993Z

 

When all you have is a hammer…

the unemployment will continue until morale improves

Antipoverty Centre (@antipovertycentre.org) 2026-03-17T03:52:52.112Z

Obviously not an economist, but I can’t see how pushing up the amount people with home loans have to allocate to that, while petrol is also up, isn’t just gonna lead to a severe drop in spending. Food prices and prices on other goods are also still going to keep going up due to increased transport costs, and everyone’s going to suffer. And I feel like that’s gonna lead to recession in the precious little economy? But again, not an economist, just someone surviving the cost of living crisis with a hotch potch of strategies.

AbstractThis report examines how Australia's care infrastructures, encompassing welfare, housing, food, and community support systems, are fraying and increasingly failing to meet the basic needs of those on low- or no- income. Drawing on in-depth interviews with people reliant on JobSeeker and the Disability Support Pension as well as people seeking asylum without access to income support in Central Western Sydney, the report documents the labour-intensive and precarious work required to piece together fragmented supports amid a worsenining cost-of-living crisis. It also includes the perspectives of frontline support workers and reveals how inadequate income support, unaffordable housing, and overstretched community services compound hardship and erode wellbeing, leaving individuals and organisations "holding on by a thread." Yet, the findings also highlight the creativity and mutual care that sustain life in these conditions, but that sometimes put people at risk. The report concludes that meaningful reform requires raising income support to a liveable rate, addressing housing affordability and supply, and properly resourcing community organisations to shift from crisis management to supporting people to live flourishing lives.
Surviving in a Cost-of-Living Crisis: Australia’s Fraying Care Infrastructures

It was a 5-4 decision apparently.

Free breads and stuff from the foodbank
Free carbs from the food bank

My main cost of living strategy is living off free hot cross buns of varying flavours. Good thing I’m not diabetic, only fat. Apparently the free quiches I have stashed in the freezer were also good, and I used the Latina pasta I had in there for a good few months finally last night and it went down well too.

So, the RBA is choosing to add more people to the unemployment queue. Pawns in their little game of economics. Pawns that will suffer, but whether that continues to be quietly since they’re too busy surviving, remains to be seen.

“Indexation” day this Friday, I’ll be seeing $20.50 “extra” go into my account on pension days from later next month, but it won’t stay there long. Watched the Margaritaville ep of South Park again last night from 2009, and it’s feeling like it’s going to be relevant again soon.

Corollin’ along

Spending a lot of time in my little Corolla at the moment. Mum had a second brain bleed on the weekend and so while a lot has settled back to a routine since then, we’re all a bit more on edge and really wanting things to keep steady and on the path to rehab for her. I’m taking today away from the hospital, stocked up on snacks and hope to be rested to head back in tomorrow (I will regardless, I just want the rest first – Maxi was nagging me to take my meds last night right on 9pm too and get to bed, so he knows it too).

My nightime pills on a while hello kitty face shape saucer on my desk

Still super appreciating having Everyplate meals ready to cook when I get home – even if they did stuff me around with saying they replaced the parley for a meal with coriander but they’d really replaced the coriander for another meal with the parsley. Neither was a really suitable substitute and I got credits on my account but I don’t really have the brain power for that, so I made up my own substitution for the coriander using some chives I got a week ago in a free fruit and veg bag, and now I realise I DO have parsley, I’m glad I didn’t buy any and will make that meal tonight.

So yeah, trying to look after myself, keep mentally and physically well too so I can keep helping. Trying not to feel guilty about letting other things slide, or being away from the house more, or not being as available.

Mum’s waiting on a rehab bed, bed block is everywhere. The Rehab doctor from that hospital seemed to be estimating about an 8 week stay there once that happens  and then hopefully home. In that time we’ll see what supports she needs to go home and hope that’s organisable and not too much of a fight… And what role I’ll play in that.

Even though the days are long at the hospital I feel better for being able to be there most days because I hate to say it there are days on the wards when patients don’t get all the care they need because they’re short staffed or just have the right amount for no emergencies or other contingencies and me being there means I can help with practical things like meals and helping mum with talking to all the allied health and doctors coming around. She was seen by a gaggle (legit term for them I swear) of final year speech students yesterday for her swallowing and higher language skills and I was trying not to remember how useless I felt on my hospital placements.

Send snax or energy drinks, gift cards or cold hard (electronic) cash if you wanna help me out at the moment, but if you’ve got my on Bluesky or Instagram, a heart on a post here and there goes a long way, because I’m feeling so out of touch with the online part of my life.

What we ate last week – Week 3 2026

a doze cupackes with dark blue icing

Started last week with some jeans / cookie monster blue cupcakes. I don’t know what I was aiming for, but obviously used way too much blue. Last week was about running down the meat in the freezer and I think we did well.

Two plates of rissoles, mash and peas. And a plate of leftover rissoles on paper towel

Rissoles is ALWAYS a good fallback. And I did booked enough for two nights, but they got eaten up for lunches so I had to do something else for Tuesday night. As I was getting out the sausages, Bruce informed me that he found them really gristly and would  rather not have them, so Tuesday was chicken balls. Well they were called “Kiev” balls with pesto that I got free from the community centre. And i did them in the air frier, and served with the usual Mash and Peas. Or beans for the stepson since he doesn’t eat peas. I personally find frozen beans gross and cannot have them lol.

Three plates of chicken balls and mash and either peas or beans

Three plates of beef Bolognese, penne and garlic bread

Wednesday I defrosted the last of the beef mince and made a jar sauce Bolognese. Added some onion and garlic, and served it with Aldi garlic bread and $1 food pantry pasta – Harris Farm penne this time.

Three plates of marinated chicken, beans, carrot and rice

Thursday I defrosted a tray of “butter chicken” marinated chicken thigh (another freebie) and cooked that up and served with rice and with beans and carrots I got from Coles that morning when I wasn’t intending to leave the house at all but ended up doing the recycling and a few other things. It went down pretty well actually.

One half of my pantry Other half of the pantry

We’ve been getting a lot of ants lately. I think there might be a nest in the ceiling in the lounge room, but who knows. They got into a container of fruit and nut mix so I cracked it and cleaned out the pantries over two days, did a chuck out, wiped them down and Bruce poisoned everything. Good time for a stock take and all too. Updated my Amazon list of some pantry items that’d be treats or really helpful if you’re keen. Probably pushed myself a bit far Friday and ended up tripping over the down and have pulled up sore – knee, foot, elbow, hand still giving my a bit of ow-ness when I use them wrong.

3 plates of post steaks, beans and mashed potato

Had another freebie tray to defrost Friday night – 500g of pork steaks. They were small bois so we had two each with the rest of the beans and some mash.

3 plates of been, mashed potatoes and peas or beans

Saturday was the rest of the beef that I’d served up a couple weeks before after the ozharvest drop. Still not great at cooking it but whatever, was definitely over cooking by then.

Yesterday we got some BBQ chickens from Woolies and Bruce made Caesar salad rolls for us 🙂

two plates with open Caesar Salad rolls.

It was nice to have an easy one.

We got 99.5 mm of rain Saturday night

Spent Saturday and Sunday watching the weather keenly with all that rain we got.

Maxi dog with a cup of ice cream in his bowl

And Maxi tried some Doggo ice cream from Aldi and to say he loved it was an understatement! He even scoffed the pea one and he’s rather picky about greens usually.

box of Doggy Ice cream, carrot and apple and pea flavour

This week I’ve gotten EveryPlate which was a relief when it arrived! Also was able to get some free breads since the local community food pantry reopened today.

What’s on your plate this week?