Tag: dsp

You have a new message in your MyGov inbox – Robdodebt and the culture of fear that governs welfare recipients in Australia.

I didn’t get a Robodebt. I’ve had Centrelink debts before – the main one was when my stepdaughter went back their mother after attempting to live with us for a year – $500 or so of Family Tax benefit that they’d paid to me after Phoebe had moved back out. Most of it was paid out of my meagre tax return that year. I’d just lost my job and was on JobSeeker with the Covid supplement (bless that), so that $500 was a lot to me. I’ve had advances from Centrelink too, where you get $x in advance and pay it back over a number of payments. It’s a tough decision to make to take that loan, the $20 less a fortnight while you’re repaying it stretches you a LOT.

So I can’t imagine having a message to check my inbox and there being a debt notice for thousands of dollars. For payments possibly from years ago. Money you were sure you’d reported correctly at the time, double and triple checking before you submit your reporting each fortnight so they can pay you the right amount less on JobSeeker or Youth Allowance because you earned something, not much, in your casual job that gives you minimum wages to be on call between school, caring and fulfilling mutual obligations.

I’ve had that SMS many times over the last few years, since losing my job, being unwell, applying for and being rejected for DSP and getting approved on appeal. Having my partner telling my I “won” Centrelink by getting DSP and him encouraging me to limit my interactions with JSPs and so on. He’s also a little wary of my time spent on Twitter and in political circles – concerned I’ll be targeted for auditing or a reassessment of my capacity to work. Don’t wanna be that guy being stalked by ACA being accused of faking your back injury. Or the Daily Mail with the cheers of Per Capita, as it is these days for Australian unemployed Workers Union members and office bearers.

So, I got DSP – Partner rate because I have a common law hubby with a low income job, who is expected to look after his neurodivergent missus when she’s not going so well. I get a grand total of $950 a fortnight form that, which include rent assistance. I regularly get people replying to my fortnightly pension day tweet surprised at how little it is.

Current DSP breakdown totalling $950 a fortnight

It’s little, so I live a little life. Bruce covers his expenses, I cover mine. My parents help with rent, and we help out his adult kids how we can. I take advantage of owning a car and shop around at Aldi and the local foodbanks, fulfilling my needs as a old school food blogger with whatever’s on offer there each week. I get extra bread for the kids and load them up on muesli bars and noodles every few weeks – nutrition for my soon to be grandbaby, We get by, but there’s nothing left at the end of the fortnight and there’s plenty we’d love to or used to do when there was more money around, but I limit myself to buying sims expansions with my recycling money and loving any gifts from the internet people. The inter people I’m so scared of losing with the downfall of Twitter.

Twitter was where I learned about Robodebt, its victims, like Phoebe, and the advocates working to bring it to light, like Asher and the NotMyDebt crew, and the few politicians who cared, Rachel Siewart we miss you! It’s where people came to share their debt notices and people rallied around to support them to attempt to get a resolution, so very often unsuccessfully in those days, but still now, when people are still posting recent debt letters that are in dispute, having to prove their innocence or agree to pay back from money they don’t have – JobSeeker is half the poverty line and Youth allowance is worse, and $20 a week in September will NOT make an impact on people’s lives.

Twitter was where we followed along the actual Royal Commission – it’s where I gained a visceral reaction to the phrase “I didn’t turn my mind to it” so much so, that an article talking about the use of that so obviously coached phrase had me flushed and ready to smack something.

'Didn't turn my mind to it' When questioned over their knowledge of Robodebt's lawfulness, one particular turn of phrase was heavily leaned on by politicians and public servants alike: "I did not turn my mind to the legality of the program." - Former Prime Minister Malcolm Turnbull "I didn't turn my mind to it." - Former DHS and DSS secretary Kathryn Campbell "I'm not sure my mind turned to that." - Top government lawyer Paul Menzies-McVey "It had not crossed my mind until I read about it in the newspaper, I think, following the Federal Court case." - Former Human Services Minister Alan Tudge

Not the fear of the message in my MyGov Inbox though. That one deserves a special place in hell, as do the architects of Robodebt, from Tanya touting the data matching scheme in 2011, to Roberts and Campbell and Morrison, to whoever’s not advocating for the debt collection system to be CHANGED NOW, for welfare recipients to not have their meagre accidental payments garnished until they having more money coming in each week than the poverty line, for errors caused by the Service Australia systems to be forgiven, for the poorest not to be held financially responsible to such a broken system. For the poorest to given a fucking break every now and then.

Critics and Labor Stans were criticising the Greens and welfare advocates for responding to the finding being handed down with calls for welfare above the poverty line (as recommended by the commissioner). Because we’ve seen already this year Labor ignore the recommendations of their own Economic inclusion committee stacked with Laborites and people who live off the poverty machine. They recommended substatial increases to all welfare payments, and we saw how that went.

Ah, this Royal Commission is the result of a Labor government getting elected and following through with its commitment. The report has only been handed down a few hours ago. Why the rush to score political points? BTW the crimes committed by the Liberals under Robodebt are in no way related to the level of social security payments. Raising centrelink payments should certainly be on the agenda. Some patience to support a supposed political ally in this matter would be productive. Attacking Labor aggressively can only assist the Liberals in inching toward eventual regaining of government. What chance of getting a Green agenda if this happens? Reply1 dEdited Fiona Moore The level of welfare payments was a factor in how vulnerable people were to a threat of having their payments docked for supposed debt, and raising it for all was recommended alongside direct compensation in the report. Raising the rate was also recommended by Labor's committee set up after a deal by David Pocock to get something passed, but they ignored that recommendation. And Labor's done plenty of point scoring yesterday while still issuing unfounded debt notices to the vulnerable.

So, forgive us for being skeptical that much will happen for the reality, day-to-day, for welfare recipients. That we’ll still live in fear that we’ll have a message in our MyGov inbox that will ruin our lives, whether justified or not. That an app will be down and we won’t be able to report our income and won’t get paid, through no fault of our own. That we’ll be too sick to attend a mutual obligation – say work for the dole or a DES appointment, and can’t afford the doctor’s appointment to get an official medical certificate and end up getting breached and not be able to pay the rent.

Robodebt was one (horrific) chapter in Australian Welfare history, and it cost lives and caused a lot of pain, but the Centrelink system as it stands is continuing to cause pain and suffering, drive people to suicide and to attack Services Australia staff, and ruin people’s lives at the click of a button.

The welfare state isn’t fit for purpose. Please make the changes needed Labor, and prove me wrong.

 

What the 2023 Budget means for me

Hey, there’s all these breakdowns of the budget winners and losers and hype and hyperbole, but what does the Labor May 2023 budget mean for me – Fiona, a 40 year old, neurodivergent, partnered DSP recipient without kids of her own but plenty of them in her life whose lives wants to be as good as possible? Specific I know, but hey, it gives me a reference to do this breakdown. Hat-tip this this Guardian breakdown.

Current DSP breakdown totalling $950 a fortnight

Rent assistance: Commonwealth rent assistance will be going up from September 20 (yes, none of the increased welfare payments or changes to eligibility come in until September, it’s going to be a long winter). At the proposed 15%, I will be receiving $170.20 a fortnight in rent assistance to service the $820 fortnight rent that I share with my partner. He is not edible for rent assistance as a low income earner but I get the max amount for both of us.

Disability Support Pension: there was no raise to DSP, carers or Aged Pensions in the budget. I do not work but even if I did get some income from freelance work or online shennanigans, the earning cap before payments start to reduce hasn’t been increased for us on DSP, even though it was listed for Aged Pensioners.

PBS Medicines: The cost of pensioners meds was increased with inflation on Jan 1, raising from $6.70 to $7.20 a script, in amounts Labor’s boasts about cheaper medicines. I’m hoping to benefit from twice as many meds being able to be dispensed at once but I’m not certain it will apply to all my meds due to my previous misuse of some, we’ll see if that does halve my costs as promised.

Medicare: My GP hasn’t bulk billed concession card holders for years. They currently (as in I went Monday) charge $69 upfront for concession and pension card holders and children, and $89 for full fare, with he rebate at $39.75 usually coming back into my account that night. the proposed increase to the bulk billing incentive would mean that GPs would receive an incentive to bulk bill of $20.65 in the city up from $6.85. This is on top of the $40 scheduled fee. So around $61. Hopefully my GP will see it possible to go back to bulk billing pensioners. The urgent care clinics may come in handy.

Psychology: There was nothing announced about any increases in the amount of psychology sessions available through Medicare. It’s currently up to ten a calendar year, which is not enough to get anywhere, and I’d be paying over $200 up front a session if I did engage again. So, since I’m just ticking along I won’t for now.

NDIS: I don’t access the NDIS for myself. It doesn’t seem likely I’d get much support even if I did get into it somehow. I don’t have to current reports and I’d probably have to go through getting a formal diagnosis of Autism, which isn’t worth it from a financial or stress viewpoint if I’m happily ticking along. I’d probably not get it for my “treated and stabilised” BPD which got me DSP either. I’m rather concerned about the talks abut cuts and restraint to funding for my niblings who all have diagnoses and I’m trying to focus on helping them and my sister get the most out of their plans. My niece doesn’t have NDIS, and it’s a matter of seeing that 10 Medicare rebated psych sessions a year probably isn’t enough support going into her teens, but wondering what ASD 1 will get you in an era of restraint and cuts.

Power Bills: I should be getting the full rebates on my electricity bills here in NSW when they come through thankfully. I wish there was more incentives for landlords to install solar, insulation and other energy efficiency stuff in our cold rentals. I’ll also investigate and see if my partner is eligible for any of the discounted appliances for his small business. Can he get a more efficient buffer or pressure washer?

How about you? Were you a “budget winner”?

How I spent my $20

oh, hai  there. I’m Fiona. You may now know me now as the woman on Q+A with $20 who looked pained at Jim Chalmer’s response to her question about how those on fixed incomes like the disability pension are supposed to make choices between food and medicine (seriously, I better pay that chemist bill as soon as I get this posted – my Webster paks are a lifesaver both literally and metaphorically)… Why are we the ones having to suffer now to keep inflation in check?

My questions and his non-answer:

So, it’s taken me a good couple of days to recover from the trip down to Sydney – got the shuttle bus the ABC organised from Broadmeadow station at 5pm with 20 others, we got there around 7:30, then went through screening, I got handed my question on a card and was told that I was the second question and that like I had spoken to the girl on the phone about, Stan would be asking me followups and she and her chatted about my situation and such a couple of times on the phone in the previous days.

It was a bumpy ride, but to my relief a fellow local Greens member and his mate were also on the bus, so I could chat to them and calm my nerves about the whole process. And we got a photo with our idols in the foyer.

Fiona and Wylie making peach signs with big ted, little ted, jemima and humpty at the abc ultimo studio

We went in around 8pm, I got a microphone attached to me. There was a warm up stand up comic. The questioners were all run through to make sure they got our names right etc, and I was SUPER excited to see that a teacher that I often had in primary school Mrs Turner was there!

I didn’t expect a real answer from Jim, just as I didn’t expect Labor to raise welfare since they walked back their promises and demands that they had in opposition in the lead up to the election they just won. Basically they promised us nothing and we should be grateful for that!

So, back to why you’re here? After my triumphant non-answer getting on Q+A i called home to Bruce to scream into the void and get his reaction and love. Which I got. And a request for burgers on the way home, to which I lol’d “Yeah I can spend my $20 on that!” he laughed and said, don’t worry about it  but then I wanted burgers, and given the rough trip back, chatting with the young liberals and eating lollies and pretzels at dinner, I totally needed those burgers by the time I was back in Tronno at 1am!

So, to all the Daily Mail commenters who commented on my food choices and my fatness, yeah, I had midnight Maccas with that $20 that PureProfile surveys had credited me during the trip down (another DM commenter had suggested them too, don’t worry, I’ve been doing them for 20 years). It was the best Big Mac I’d had in a long time, the chips were salty and fresh, like me, and I needed something in my belly because I needed to be up at 7am to get to my usual Friday appointments of pickup up FoodBank and Ozharvest to share with my sister (and much free bread because there was non in the budget for us) and then to my Antabuse rehab group where we discussed what we like about our sober selves. 20 months sober my friends!

Yeah, I’m fat. And yeah I could exercise more to lose weight, but I’m glad I’m not the bulimic, exercise obsessed skinny girl I once was, 2 hours at the gym a day, running 5kms to quiet her mine. My blood tests are always showing I’m in pretty good health considering, and while I’ve been on seroquel I’ve not been anywhere near skinny. I’m mentally pretty good at the moment, and working on my mental health and life goals, while being a good human being. Looking after myself and my family and friends and being sober and safe. Financially, I’m not making any headway, but I don’t have a credit card to go into debt on, and so long as I can pay my rent and smile, I’ll be okay. Also, so long as the politicians have a food allowance that is five times the daily JobSeeker payment, don’t police our food choices, mmkay?

So, it’s been a big few days. Glad to be home with my boys and love my family, friends and twitter crew to death. Sent Bruce off this morning to work in his little tinny, and I’ve been a good housewife, doing dishes and washing and earning my keep while rolling marbles on Twitch. I also played some Scotty Goes to Centrelink (The Albo Update) earlier, and will probably go another round soon!

The full episode can be seen on the ABC website or YouTube

Please, if you also feel that it’s ridiculous that in Australia people on welfare payments are deliberately kept below the poverty line, sign this petition to parliament to have the rate of all welfare payments raised to above the Henderson Poverty line which is currently $88 a day. The petition is an official parliamentary one so you’ll need to click the verification link in your email when it comes through to complete the process.

May be an image of text that says "signed the petition to #RaiseTheRate to #88aDay because... POOR PEOPLE DESERVE NICE THINGS UINCAPLOYEO AUWU NOINN NOINN Sign and share! auwu.org.au/petition"

Can’t eat resilience – Labor’s Budget had no pleasant surprises

Good morning. Happy Budget Boxing Day, how’s the hangover? There’s not enough water in the world to wash away the fact that people on welfare payments got exactly what was promised and what was expected from Labor’s budget – nothing. A few comments about us being lucky to even be getting the upcoming CPI increases to payments, that cheaper childcare will help somehow, that more free tafe places will help people get into work even though all their other qualifications haven’t. More language about rorts in the NDIS and expected blowouts demonising the wrong people.

Image

For sure, if I was corporate Fiona from this photo I found last night, I’d be benefitting from the promised 6 months paid parental leave (because I still thought I’d be having kids back then). Any promises around childcare were welcomed as she watched speech pathologists and occupational therapists unable to return to work with the long waiting lists in Canberra daycare. She’d be happy with the reduction in maximum PBS medicine costs since she was working and didn’t have a health care card, Her partner had property and she was aspirational. But then, reality took hold and we are where we are now.

I remember getting the small tax cuts back in Howard’s final years. $10 here and there.  Working in community services and health, we all lamented that they should keep the money and invest it in health and education, but we dutifully spend it on latte’s at Coolo.

Labor never promised any raises to Centrelink payments, in fact they backtracked from any talk about them from the 2019 election thinking that the voters didn’t like them pormising anything good. They walked them back to we’ll have a review and maybe look at a real raise in 2024. Which is about when they project real wages to start going up in relation to inflation. In the meantime? We get to remember Labor’s greatest complaints about the LNP and how none of them could ever survive on JobSeeker, but there’s literally nothing in the budget for those on payments. Correct me if I’m wrong, PLEASE correct me if I’m wrong!

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These photos? They’re from a blogger event in Sydney in 2012. It was for Kleenex Cottonelle and we broke pintrest because we were trying to pin too many things at once. A wonderful greenwashing promo. That was when i was an Aunty blogger, or a food blogger, depending on who was paying for drinks. I’m wearing the last pair of glasses I bought from a shop in Australia, they set me back $700. $200 for the frames, $500 for the lenses, and from then on it was Chinese online glasses all the way.

I dug out these pics because I got a bursary to attend the Black Dog Institute‘s Summit on Self-Harm in Sydney on November 10 as a person with lived experience of self harm and the mental health system. It’s at Doltone House, the same venue as the Contonlle event, I thought it looked familiar when I was planning the early morning train trip down! I’m really really excited! It’s going to be a huge day, with a 7.30am start, so, a snooze on the 4.51am train down and coffee on arrival please and thankyou! If I recall correctly it was well catered, so I hope they still are!

So, now to plan my days around having the spoons for the summit, for taking it in, for networking and holding conversation with some amazing researchers! The program looks great!

But what do I wear???

Raise the Rate for Good – Poverty is a Political Choice #RaiseTheRateforGood

Banner for the National Day of Action
Raise the rate for good National day of Action Wed 27 April 2022

So, as I’m typing this, I’m overly full of ice creams because  I was just on the phone to Centrelink trying to sort out the last of the financial paperwork they need for my DSP application. I’d sent through my partner’s tax return SUMMARY, but they needed the full thing, and then I spent time trying to screenshot it off the ato site because that seemed to be the easiest way? Ugh, who knows? She’ll get back to me if she needs more. It’s been a process, hasn’t it? From applying in September, to the December rejection, to getting the medical approval last month and now getting all the financial information together to prove that my partner shouldn’t be supporting me.

Abolish the partner income test, mmmkay?

But first what we’re here to do is raise our voices together and call for a raise of the JobSeeker payment and all other payments to ensure recipients are not struggling below the poverty line.

my jobseeker payment

I’m currently, as I type this, still on JobSeeker, which as the partner rate is a grand total of $42.59 a day. $52.40 a day including rent assistance. So that’s less than the $46 a day bandied around, because they anticipate you need less money if you’re in a couple, and while yeah, there’s some shared expenses, I really don’t think it’s justified to halve the pharmaceutical allowance since I have a partner. We can’t share meds, you know? $3.10 a fortnight is laughable when you see my pharmacy bills each month.

chemist bill

Hilarious.

When (I say when) I get converted over the DSP, I’ve calculated I’ll be getting $53 a day. I assume I’ll be getting the same rent assistance, so it’ll be $63 including rent assistance. Score.

I use sarcasm as a defence mechanism.

The amount it should be raise to is up for discussion, but many agree that the $88 a day rate that puts the payment at the Henderson Poverty Line would be a great point. I know the Greens are promising this, however Labor has disappointed all by saying they have no plans to raise the rate of JobSeeker, and no plans yet to even review it, citing the “raise” given by the LNP when they took away the Covid supplement as seemingly enough by their standards.

poverty line chart vs jobseeker payment

 

I’ve been on JobSeeker with no obligations to look for jobs for a couple of years now. Cantrelink have acknowledged repeatedly that I’m not well enough to look for or maintain employment  but there is not financial acknowledgement of that for so many. I’m finally getting DSP, but it was a fight. I could easily have taken the rejection in December and been on rolling medical certificates once more.

The rate of welfare payments needs to be liveable across the board, as the barriers to work are real for so many, and even once people DO get work, they’re still technically below the poverty line at the point they earn too much to receive JobSeeker. How shit is that?

Also, as I’m confirmed not to be able to supplement my income with work, then the argument that the payment is low as an incentive to work is more than ridiculous. And does not wash at all for how low the Disability Support Pension is with the rate of inflation and cost of living pressures ballooning in recent years. Once I get DSP my payment will be finally more than the total rent my partner and I pay, so there’s that?

Raise the rate. Of all payments. Stop giving us excuses as to why people should suffer and struggle to meet their basic needs. Stop making us beg, because people are over begging and might need to take a bit more direct action.