Tag: welfare

Just because it’s better than nothing, doesn’t make it “good”

Oh hai there, just screaming into the void that the messaging coming out from yet another report detailing the material deprivation faced by people on all welfare payments.

ACOSS has just dropped their latest Poverty and Inequality report Material deprivation in Australia: the essentials of life. It doesn’t just report on how much money people have, but also what people are not getting because they can’t afford it – covered by the surveys I discussed in this post when I was doing the Poverty course through ACOSS and UNSW – the same people conducting this study and writing this report.

2. At least 10% of people do not have one or more of five out of 23 essential items. While some of the 23 essential items are almost universally owned (only 0.2% of people did not have warm clothes and bedding if it’s cold), a much higher proportion of people did not have the following five items: • home contents insurance (22% lacked this), getting together with friends or relatives at least once a month for a drink or meal (22%), a yearly dental checkup for each child (13%), new school clothes for school-age children every year (33%), or a hobby or a regular leisure activity for children (14%). The most common items people said they lacked because they couldn’t afford them are: home contents insurance (8%), at least $500 in savings for an emergency (7%), comprehensive motor vehicle insurance (5%) and dental treatment when needed (4%).

“The most common items people said they lacked because they couldn’t
afford them are: home contents insurance (8%), at least $500 in savings for
an emergency (7%), comprehensive motor vehicle insurance (5%) and dental treatment when needed (4%).”

Yeah, I have none of those things. If I needed dental treatment I’d try the NSW health clinic as that’s an option, or I’d ask family for money to help pay, or put it on ZipPay or get a Centrelink advance, but I don’t have the funds for such things as routine. I said to others doing that course that as much as they’d hope the person crashing into them in their shitbox at least had third party property insurance to cover their car’s damage, the reality is we often don’t, Greenslips for injury are compulsory but you’re making a huge assumption that we’ll be able to pay for your damage.

4. People on working-age income support payments face a much higher risk of multiple deprivation: • The rates of deprivation are close to or exceed 10% for 30% (seven items) of the 23 essential items for people on a JobSeeker Payment and for around 26% (six items) for people receiving a Parenting Payment or a Disability Support Pension. • People receiving JobSeeker Payment are five times more likely than all people (the population average rate) to lack two or more essential items (45% compared to 9% for the population). One in two are deprived of at least two items and one in three of at least three items. • People receiving Parenting Payment are four times more likely than all people to lack two or more essential items (38% compared to 9% for the population). Approximately one in four are deprived of three or more items. • People receiving Disability Support Pension or Youth Allowance are two to three times more likely than all people to lack two or more essential items (29% and 23% respectively). One in four people on these payments are deprived of at least two items. • People on a Carer Payment are two times more likely to lack two or more essentials items (17%) or three or more items (10%).But it’s the messaging around this report and others that always gets me. The report straight up says that DSP and Carer’s payments leave people struggling, and yet ACOSS et al come out asking for payments to be raise to that level – the $82/day for a single aged or disabled pensioner leaves them below the poverty line and skipping meals, health care and cheaping out on cooling in this heatwave while trying to stay in a likely substandard rental.

graph of bedroom temperate overnight
Reactivated my bedroom thermometer last night – you can pinpoint when my partner put the air con on in the living room and it trickled down the hall to our room

So aim higher. Ask for an amount that will make a difference. The Henderson Poverty Line is around $87 a day (it fluctuates, but if you need to put a number on it). This doesn’t take into account the extra costs of being disabled or chronically ill, but again it’s a start for adults to have enough money to meet their basic needs.

We have an election to be called any time now (it’ll be by May and that’ll be here before we know it) so get your ducks in a row and ask for good things, not incremental “improvements” that leave people in poverty. They haven’t given you your meagre asks anyway. Maybe Labor will be desperate enough to actually promise something progress, Miles style?

 

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Sympathy for the Sober

Was it a fun night for you?Speeding down I-5, no cops on the mapScreaming out, “I’d die for you”But after all the stops and starts, crashes and carnageI’m just carsick

I’ve mentioned a couple of times how you get more sympathy for some things when you’re sober – some rightly so and some perhaps a little harsh. Some, like running your car up on the kerb – way more sympathy when you’ve done it because you’re anxious AF about something (finding a new rental in this case) than if you’ve been drinking – are extremely fair. Some like having an emotional meltdown gets less sympathy if there’s alcohol involved, even if many times it’s just tipping you over the edge of things that are there and crap regardless of your commitment to sobriety.

Got my copy of Mean Streak – Rick Morton’s Robodebt book… 

Done two mornings of supervision – the two English papers. Long mornings on my feet, being responsible. Only a few bad dreams reliving my own HSC. Caught the bus and the train. Which is okay, but doesn’t give me the freedom for anything outside of there and back. I’ve masked on the public transport, but didn’t in the school, so that may be where this snuffle is from. Hopefully it’ll resolve over the weekend and I’ll be good to go for an 8.15am start Monday for the maths exam, I’ll probably even be able to drive in as the brake pads just arrived. Along with a heap of porridge and dog treats that were on sale on my wishlist so I ordered them.

Antipoverty week is coming to an end. Very few mentions from the politicians, a few from the Greens. No use of the word poverty on Twitter by Albo since 2021, despite protesting in 2019 that the LNP wouldn’t say poverty during Antipoverty week

But then, Labor still had ambition in 2019.

I sleep in a clifftop mansion with my new wife – Antipoverty week and Labor’s weird optics 2024 edition

Copacabana’s pothole problem’s been solved – just have the soon to be (I don’t know how soon but bloody hell he’s trying not to be there past May) former PM move in cliffside (it’s quite the drop) and he’ll get CC council to spend their negative budget on his lil roads, centra coast roads that deteriorate ever rain event, and really weren’t designed for more than holiday traffic.

There were fears of the housing falling into the ocean further north at Wamberal and down in the Northern Beaches of Sydney when there’s severe events, we’ll see if this holiday house up on the hill is far enough from the edge for such events as the impacts of Tony and Tanya’s new coal mines and mine expansions are felt in the coming years.

He did get a bargain though, 300k less than the last sale price. Maybe that can go on the wedding, set to be next spring surely, as it’s gotta be after the election now, and Albo wouldn’t have it in Winter would he?

Lidia Thorpe posted the contrast between Foodbank putting out their hunger report this week with Albo’s new purchase. Andrew Leigh is launching a book, one that Gillard called “fun” which also talks about the haves and the have nots in the country. Fun? Have FUN growing your charity sector and not helping people directly. I’ll give you a hint, you don’t broach divides with golden cheese platters under the giving tree, and more funds for the Salvos. Foodbank charge charities $25 a pop for the food hampers they’ve got their corporate volunteers and school kids packing. Some charities will have to pass this onto the vulnerable families they serve

Those on welfare, while not as worried about the cliff falls that may face the richer among us, food insecurity is just increasing and all of Labor’s protestations that they’re doing stuff to relieve the cost of living isn’t doing a thing to actually help those at the bottom, and while we may fight about the figure, welfare needs to go up, go up a lot, and actually drag the standard of living in this country back past pre GFC levels. We’re also all watching the weather events in the US wondering if this summer will bring us flooding or fires or both and what impact that will have on the people around us living out of their cars if they’re lucky. but, enjoy your cliff face Albo.

So, it’s Antipoverty Week. The official campaigns the well meaning white women and their organisations are pushing are the Valuing Children Initiatives end childhood poverty, Everybody’s Home‘s call for more social housing (not public), and Raise The Rate For Good (that asks for payments to go up to the pension level of $82/day that leaves Nannas in poverty). All of which are “nice” but nice asks aren’t getting us anywhere are they? Asking nicely for Israel to consider maybe not genociding, (not it those words that’s not a polite word to say) asking to maybe stop killing and locking up Blak kids, asking nicely please sir.

 

Social Cohesion is code for assimilation or elimination of dissent and difference. Grace Tame showed us to be true to ourselves, that politeness is no good in the face of people who are making the world worse one smirk or lie at a time. Paint on a wall isn’t violence, not when the other side isn’t doing anything to stop people (graphic content) being burned alive in the new Holocaust.

It’s hard to focus on much this week.

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Happy “Indexation Is Not An Increase” Day

Indexation of welfare payments is legislated for, occurs twice a year for most payments on March and September 20, and once a year for youth payments on January 1. It’s not a real increase, and in fact as it’s calculated off already inferior payments that can’t even see the poverty line, people on them get further behind each time, and those on lower payments get less.

It’s the time of year where welfare advocates sigh and try to refute the narrative that this is somehow a cash splash and we’re all grateful and off living it up at the pub this weekend.

It also doesn’t fully come in for a month.

The 10% increase of Commonwealth Rent Assistance (being touted by some pollies as 12% cos indexation also comes in) only applied to the 14% of welfare recipients who do get CRA, and doesn’t help millions of others at all – the ones not on leases, living in cars and on the street, trying to escape violence, people with mortgages trying to keep their homes.

So, in other news, I ventured to the new “NourishEd” food pantry in Toronto today. I got their $10 hamper and some things from the shelves for free. The local member also popped in while I was selecting free sanitary pads – Hi Dan! in his chat with the organisers they said how they’re ineligible for most grants as they’ve not been open a year. They also made me happy when they said that while it’s needed they’d love to NOT be needed ideally. I was a bit overwhelmed at that stage since I’d been out all morning so didn’t chime in, but yeah, I plan to talk to them further about lobbying for actual change and I do also want to talk to them about getting a Smart Recovery group going on site that they mentioned right when they started fundraising.

Got a weekend ahead cleaning – rental inspection Tuesday. Hopefully all will be well. My arms are tired from knocking down spiderwebs yesterday.

New welfare rates are detailed here.

Sure, I’ll answer some questions!

A journalism student sent me an email and asked me some great questions about welfare in this country. Since I got right into the answers, I though I’d share them here.
 
 
Firstly, one of the statements of yours that I found most interesting was a post you made on X regarding the federal government prioritizing quelling inflation and maintaining a surplus over raising welfare to a liveable standard. Do you believe that the Australian government prioritizes the aesthetics of certain macro-economic factors such as the lowering of inflationary statistics over adequately providing support for government assistance recipients? If so, what message does this send to those utilizing welfare payments?
 
The government and opposition both definitely prioritise the look of the main inflation rates, of interest rates, or employment and unemployment numbers over supporting those who are doing the heavy lifting on those numbers being what they are – the pensioners and other welfare recipients, along with minimum wage workers whose incomes cut them off welfare before they meet the poverty line let alone the cost of living in this country. The narrative of the dole bludger persists and is reinforced by the government. In the workforce Australia inquiry last year Julian Hill used that term when questioning witnesses, despite protesting that Labor were in favour of stopping that narrative
 
 
 
 
Additionally, do you believe that the current disability support pension, as well as the bi-yearly rate update system, are adequate in facing consistent cost of living pressures?
 
The bi-yearly update is fine, 3 monthly would catch us up faster though. As it is the fact that the indexation is only as a percentage of the person’s current payment mean the lower payments increase less even though they are further behind laready. The 12 monthly for youth payments is completely inadequate and yes another reason along with those payments being severely inadequate that youth payment rates for welfare need to be eliminated. The disability pension while above the rate of JobSeeker is not adequate to support a person with long term illness and disability, with estimates of a disabled person needing at least 50% extra disposable income than average to meet the extra costs that come with it. Also, any fiddling with the amount of hours disabled people and people on the aged pension or carers can work is meaningless to most on those payments as being disabled or a carer is a full time job already, and aged pensioners should be able to retire in peace, and use any extra energy for the things they enjoy, and often contribute unpaid to their families and communities through care and volunteering already.
 
 
 
And finally, how do you think failures in support impact government assistance recipients in times of economic stress such as this?
 
People are suicidal, to be blunt. Welfare recipients end their own lives at a much higher rate than those not trying to survive on these payments. The injection of cash during the Covid shutdowns that brought JobSeeker to the poverty line was a welcome relief, along with the suspension of harmful mutual obligations, that led to less suicides by people on welfare payments than outside that time. The informal and formal supports that others who are working and able to give money, time, share their resources with their neighbours is cut down when everyone else is cutting back on spending in order to survive themselves during rapid rent and mortgage rises and costs of essentials like food and energy leaving people struggling. It is offensive to see governments giving more money to increase the resources of food banks and other support that should be on the pointy end – money for overheads like huge warehouses or trucks to shuttle donated food around, staffed by volunteers and work for the dole who can’t afford to shop at supermarkets either, while these organisations solicit donations from people at the checkout and corporate donors and everyone gets a feel good photo. Politicians should be ashamed to expand these while not addressing the inadequacy of welfare payments.
 
I think I got carried away. You’re welcome.
 
Fiona