Happy EOFYS! (Don’t let the tax cuts overwhelm you on the way out)

You can’t have missed it. EVERY AUSTRALIAN TAXPAYER IS GETTING A TAX CUT. Well, anyone earning above the tax free threshold is. Anyone paying GST or excise other other taxes that disproportionally impact the poorer peeps only isn’t.

Apparently, recipients of the age pension, a disability support pension and carer payments will be able to earn more before their payments are reduced. Singles can now earn $212 a fortnight (previously $204) and couples can earn $372 (previously $360). Let’s ignore the face that those people are currently on sub-poverty level payments because they’re supposed to be caring for themselves or others full time and really shouldn’t have to go out to work for that elusive block of cheese. Aspirational cheese.

I’m still slightly bitter that the energy rebate is less, even though it was just stupid to begin with. Also jelly of those states going to elections getting extra from their state labor where GST splits have allowed it. My bill is only going up, and here I am hoping my stepson’s JobSeeker application gets approved before the next bill so we can use his backpay to pay that. Waiting time for Jobseeker is still about 12 weeks I hear, so it lines up.

I’ll be relieved when tomorrow comes and the mailing lists I’m signed up for for various organisations with charitable status will stop asking for end-of financial year contributions. Though I have shared this one for Southlakes, the local community support organisaion near me that’s run on the smell of an oily rag, feeding families each week after Centrelink refers them their way rather then government deigning it time to Raise the Rate above the poverty line.

$12 bag of expired food items from a foodbank

I’ve starting attending rental inspections for the step-kid and bub to mover back to Newcastle, there’s so little out there and so many families at each inspection. At least we all have housing, it’s not ideal but it’s shelter.

Welfare is going up a dollar a day from March 20

Well, 96 cents if you’re on Jobseeker. Personally my pension indexation is $1.05 a day. That certainly won’t make any impact whatsoever when it starts getting indexed from Thursday (March 20).

Allowances Family Situation Previous Amount 20 Mar 2024 Increase Single, 22 or over, no children $749.20 $762.70 $13.50 pf Single, 22 or over, with children $802.50 $816.90 $14.40 pf Single, 55 or over, after 9 months $802.50 $816.90 $14.40 pf Partnered (each) $686.00 $698.30 $12.30 pf Single, principal carer of child, exempt from activity test* $970.20 $987.70 $17.50 pf

And don’t worry, Rent Assistance will only be going up about $1.50/week so it won’t help at all with this year’s rent increases.

We saw news articles last week where people are suddenly realising that people who are retiring to the aged pension and don’t own a house are fucked. No real acknowledgement though that that’s already the reality for people on DSP and Jobseeker, and that we’re not really adding to our Superannuation in any significant way to help with those costs if we live til 67.

Personally, my Super has been hovering around $150k since I stopped being a speech pathologist, fluctuation with markets. See how much it devalues over then next 25 years hey, and see what opportunities I have to add to it.

In personal news, I’ve moved sides of the living room. Bruce’s son is moving in this week, so we’re rejigging a bunch of things ahead of that. It means I’m under my hue lights now and have a nice solid wall behind me rather than open room/tv. Now to phona-fy the rest of the corner.

It’s the most wonderful time of the year

I have to say I’m pretty chuffed hearing back from people who had their Christmas dinners funded by my little thread on twitter. I feared it would flop or worse draw backlash. But it was so heartwarming 🙂 Thanks you to everyone who gave and received!!!!!

My Christmas was good and quiet, cooked a Xmas eve dinner for Bruce and I, went up to my cousins for Xmas lunch, and had leftovers with Bruce and his son for Xmas dinner. I’m glad it was quiet because I’ve been a bit deaf in my ears since about Thursday and I tried wax removal but it’s not better despite a heap of wax coming out. My Right wrist seems to have succumbed to RSI and gave me shooting pain I couldn’t sleep with a few nights, and my ankle I rolled while moving is still giving me grief. I do believe my body is screaming at me to stop. Usually it just gives me a sore throat, but I guess I pushed through too much and here we are, ringing ears to ring in the new year? I have a GP appointment booked on the 4th, so if I’m still suffering then I can tell all my woes to my non-bulk-billed GP for $69 upfront.

 

So we’ve moved in a starting to settle – the kids moved out a few days ago too. That was a stressful time and lead up but I’m glad we were able to provide them with clean safe housing for a few months while they established their baby. (yes, like a plant. I’m thinking of planting a rosemary bush here)

So, I rest this week, potter around, drive my little car with its new purple steering wheel to the shops when my ears give me more feedback on the world.

Love yas!

One Week til Xmas

Please sir! Maxi’s Wishlist

Well that was a few weeks of hell, wasn’t it? Moving house, cleaning the old place, 40 degree days, hot nights, family stress. We’re slowly unpacking, I’ve lost and broken a few things, but we’ll get there. Been using my phone tethering for internet. Still not getting the connection til the 5th December, which I guess is slowly coming.

We were asked in Antabuse last week what our goals were for 2024, what we wanted to achieve. I really want to get back to doing my Japanese practice and streaming it and games. My new monitor didn’t survive the move, and my webcam was on its way out a month ago. I’ve ordered a cheap webcam and I’ll use my phone for the twitch chat screen until I can bring myself to getting another second monitor, or if one falls my way which sometimes happens. It’s a real shame that the bulk waste just gone was the last one, with people needing to book one from next year rather than having certain suburbs having it at a time. It’s great shopping! We didn’t pick up anything this time since we were mid move, though we did dump a lot.

The kids are moving back to their mums place, I hope that works out for them, so I’ll get started on my new little phona routines when I have internet, when everything goes back after new year breaks. I also ordered a meal planning and shopping list pad for the fridge so I can plan meals each week when I get my vege box and local butcher and fish shop meats as much as possible. Though discounted Aldi and IGA items are on the menu too. Pottering around. Finding my way around.

Took most of the moving boxes to the recycling at the tip yesterday, my can and bottle recycling to the closest return and earn today. It’s in a carpark so not as cool for Maxi, but we went to another park for a run later. Next time we’ll do the park run first, then return to recycling.

Yeah sorting out my brain. Slowly.

The move is done, we’re tired, sore, hot, frustrated and broke and omg can Jimmy just fk off with his MYEFO right now?

*insert rants here*

I don’t know where to start and what to leave out?

This is why I’m leaning towards merely political commentary because if I say the wrong thing about the wrong person shit will hit the fan and maybe that’d be for the best.

So where to start?

It’s gonna be 40 degrees today. I’m hoping a storm comes through early so I can sleep tonight. I didn’t sleep enough last night, too sore from sore muscles and joints from moving, but I’m less sore than Bruce who shouldered most of the heavy work. I’m taking inventory of my bumps and bruises, like the ankle I rolled a few days before we did the main move and it’s still aching. Or the elbow I ignored in the same fall. Or the toes and ankles from kicking and tripping into things. Or the dehydration from moving in an official heatwave.

So I’m pottering around this morning having woken too early so Bruce can get a few hours of work in to catch up from the last week, money and tasks wise. Trying to bring some order to this chaos. Cleaning the kitchen. Sorting my clothes, doing some washing that will be dry five minutes after I hang in out.

I’m still pissed off at the lac of internet connection. I checked and I have more than 1000 gig spare data to use on my Aldi plan for us but it’s not as fast and it’s not the point. They’ve also said they’re going to credit me once the install in done, but that doesn’t help right now hey?

I’ve seriously not cried enough the past week or so. It’s all pent up.

I want to do MYEFO commentary, but I can’t, I’ll just point you back to my recent post on the ten cost of living measures that Labor keep saying are responsible and potentially helpful, but I haven’t found them helpful so there’s that.

I just wanna get myself into a rhythm again. Routine, not the time of year to try that but it really didn’t have top go up in the air like that.

I’ll put my clothes away today. I did the linen earlier. And more of the living room clutter. I’ve done the dishes since apparently no-one else will. At least I have a dishwasher here, but it needs to be loaded not just looked at.

At least I’ve yet again moved to somewhere beautiful. Have to walk down a street to get to the creek it’s not just in the backyard, but you can see it from the back deck and yeah, I love having cows and sheep and the RFS in the street.

I’m tired.

11 Days til Xmas.