Tag: Housing

I’m tired, sore and disappointed. Happy Budget Hangover day

This but it’s May 2024:

A couple of days ago we heard that there was gonna be some sort of increase to the useless rent assistance payment in this budget. That turned out to be 10% from September 20’s next indexation, up to $9/week depending on how much you already get, if you’re one of people who can actually access it. If my rent goes up less than $10/week at the end of the year (if I’m lucky enough to get a renewed lease hey) I’ll be shocked. Shocked.

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5000 people on JobSeeker who have assessed work capacity of <15 hours (and by all rights should be on DSP if the rules for that weren’t so restrictive) will get a slightly higher rate of Jobseeker, like the over 55s who have been on Jobseeker for 9 months or more. I guess it’s their substitute for not having a sickness benefit – so Cancer patients can afford to pay for parking at the hospital for treatment or something.

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No actual JobSeeker or other welfare increases, despite the hopes and prayers of the community sector and the Economic Inclusion Advisory Committee. Thoughts and prayers that I beg them to at least persist with for the next 12 months, because Labor can’t be re-electable without a plan to bring welfare payments to the poverty line in their 2025 election promises.

The $300 energy bill subsidy for all is less than pensioners and families got this financial year (you might be getting some extra in Qld or WA from their state labor governments going to elections this year), and won’t be felt by those who don’t need it and $50 less subsidy a quarter WILL be felt by me. So Yeah. Not impressed. Also, straight to the billing company, quarter by quarter no chance of using it in one hit to catch up or to use for something else. (or someone else if you want to spend your subsidies and tax cuts on Andrew Leigh’s dream of a doubled charity sector by 2030).

Medicines are being capped at their current top rates ($7.70 for pensioners, $31.60 for everyone else) for a few years. So that’ll mean getting less behind, something I yelled about them doing sooner, and yay they’ve done it. Which is great, cos I’ve been having health concerns, and having to pay upfront for the GP isn’t going anywhere for most of us as most GPs haven’t returned to bulk billing, and the average gap in $44 a session now. My scans and blood tests were bulk billed last week, but still need $76 upfront for an appointment for follow-up  so I’m going on Friday, pension day!

I’ll leave you with the darling Catherine Caine, brains behind Nobody Deserves Poverty, and her budget reaction from last night.

Love yas. xo

Welfare is going up a dollar a day from March 20

Well, 96 cents if you’re on Jobseeker. Personally my pension indexation is $1.05 a day. That certainly won’t make any impact whatsoever when it starts getting indexed from Thursday (March 20).

Allowances Family Situation Previous Amount 20 Mar 2024 Increase Single, 22 or over, no children $749.20 $762.70 $13.50 pf Single, 22 or over, with children $802.50 $816.90 $14.40 pf Single, 55 or over, after 9 months $802.50 $816.90 $14.40 pf Partnered (each) $686.00 $698.30 $12.30 pf Single, principal carer of child, exempt from activity test* $970.20 $987.70 $17.50 pf

And don’t worry, Rent Assistance will only be going up about $1.50/week so it won’t help at all with this year’s rent increases.

We saw news articles last week where people are suddenly realising that people who are retiring to the aged pension and don’t own a house are fucked. No real acknowledgement though that that’s already the reality for people on DSP and Jobseeker, and that we’re not really adding to our Superannuation in any significant way to help with those costs if we live til 67.

Personally, my Super has been hovering around $150k since I stopped being a speech pathologist, fluctuation with markets. See how much it devalues over then next 25 years hey, and see what opportunities I have to add to it.

In personal news, I’ve moved sides of the living room. Bruce’s son is moving in this week, so we’re rejigging a bunch of things ahead of that. It means I’m under my hue lights now and have a nice solid wall behind me rather than open room/tv. Now to phona-fy the rest of the corner.

Grannies Targeted – Supermarket Pricing, Write-offs and what lands on my Kitchen Table

I love granny smith apples. Always have. Would only eat them as a kid, refusing anything red, occasionally trying a golden delicious. Too tart for many, they’re so crunchy and perfect for this lemon lover. This is why allegations that Coles has been marking up their Granny Smiths more than other apples troubled me, but also made sense, given how many I’ve gotten free from foodbanks the past few weeks.

If they’re more expensive, why would you be getting them free, Fiona? Well, the food that comes to our local foodbanks, via Foodbank, OzHarvest or the local old fella collecting baked goods directly form out the back depends on what is not being sold. This may just be because they over-estimated the amount of while bread what would be bought that day, or they have a shelf of cross-promotional products like Vegemite Brownies or Zopper Dooper milks that were a novelty that weren’t really cared for. Other stuff might be a bit externally roughed up, short dated, or there might be new labels coming in. Happy to receive most of these things and give them a go for free or cheap but it does feel a bit meh to always have things that have been rejected for some reason.

So, my theory on the granny smith glut this month is they’re good apples, but perhaps the over-pricing has turned way too many people off buying them in the supermarket, so they’re being left on the shelves. So Coles has to pass on things that aren’t moving, and Ozharvest are getting them all. Coles, of course, gets to claim credit (financial and moral) for donating these overpriced but otherwise great apples. I get to have daily fruit but the supermarket shopper is priced out of being able to buy the apples they want, despite them being in good supply.

In other news, the welfare rate indexation from March 20 officially came out Monday, and JobSeekers will be getting less than a dollar a day extra, I’ll be getting $1.05/day extra on my DSP. Definitely not enough to buy my own overpriced apples in store.Allowances Family Situation Previous Amount 20 Mar 2024 Increase Single, 22 or over, no children $749.20 $762.70 $13.50 pf Single, 22 or over, with children $802.50 $816.90 $14.40 pf Single, 55 or over, after 9 months $802.50 $816.90 $14.40 pf Partnered (each) $686.00 $698.30 $12.30 pf Single, principal carer of child, exempt from activity test* $970.20 $987.70 $17.50 pf

Pensions Adult Pension Rates Single* Previous Amount 20 Mar 2024 Increase Base $1,002.50 $1,020.60 $18.10 pf Supplement $80.10 $81.60 $1.50 pf Energy Supplement $14.10 $14.10 - pf Total $1,096.70 $1,116.30 $19.60 pf Partnered (each) Base $755.70 $769.30 $13.60 pf Supplement $60.40 $61.50 $1.10 pf Energy Supplement $10.60 $10.60 - pf Total $826.70 $841.40 $14.70 pf

Rent assistance indexation comes in around $3/fn for most. The press release reminds us that it went up 15% last time ($13) so we should be grateful and stuff.

Rent Assistance - for payments under the Social Security Act Maximum Payment Family Situation Previous Amount 20 Mar 2024 Increase Single $184.80 $188.20 $3.40 pf Single, sharer $123.20 $125.47 $2.27 pf Couple $174.00 $177.20 $3.20 pf Partnered, illness-separated $184.80 $188.20 $3.40 pf Partnered, temporarily separated $174.00 $177.20 $3.20 pf

So, I’ll munch on my grannie smith for morning tea and wonder how it’s okay for people to not be able to afford the basics while supermarkets continue to increase their profits and we’re reminded how little tax fossil fuel companies are paying.

Where we at?

Got a rental inspection this Tuesday so tidying up. Yeah it’s soon, but I’ve generally had one a month after moving into a new place. We’ve already got it to a way better cleanliness standard than what we moved into, and Bruce has done amazing things in the yard. So as long as they don’t care about the burnt patch of lino from my little fire day two here, all it good. Sounds like Bruce’s kids and their mum finally have to move out of their place, so I’m crossing my fingers and toes for them to find a suitable rental.

Nobody Deserves Poverty

Still no internet. Called TPG this morning at the suggestion of NBN to see if there was any sooner install dates, no there isn’t Feb 29 is sooner than any others that are available – March 11 is where you’d be booked in for now. I also asked for a wireless dongle and they’re sending one with 60gig a month for three months on it – it’s more for Bruce than for me, his phone either isn’t liking being tethered all the time or was dying either way.

Trying to do little things that are really big things to work towards my goals this year. Got a busy Valentine’s Day coming up with the Kflay concert I’ve been dying for down at the Oxford Arts Factory! Gotta figure out how to do the Antipoverty Centre AGM before that – prolly just on my phone and get to Sydney early or something. We’ll see. I’m putting myself forward for a board role, so we’ll see how that goes. I’m actually nominating ahead unlike basically gatecrashing the AUWU AGM and elections and being relieved I missed out on the ordinary member role on their committee of management. Those selected are awesome and certainly deserved it.

One of the things I said I want to be able to do is go down to Sydney for things and be safe and sober and trust myself and be trusted by my partner. It’s been nearly three years since I’ve had a drink, and don’t really want to. But not yet to the point of coming off the Antabuse. Maybe this year.

Looks like I’m going to be doing more on the Nobody Deserves Poverty campaign this year too, at least up until the May Budget. Most Australians don’t think anyone does deserve to live in poverty, but seem to still excuse their politicians keeping welfare payments below the poverty line, so hopefully we can get more mainstream discussion on that (ugh, Facebook), get people talking about it and too their reps, get more organisations to sign on and push for welfare rates to be lifted above the poverty line in the May Budget. ALL payments, because yes, Jobseeker and Youth allowance are appallingly low, but carers, parenting and pensions are also still below the poverty line. A rising tide lifts all ships. And we need more voices of Welfare recipients in pollies’ ears when they’re still making comments about $180k not being a lot…

Nobody Deserves Poverty

We sold the AU so we now have money to repair the other Ford. And I can justify going full Hello Kitty on the Corolla. If you wanna help with the HelloKittyfication, there’s some items on my wishlist that would be sweet additions. That also means that some days I’m carless so really miss the NBN more and can’t wait til Feb 29 and decent internet and streaming my favourite games – hunting wabbits in Red Dead online and grinding in GTA. I have a couple of games I’ve downloaded to play offline, but I miss those one s in particular.

Opinion Pieces Wednesday, 19th January 2022 No one left behind in Labor blueprint for better future First published in the Australian on Jan 18 2022

“What about me?” It’s cliché but what we’re working with here

“As Labor politicians head to Canberra to discuss #CostOfLiving, #FOI reveals that, in the last 12 months, neither Minister Rishworth, Shorten or Collins have received briefings, reports or analyses on the effects of the cost-of-living crisis on welfare recipients. #fail #auspol”

Yeah, of course they haven’t. They run inquiries, make statements and chat to charities but don’t actually care about what it’s like to try to survive on welfare in this county.

Youth allowance is clearly the worst. with the politicians assuming you can both rely on your parents but they can’t have too much for you to be eligible. And it’s up til 24 years old… because we all know that you get a kids discount on food and rent til 24. Oh what, that was 12 for the kids meal? My bad.

The next table shows JobSeeker rates. $686 a fortnight if you’re partnered and your partner doesn’t earn much at all. $802.50 for singles. How DO people look for work on less than $50/day? or even on $57?

I get $59/day on DSP and I don’t have to leave the house and participate in society. Oh, I should be able to? Tell that to the cost of living committee.

And rent assistance? $85/week that just pushes up rents and makes it impossible for those not already receiving it to enter the rental market? Zoe, you have no idea, you think that it’s just a nice little supplement when really it’s just 18% of my rent. Forgive me for not being all grateful for the $13 a week extra I got just before my rent went up $60/week and we had to spend thousands moving.

I’m not feeling coherent yet, I’m only on my first diet coke, I didn’t sleep well and people were being loud and had the tv on this morning and I can’t process all that before say 10am.

I emailed Foodbank seeking more information about how donations work and who pays for what and why some places charge customers and some places aren’t allowed to but I didn’t get a response. I emailed TPG asking for use of a wifi modem til my innernet gets installed on Feb 29 and I didn’t get a response. I emailed Dan Repacholi to ask his to ask for an increase to welfare at the crisis meeting tomorrow but he just said he’s find out what was going to happen at the meeting himself and pass it on. Don’t shoot the messenger, even if he can shoot himself.

I’ll leave you with Nollsy while you email your local MP what would make a difference to you this cost of living crisis in the vain hope that they even have input into the process: