Tag: medicare

Half-Term for Labor… and a 50-50 2pp?

Don’t listen to the polls unless they suit you, and then don’t listen then, but surely Labor finding themselves at a 50-50 two party preferred 18 months into what they hope to the be the first term of many should be a wake-up call for Albanese and co? The fear of many in my circles in they’re seeing it as a signal they need to be more like Dutton, and the rushed legislation to continue criminalising the immigrants that had been ruled to be detained indefinitely illegally doesn’t sit well. Labor needs to remember they’re not necessarily losing votes to the LNP by being shit-lite, but to Greens and Independents from across the political spectrum.

They saw it blatantly with the election of Dai Le in Fowler, Labor took a population for granted, and in more than one seat went against the wishes of the local branch to pick their candidate. And Keneally’s loss was spectacular, And State and Federal parliamentary Labor are thumbing their nose once more at voters they continue to take for granted – Muslim and Arab families, and those who love them, by ignoring their local branches – including the PM’s own Marrickville –  calls for stronger language to be used when calling for Israel to stop their slaughter in Gaza and the rest of the region. The “pause” we have at the moment, Israel not receiving any condemnation for its blatant breaches and ridiculous actions that their army is willingly boasting about on Tik Tok of all places.

But what do I want from Labor? Have I given them enough time? Let’s look at their current 10 points they and their stans keeps talking up and letcha know how they’re working in reality.

1. Energy bill relief

For me in NSW, as a concession card holder, I get a total of $500 over this financial year credited to my account. This has ben $125 each quarter so far, but it has quickly disappeared and been absorbed by the doubling of the power bill by taking on the kids – who while they also have concessions can’t get additional support towards the bill, because it’s once per household. I hear that different places are rolling out more community batteries soon, which is awesome and really helps balance that load, but wouldn’t it be nice if renters were able to get their landlords to install solar and take advantage of that cheap cheap electricity?

2. Cheaper child care

Initial reports of fees going up with the subsidy going up abound, overall child care costs less per hour per child now than it did. But there’s many parts of the country where there are not enough places, workers are still underpaid for what they do to support the little ones and there’s still a requirement to be working or studying a certain amount to access the subsidy, which rules out a lot of precarious workers and kids who would benefit developmentally from attending childcare or preschool.

3. Increased rent assistance

*insert snorting milk out of nose gif here* – I’m getting a whole $13 a week extra in rent assistance now. And my rent is going up $60 a week in the upcoming move, not even taking into account the thousands we have to spend to move between bod, rent in advance, overlapping rent, and utilities, cleaning, petrol and van hire, time off work for Bruce and general stress expenses. “Fortunately” Bruce received his Nan’s inheritance earlier than expected, and instead of using that for car upgrades and tools for work we’re having to drop a lot on this move, and hopefully get some of it back when we get the bond, sell my AU and hopefully sell some of Bruce’s car parts. But it succcckkkkkkkkssss.

4. More Medicare bulk billing

I’ll letcha know Wednesday if I get bulk billed, but nothing on the doctor’s website indicates they’re going back to bulk billing kids and concession card holders despite the increased incentive, so I’m gonna rock up with that $69 to pay and hope they tell me nah, it’s on the government. But we’ll see.

UPDATE 29/11 – I wasn’t bulk billed.

5. Cheaper medicines

Not for concession card holders, ours were indexed with inflation on Jan 1. Happy for those without concessions who’ve seen some of theirs go down though.

6. Boosting income support payments

How’d my frens out there on youth allowance and jobseeker spend their extra $20 a week? Don’t know, it just got absorbed because the costs of essentials continue to grow faster than inflation? Yeah, if you see someone shoplifting, no you didn’t. And, no there was no increase to DSP, my $59 a day partner rate is doing some heavy lifting.

Graphic design of a garbage dumpster on fire with bin juice pooling at the bottom above the text "centrestink"
Centrestink bin fire by Jez Heywood

7. Fee-free TAFE training

In select courses and limited in number, and with Austudy and Youth allowance so far below the poverty line how can you even AFFORD to study even if the course itself is free? How do you pay for transport and internet and food and texts and course supplies?

8. Building more affordable homes

Hoping to see these happen, but wow, there’s a long time before we see any impact there. And how the fuck does one even define affordable when it just needs to rent out $10 a week lower than market rate. Which is unaffordable for essential university trained teachers and such let alone supermarket workers, students and disabled people. It doesn’t stop rents continue to go up, renters being in such a vulnerable position. State, Federal and Councils need to directly buy and build public housing. They only way to fix the housing stock is to build for those at the bottom, get the families out of the caravan parks and tents, allow families to live and stay in a community for their kids to grow up, not fear having to move at the next rent hike.

9, Expanding Paid parental leave

I’m incredible uninformed on this. Probably would have been awesome as a baby producing allied health worker on $100k a year. As the second parent of a newborn, the son in law was entitled to two weeks off mutual obligations when bub was born, and got cut off several times for missing appointments because the baby was up all night. At least parents next is gone, but hey all those parents who got to access single parent payment up to their kids turning 14 now have to do mutual obligations…

10 Creating jobs and getting wages moving again

Oooh is that the 3000 Centrelink jobs to deal with the massive call wait times, months delays in processing payments and the 180 staff leaving the agency each month? Union members are striking in the meantime because despite promises to restore the public service the government can’t agree to a pay seal for Services Australia staff. The government needs to set the standard it expects from the rest of the employers out there, and in this they are failing.

A red background with text 10 ways we are helping Australian with the cost of living 1. Energy bill relief 2. cheaper child care 3. Increase rent assistance 4 more medicare bulk billing 5. Cheaper medicines 6. Boosting income support payments 7. fee-free tafe training 8. Building more affordable homes 8. Expanding Paid parental leave 10 Creating jobs and getting wages moving again

So yeah, I’m tired, stressed, broke and disappointed in the Albanese government’s first 18 months. I’m sad to see Palestinians being killed and the founder of the Friends of Palestine unwilling to put his neck out and condemn the slaughter.

I’ll get through this move, and vow to use the faster internet I’ve been promised by TPG to do what I can to continue to speak truth to power. We get the keys in a week, and hand back the keys for the current place on the 13th.

Send coffee, cleaning products and chocolate. So much chocolate.

Love you guys.

Twenty Two FUCKING Billion

You know how I hated the surplus back when it was only $19 billion?

The @AlboMP @AustralianLabor Government has delivered a surplus at the same time as providing billions of dollars in cost-of-living relief to Australians doing it tough, including energy bill rebates, cheaper medicines and cheaper childcare #auspol #ausecon

Well I hate it even more today that it seems to have grown $3 Billion. Not the figure itself, or why it’s there, but because the politicians are smiling and announcing it the same week that the long awaiting “biggest permanent increases to JobSeeker” ever and “biggest increase in commonwealth rent assistance in 30 years” are also on their brag list.

Because those might sound like good things, but in real dollarydoos, I’m getting an extra $13 a week in rent assistance. Those on Jobseeker single will be getting an extra $56.10 a fortnight – $14 of that from indexation. My DSP indexation is $26.70 for the fortnight. Bringing my grand total pension to $1000.70 a fortnight. I worked out my share of rent only takes up 41% of my pension now, not 44%, but we’re due for a rent increase so check back soon :/

All the rates are still below the poverty line measures we have at hand. Labor have chosen to keep the rates like they are. They have also chose to keep the Stage Three Tax cuts. The cost of living relief, while all been welcome  – the doubling amount of meds you can get in a script for certain drugs, I’m getting $125 off each of the next quarters electricity bills – but costs have skyrocketed everywhere, from milk, to petrol to rent (if you’re lucky enough to be housed) and there is no discretionary funds anymore. You call us fixed incomes here on the pension, because the aged and disability pensioners shouldn’t have to do work that they can’t in order to be able to afford to live. Carers can’t do any more. Those on JobSeeker are doing their best to find jobs, but jobs go to those who can afford to present themselves well, that can afford a haircut, new clothes, not have their car break down AGAIN. And the students, well they’re somehow expected to do well in their studies while supplementing with got knows how much paid work to make ends meet. We’re tired, Jim.

Government has not changed its view on tax cuts, Chalmers says Jim Chalmers is now on RN Breakfast, where he was asked by host Hamish McDonald whether he was reconsidering the stage-three tax cuts given much of the $22.1bn budget surplus comes from the taxes of “hard working Australians”. Chalmers said the government has not changed its view on the tax cuts, which recent data showed will flow disproportionately to high-income earners and men: Well, first of all, it’s partly a function that people are working more and earning more. The labor market is incredibly resilient given what’s coming at us from around the world. And so unemployment is lower than what many people anticipated. And wages have began growing again, and that’s a good thing too. And that’s one of the reasons why the budgets in better nick but also getting good better prices for our commodities and what that means for company tax. We haven’t changed our view about the stage three tax cuts, but we have found a way to provide substantial cost-of-living relief for people on low and middle and fixed incomes, because we recognise people are doing it tough and they’ve been our priority.

What the 2023 Budget means for me

Hey, there’s all these breakdowns of the budget winners and losers and hype and hyperbole, but what does the Labor May 2023 budget mean for me – Fiona, a 40 year old, neurodivergent, partnered DSP recipient without kids of her own but plenty of them in her life whose lives wants to be as good as possible? Specific I know, but hey, it gives me a reference to do this breakdown. Hat-tip this this Guardian breakdown.

Current DSP breakdown totalling $950 a fortnight

Rent assistance: Commonwealth rent assistance will be going up from September 20 (yes, none of the increased welfare payments or changes to eligibility come in until September, it’s going to be a long winter). At the proposed 15%, I will be receiving $170.20 a fortnight in rent assistance to service the $820 fortnight rent that I share with my partner. He is not edible for rent assistance as a low income earner but I get the max amount for both of us.

Disability Support Pension: there was no raise to DSP, carers or Aged Pensions in the budget. I do not work but even if I did get some income from freelance work or online shennanigans, the earning cap before payments start to reduce hasn’t been increased for us on DSP, even though it was listed for Aged Pensioners.

PBS Medicines: The cost of pensioners meds was increased with inflation on Jan 1, raising from $6.70 to $7.20 a script, in amounts Labor’s boasts about cheaper medicines. I’m hoping to benefit from twice as many meds being able to be dispensed at once but I’m not certain it will apply to all my meds due to my previous misuse of some, we’ll see if that does halve my costs as promised.

Medicare: My GP hasn’t bulk billed concession card holders for years. They currently (as in I went Monday) charge $69 upfront for concession and pension card holders and children, and $89 for full fare, with he rebate at $39.75 usually coming back into my account that night. the proposed increase to the bulk billing incentive would mean that GPs would receive an incentive to bulk bill of $20.65 in the city up from $6.85. This is on top of the $40 scheduled fee. So around $61. Hopefully my GP will see it possible to go back to bulk billing pensioners. The urgent care clinics may come in handy.

Psychology: There was nothing announced about any increases in the amount of psychology sessions available through Medicare. It’s currently up to ten a calendar year, which is not enough to get anywhere, and I’d be paying over $200 up front a session if I did engage again. So, since I’m just ticking along I won’t for now.

NDIS: I don’t access the NDIS for myself. It doesn’t seem likely I’d get much support even if I did get into it somehow. I don’t have to current reports and I’d probably have to go through getting a formal diagnosis of Autism, which isn’t worth it from a financial or stress viewpoint if I’m happily ticking along. I’d probably not get it for my “treated and stabilised” BPD which got me DSP either. I’m rather concerned about the talks abut cuts and restraint to funding for my niblings who all have diagnoses and I’m trying to focus on helping them and my sister get the most out of their plans. My niece doesn’t have NDIS, and it’s a matter of seeing that 10 Medicare rebated psych sessions a year probably isn’t enough support going into her teens, but wondering what ASD 1 will get you in an era of restraint and cuts.

Power Bills: I should be getting the full rebates on my electricity bills here in NSW when they come through thankfully. I wish there was more incentives for landlords to install solar, insulation and other energy efficiency stuff in our cold rentals. I’ll also investigate and see if my partner is eligible for any of the discounted appliances for his small business. Can he get a more efficient buffer or pressure washer?

How about you? Were you a “budget winner”?

My Election Wishlist

scene from animal crossing

Welfare payments above the poverty line – I think we were all more than a little distressed to say the least when Labor revealed they had no plans to promise any rise in JobSeeker or other Centrelink-administered payments this election. It’s even worse seeing them fall back on the small raise the libs granted us when the covid supplement was removed and try to take some sort of credit for it. I did some maths, including the rent assistance, I’ll be getting $63 a day on the Disability Support Pension when it switches over (yes, my partner finally did his paperwork for it to show he’s not my financial keeper) when my application finally gets properly approved. Living it up. I mean it’s better than the $42 a day ($52/day or $733.70 fn, including $137.40 rent assistance for the $790 rent we pay) I’m getting currently, and there won’t be mutual obligations, but this is the pension that acknowledges that I’m not really capable of regular paid employment and it kinds should be at a rate that at least lets us scrape by, and not continuously fall behind?

Some actual steps towards slowing climate change. Like not opening new coal and gas projects or subsidising the old ones. Putting money into renewable tech and jobs and batteries. Something about realising that the extreme weather events are caused by our love of destroying the planet, and perhaps we should do something about it? I mean it’s not too late, despite how depressing it gets. But we do have to act soon. And stop making things worse :/

Something to be done about the huge out of pocket costs that stop people from accessing the healthcare they need. It’s all well and good to say there’s Medicare rebates for healthcare, but what’s the point if the waitlists are excessively long or you can’t afford the upfront amount? The rebates need to be more too, because even if we do find a way to get the upfront payments for out of pocket up front costs, there’s only so long that can be sustained for.

To be more specific – You can currently access 20 rebateable psychology (or mental health OT/social work) through the “Better Access” program. That might go back to ten soon, it might not. But it’s so hard to firstly find a clinician to see you, and they you’re up for $200+ per session before the rebate that’s about half that. We’re currently trying to find someone for my niece to see, but it’s even harder to find someone for kids, especially outside the NDIS. Before I went into the current public program I’m doing DBT through, I was seeing a mental health Occupational Therapist under the scheme after finding most psychologists to have at least a 6 month wait. And this is in Newcastle, good luck if you’re in a smaller centre.

Access to free assessments in order to access NDIS and DSP and any other gatekept government program. It’s wrong that you have to be able to afford the assessments in order to get into these programs that should be available to all who need them. Also, a return to needs-based rather than diagnosis based access. Back to looking at a person’s needs and goals and working to support them with that. Disabled people have goals you know, and don’t just want to subsist.

Housing. The rental market is fucked in this country. We need a huge spend on PUBLIC housing, that’s owned by the government and leased to anyone who needs it. Guess what, that provides jobs too! Rental assistance is bullshit, and the quality of housing is slipping towards being unsafe for tenants as it’s not safe to complain or ask for repairs as there’s someone else waiting if they kick you out. I don’t know the answers. But housing is a mess.

I’m tired, and there’s still a month to go.

What’s on your Wishlist this election?