Why should we care about poverty?

So I started a short course last night – “Understanding Poverty, Inequality and Social Disadvantage in Australia“. My fees were paid for by AUWU, which was sweet of them, and will help put me on the same page as all the not for profits and their staff doing and writing the course when I’m posting for Nobody Deserves Poverty. Last night’s lecture was a lot of background theory and definitions, I may have glazed over at points when they started talking numbers, but it was good to be able to take time to do readings and put my thoughts into words for a more academic audience, rather than my blog posts or Twitter. Like formulating a response to someone hinting towards personal responsibility for poverty without saying as much in pre discussions. But still bringing myself and my experiences, I mean I was there in the Zoom with my hello kitty fleece and onesies downunder onesie on….

In two weeks Jim’ll have given his budget speech, papers will have their winners and losers, and other parties and organisations will be preparing their responses. And there will be a year til the Federal Election. Which should be interesting, let’s see if Albanese can come back from angering many women on the weekend, not just by lying by lying about lying, and using the “But I’m the primeminister” line which was not at all helpful.

Free coffee!

We were talking in line at the foodbank this morning, since we were there before opening, about how everyone is just extra stressed at the moment, and that how if someone pushes in here or another example was a guy wandering cluelessly in front of the like at Centrelink, you have to be cautious about calling them out on it. Because sometimes you get the oops, I’m sorry, but sometimes you might get punched. If politicians aren’t able to keep their cool with women and model that behaviour, how’s everyone else going?

So, why should we care about poverty? was a question posed at some time last night. Perhaps it’s beyond politicians to care about it because of it being the right thing to do to look after others, but perhaps the possibility of being voted out, of rising unrest among the masses, might make them care. Or they may just try to arrest their way through it.

It’s the start of May, so I’m meant to look back at some of the things I got at the foodbanks last month. It was an up and down month financially here, with the boys struggling to finish a job and finally getting paid for it, and different places being closed for school or public holidays, or simply not having deliveries that week. But there was a great rockmelon, a terrible bottle of vanilla pepsi max that got poured down the sink, and so many breads and crackers.

I also did a lovely roast chicken with veges from OzHarvest. These little bean tubs keep giving, and I still get very excited when there’s bananas! Then we had good paydays, and braved the supermarkets screaming why is everything so expensive and paying because we could this fortnight for the big and little things we’d been holding out on. I finally got olive oil, but I keep forgetting soy sauce.

There’s 10+ days of rain here, so the boys are working between the showers. Occasionally someone stops to look at the boat for sale on the front lawn but moves on. I’m trying to keep up with washing on the racks, still trying to figure the best place for them. I looked at the app for the electricity and estimate on that freaked me out. So while I think there are many better ways than paying the electricity companies money directly to subsidise our bills, I’m really hoping, personally, for it to continue for another year lol. I’ve said before I don’t see how they could end it before the election, they’ve cornered themselves on that one.

So, happy May Day.

Let’s talk the price of Spam

Yeah, the actual tinned Spam, not email clutter.

I know you guys love my “tales from the Foodbank” and I was almost thought I was gonna get a score when I saw there was actual Spam at the foodbank this morning. My partner’s gotten keen on it since we got some I think it a Xmas hamper. So I’ve been getting the $2.99 Aldi tinned Spiced Ham, also proudly made in the USA like the original Hormel.

I fry it up in the pan and service it with toast and microwave scrambled eggs for a midday meal in the middle of the boys’ workday when they come back home for lunch and a rest.

Sadly, I got closer and read the price sticker – 2 for $12. Two for $12??? I pay three for the Aldi version, and the full price at Coles and Woollies is $6.80. I didn’t check the dates on these, I do hope they’re long dated since it is tinned. My Aldi ham has a best before of October 2026.

It’s actually “only” $5.40 this week at Coles, too.

So, once again Aldi wins for price in this little competition. They have put a bunch of prices up again lately though, so I need to constantly keep reassessing. And we know that 1.8% indexation is already long gone from out payments.

Just a girl, hanging out in the rain, waiting for the gates to open.

Welfare is going up a dollar a day from March 20

Well, 96 cents if you’re on Jobseeker. Personally my pension indexation is $1.05 a day. That certainly won’t make any impact whatsoever when it starts getting indexed from Thursday (March 20).

Allowances Family Situation Previous Amount 20 Mar 2024 Increase Single, 22 or over, no children $749.20 $762.70 $13.50 pf Single, 22 or over, with children $802.50 $816.90 $14.40 pf Single, 55 or over, after 9 months $802.50 $816.90 $14.40 pf Partnered (each) $686.00 $698.30 $12.30 pf Single, principal carer of child, exempt from activity test* $970.20 $987.70 $17.50 pf

And don’t worry, Rent Assistance will only be going up about $1.50/week so it won’t help at all with this year’s rent increases.

We saw news articles last week where people are suddenly realising that people who are retiring to the aged pension and don’t own a house are fucked. No real acknowledgement though that that’s already the reality for people on DSP and Jobseeker, and that we’re not really adding to our Superannuation in any significant way to help with those costs if we live til 67.

Personally, my Super has been hovering around $150k since I stopped being a speech pathologist, fluctuation with markets. See how much it devalues over then next 25 years hey, and see what opportunities I have to add to it.

In personal news, I’ve moved sides of the living room. Bruce’s son is moving in this week, so we’re rejigging a bunch of things ahead of that. It means I’m under my hue lights now and have a nice solid wall behind me rather than open room/tv. Now to phona-fy the rest of the corner.

Grannies Targeted – Supermarket Pricing, Write-offs and what lands on my Kitchen Table

I love granny smith apples. Always have. Would only eat them as a kid, refusing anything red, occasionally trying a golden delicious. Too tart for many, they’re so crunchy and perfect for this lemon lover. This is why allegations that Coles has been marking up their Granny Smiths more than other apples troubled me, but also made sense, given how many I’ve gotten free from foodbanks the past few weeks.

If they’re more expensive, why would you be getting them free, Fiona? Well, the food that comes to our local foodbanks, via Foodbank, OzHarvest or the local old fella collecting baked goods directly form out the back depends on what is not being sold. This may just be because they over-estimated the amount of while bread what would be bought that day, or they have a shelf of cross-promotional products like Vegemite Brownies or Zopper Dooper milks that were a novelty that weren’t really cared for. Other stuff might be a bit externally roughed up, short dated, or there might be new labels coming in. Happy to receive most of these things and give them a go for free or cheap but it does feel a bit meh to always have things that have been rejected for some reason.

So, my theory on the granny smith glut this month is they’re good apples, but perhaps the over-pricing has turned way too many people off buying them in the supermarket, so they’re being left on the shelves. So Coles has to pass on things that aren’t moving, and Ozharvest are getting them all. Coles, of course, gets to claim credit (financial and moral) for donating these overpriced but otherwise great apples. I get to have daily fruit but the supermarket shopper is priced out of being able to buy the apples they want, despite them being in good supply.

In other news, the welfare rate indexation from March 20 officially came out Monday, and JobSeekers will be getting less than a dollar a day extra, I’ll be getting $1.05/day extra on my DSP. Definitely not enough to buy my own overpriced apples in store.Allowances
Family Situation Previous Amount 20 Mar 2024 Increase
Single, 22 or over, no children $749.20 $762.70 $13.50 pf
Single, 22 or over, with children $802.50 $816.90 $14.40 pf
Single, 55 or over, after 9 months $802.50 $816.90 $14.40 pf
Partnered (each) $686.00 $698.30 $12.30 pf
Single, principal carer of child, exempt from activity test* $970.20 $987.70 $17.50 pf

Pensions
Adult Pension Rates
Single* Previous Amount 20 Mar 2024 Increase
Base $1,002.50 $1,020.60 $18.10 pf
Supplement $80.10 $81.60 $1.50 pf
Energy Supplement $14.10 $14.10 - pf
Total $1,096.70 $1,116.30 $19.60 pf
Partnered (each)
Base $755.70 $769.30 $13.60 pf
Supplement $60.40 $61.50 $1.10 pf
Energy Supplement $10.60 $10.60 - pf
Total $826.70 $841.40 $14.70 pf

Rent assistance indexation comes in around $3/fn for most. The press release reminds us that it went up 15% last time ($13) so we should be grateful and stuff.

Rent Assistance - for payments under the Social Security Act
Maximum Payment
Family Situation Previous Amount 20 Mar 2024 Increase
Single $184.80 $188.20 $3.40 pf
Single, sharer $123.20 $125.47 $2.27 pf
Couple $174.00 $177.20 $3.20 pf
Partnered, illness-separated $184.80 $188.20 $3.40 pf
Partnered, temporarily separated $174.00 $177.20 $3.20 pf

So, I’ll munch on my grannie smith for morning tea and wonder how it’s okay for people to not be able to afford the basics while supermarkets continue to increase their profits and we’re reminded how little tax fossil fuel companies are paying.

How being on the DSP has allowed me to stabilise my mental health

I was approved for the disability support pension about two years ago now. It wasn’t a straightforward process, and I was initially rejected, with my request for a review going through successfully without any more information from me. So, how has being on DSP improved my quality of life?

Slightly more money – the partnered DSP rate is currently $826.70 per fortnight, $140 more than the $686.00 I’d be getting on JobSeeker. (source DSS 2023) The difference for singles is more – $347.50 a fortnight extra to use to pay for the basics of life, costs which all agree are more with a disability – studies showing that you need at least 50% more disposable income to live with a disability in Australia. Not that any of the DSP gets to be disposable.

Getting off the Disability Employment Services radar – I’ve had a lot of exemptions from job searching in my time on payments, so for me this meant there was no looming date where I’d have to reengage with DES or have to get a correctly written medical certificate from my non-bulk billing doctor to have them waived again. This was a huge stress relief, not having to apply for jobs I wasn’t ready for, and not having to show up to fortnightly appointments to talk about how my life was falling apart this week and how a minimum wage cleaning job was clearly what I needed to fix my mental health.

Did you know under-35s on DSP have mutual obligations these days? Any disabled person who is failing to meet their “obligations” and getting cut of their payments is clearly being failed by the services that are supposed to be supporting them.

TIME and SPACE – time and space to do the therapies that I was already involved in. When I got DSP, I was doing 4 sessions a week of various therapies – individual and group – for borderline personality disorder and alcohol dependence. I could now just focus on these for awhile. So, I certainly wasn’t sitting at home on DSP, I was doing therapy in person and online, I was practicing getting out and about into the world again after a breakdown that coincided with Covid routine changes and added stresses. I’ve been sober 3 three years now, and certainly the support of having the DSP and not having to meet others expectations around employment have let me maintain that even amongst the rest of the chaos that life brings.

Time and space to figure me out and pursue my own interests and use my skills. I also started to learn the confidence to pace myself properly – I had a therapy goal that was basically following through on things I committed to. Which is two sided – both not chickening out with anxiety or low energy when it all gets too much, but also not letting it get to much – knowing my schedule, knowing how much and what sorts of things I can commit to and only pushing myself as far as I should go. Not saying yes because it’s expected of me, but giving things a go and seeing if they do spark joy. It’s amazing how much energy expenditure varies when you are following an interest!

Time and space to prioritise my “little routine”, allowing myself to see getting up and dressed or putting away the washing as an achievement, and being happy with my day. If I get my little routine together, if I do my chore, make my dinners, then I have more time and space mentally and practically to do more of the things that are generally seen as productive – supporting friends and family, writing and advocacy, maybe even doing a little bit of paid work here and there!

There’s so many goals I’m starting to see as achievable for myself after having this period of self-stability. It’s allowed me to try new things, put my hand up to do things I care about and feel are important, with the knowledge that I don’t have to meet someone else’s expectations to get paid each fortnight. I don’t know if I’ll make it back to earning enough to no longer get the pension, I’d love to do more, be more independent financially, actually have a disposable income, but I have time now. Time and space to dip in and out of the outside world as I can in a way that is of benefit to both myself and everyone else near and dear to me.

I’m certainly not “fixed”. I’m starting with a new psych, but being on DSP means that that would be prohibitively expensive if I hadn’t been able to get in with one that I can see for free for 10 sessions, but only on a Thursday and only from April. I also need to properly explore my neurodivergence, somehow find the energy and the money to get assessed for Autism and ADHD, especially if that would help me at all when it comes with getting even more okay with living in this world.

Just needed to breathe.