Happy “Indexation Is Not An Increase” Day

Indexation of welfare payments is legislated for, occurs twice a year for most payments on March and September 20, and once a year for youth payments on January 1. It’s not a real increase, and in fact as it’s calculated off already inferior payments that can’t even see the poverty line, people on them get further behind each time, and those on lower payments get less.

It’s the time of year where welfare advocates sigh and try to refute the narrative that this is somehow a cash splash and we’re all grateful and off living it up at the pub this weekend.

It also doesn’t fully come in for a month.

The 10% increase of Commonwealth Rent Assistance (being touted by some pollies as 12% cos indexation also comes in) only applied to the 14% of welfare recipients who do get CRA, and doesn’t help millions of others at all – the ones not on leases, living in cars and on the street, trying to escape violence, people with mortgages trying to keep their homes.

So, in other news, I ventured to the new “NourishEd” food pantry in Toronto today. I got their $10 hamper and some things from the shelves for free. The local member also popped in while I was selecting free sanitary pads – Hi Dan! in his chat with the organisers they said how they’re ineligible for most grants as they’ve not been open a year. They also made me happy when they said that while it’s needed they’d love to NOT be needed ideally. I was a bit overwhelmed at that stage since I’d been out all morning so didn’t chime in, but yeah, I plan to talk to them further about lobbying for actual change and I do also want to talk to them about getting a Smart Recovery group going on site that they mentioned right when they started fundraising.

Got a weekend ahead cleaning – rental inspection Tuesday. Hopefully all will be well. My arms are tired from knocking down spiderwebs yesterday.

New welfare rates are detailed here.

Sure, I’ll answer some questions!

A journalism student sent me an email and asked me some great questions about welfare in this country. Since I got right into the answers, I though I’d share them here.
 
 
Firstly, one of the statements of yours that I found most interesting was a post you made on X regarding the federal government prioritizing quelling inflation and maintaining a surplus over raising welfare to a liveable standard. Do you believe that the Australian government prioritizes the aesthetics of certain macro-economic factors such as the lowering of inflationary statistics over adequately providing support for government assistance recipients? If so, what message does this send to those utilizing welfare payments?
 
The government and opposition both definitely prioritise the look of the main inflation rates, of interest rates, or employment and unemployment numbers over supporting those who are doing the heavy lifting on those numbers being what they are – the pensioners and other welfare recipients, along with minimum wage workers whose incomes cut them off welfare before they meet the poverty line let alone the cost of living in this country. The narrative of the dole bludger persists and is reinforced by the government. In the workforce Australia inquiry last year Julian Hill used that term when questioning witnesses, despite protesting that Labor were in favour of stopping that narrative
 
 
 
 
Additionally, do you believe that the current disability support pension, as well as the bi-yearly rate update system, are adequate in facing consistent cost of living pressures?
 
The bi-yearly update is fine, 3 monthly would catch us up faster though. As it is the fact that the indexation is only as a percentage of the person’s current payment mean the lower payments increase less even though they are further behind laready. The 12 monthly for youth payments is completely inadequate and yes another reason along with those payments being severely inadequate that youth payment rates for welfare need to be eliminated. The disability pension while above the rate of JobSeeker is not adequate to support a person with long term illness and disability, with estimates of a disabled person needing at least 50% extra disposable income than average to meet the extra costs that come with it. Also, any fiddling with the amount of hours disabled people and people on the aged pension or carers can work is meaningless to most on those payments as being disabled or a carer is a full time job already, and aged pensioners should be able to retire in peace, and use any extra energy for the things they enjoy, and often contribute unpaid to their families and communities through care and volunteering already.
 
 
 
And finally, how do you think failures in support impact government assistance recipients in times of economic stress such as this?
 
People are suicidal, to be blunt. Welfare recipients end their own lives at a much higher rate than those not trying to survive on these payments. The injection of cash during the Covid shutdowns that brought JobSeeker to the poverty line was a welcome relief, along with the suspension of harmful mutual obligations, that led to less suicides by people on welfare payments than outside that time. The informal and formal supports that others who are working and able to give money, time, share their resources with their neighbours is cut down when everyone else is cutting back on spending in order to survive themselves during rapid rent and mortgage rises and costs of essentials like food and energy leaving people struggling. It is offensive to see governments giving more money to increase the resources of food banks and other support that should be on the pointy end – money for overheads like huge warehouses or trucks to shuttle donated food around, staffed by volunteers and work for the dole who can’t afford to shop at supermarkets either, while these organisations solicit donations from people at the checkout and corporate donors and everyone gets a feel good photo. Politicians should be ashamed to expand these while not addressing the inadequacy of welfare payments.
 
I think I got carried away. You’re welcome.
 
Fiona
 

Friday Foodbank Musings

Happy Liptember! The month where I actually wear lipstick and raise funds for women’s mental health projects.

Had a few good conversations this morning about *waves hands around* all of this. Cost of living, Centrelink, gatekeeping and waste from charities, attitudes towards addicts and more. A couple  were in the line for the Ozharvest bag, where the inaccessible nature of the whole process came up because they make us wait outside the gate until 9am, and getting down the driveway or foot or in wheelchairs is hairy at best and they just don’t seem willing to make exceptions. I mean, they don’t even have a designated disabled park on site, and the other parks are up a slope from the doors.

Spams and other tinned meats
Apparently the woolies beef is only 20c cheaper than retail…

I exchanged pleasantries with the volunteers, asking if it was fine to take a fruit and veg bag as well as the pies this week, and yeah there was plenty this week, but I remarked that I didn’t want to get in trouble because if I take one and get told no that was wrong it feels like I’m being told off, and sometimes I think I actually am. Like the time I asked “Hey is it okay is I take a bag of pies” and Sandra was “Please?” ugh. Yes ma’am please mam, I was being pleasant til you got school principal on me. Apparently she also put a guy’s daughter through questioning, which he felt was because “she’s an addict and looks like an addict” and left her feeling like never coming back. He and I talked about playing the meek and grateful role when it’s for ourselves but sometimes getting more than a little protective and defensive of others.

Bread was also in abundance today, which is good because I wound up buying the $8 fancy eggs from Woolies after Aldi was out and Woolies only had the Lake Macquarie local ones left. Good thing it’s pension day!

Two point something percent indexation in not next fortnight’s but the fortnight after. Plus that 10% rent assistance cash splash that Albo was touting that will do SFA, but seems to appease some of the numbers guys.  I’ll be on a whole $1061.60 a fortnight from October 4. I’ll be getting paid for my 3 hours a week work too, let’s see how that affects things!

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Happy EOFYS! (Don’t let the tax cuts overwhelm you on the way out)

You can’t have missed it. EVERY AUSTRALIAN TAXPAYER IS GETTING A TAX CUT. Well, anyone earning above the tax free threshold is. Anyone paying GST or excise other other taxes that disproportionally impact the poorer peeps only isn’t.

Apparently, recipients of the age pension, a disability support pension and carer payments will be able to earn more before their payments are reduced. Singles can now earn $212 a fortnight (previously $204) and couples can earn $372 (previously $360). Let’s ignore the face that those people are currently on sub-poverty level payments because they’re supposed to be caring for themselves or others full time and really shouldn’t have to go out to work for that elusive block of cheese. Aspirational cheese.

I’m still slightly bitter that the energy rebate is less, even though it was just stupid to begin with. Also jelly of those states going to elections getting extra from their state labor where GST splits have allowed it. My bill is only going up, and here I am hoping my stepson’s JobSeeker application gets approved before the next bill so we can use his backpay to pay that. Waiting time for Jobseeker is still about 12 weeks I hear, so it lines up.

I’ll be relieved when tomorrow comes and the mailing lists I’m signed up for for various organisations with charitable status will stop asking for end-of financial year contributions. Though I have shared this one for Southlakes, the local community support organisaion near me that’s run on the smell of an oily rag, feeding families each week after Centrelink refers them their way rather then government deigning it time to Raise the Rate above the poverty line.

$12 bag of expired food items from a foodbank

I’ve starting attending rental inspections for the step-kid and bub to mover back to Newcastle, there’s so little out there and so many families at each inspection. At least we all have housing, it’s not ideal but it’s shelter.

Foodbank Fizzies

Oh, I used to be a food blogger, trying the latest products, writing up the cafes, and justifying my wine habit with blog posts. But that’s changed now, and while you’ll get the occasional local takeaway review, I’m not first out the gate to try the latest new product, it doesn’t land on my doorstep with a bow and props, a letter with keywords and samples to giveaway to readers and friends.

No, now I satisfy my need to try something new, and my desire to not exist solely on diet coke (pffft) I’ll get a can or bottle or two from the mixed collection of drinks that the foodbanks tend to have. A treat, often ranging up to $1 a piece, but cheaper than the shelf price and considered a donation to help their work. Sometimes, like the experience will be bad – there’s a reason these didn’t sell at the major supermarkets and made their way here. Or they might be out of date and TASTE out of date – flat, stale (yes, drinks can taste stale). But some are winners.

Like these fancy sodas. Lemon Squash and a Yuzu spritz. Fancy pants but I totally get it. There’s apparently also jalapeno and lime, which I gave a miss as I’m a wuss with chili.