When all you have is a hammer…

the unemployment will continue until morale improves

Antipoverty Centre (@antipovertycentre.org) 2026-03-17T03:52:52.112Z

Obviously not an economist, but I can’t see how pushing up the amount people with home loans have to allocate to that, while petrol is also up, isn’t just gonna lead to a severe drop in spending. Food prices and prices on other goods are also still going to keep going up due to increased transport costs, and everyone’s going to suffer. And I feel like that’s gonna lead to recession in the precious little economy? But again, not an economist, just someone surviving the cost of living crisis with a hotch potch of strategies.

AbstractThis report examines how Australia's care infrastructures, encompassing welfare, housing, food, and community support systems, are fraying and increasingly failing to meet the basic needs of those on low- or no- income. Drawing on in-depth interviews with people reliant on JobSeeker and the Disability Support Pension as well as people seeking asylum without access to income support in Central Western Sydney, the report documents the labour-intensive and precarious work required to piece together fragmented supports amid a worsenining cost-of-living crisis. It also includes the perspectives of frontline support workers and reveals how inadequate income support, unaffordable housing, and overstretched community services compound hardship and erode wellbeing, leaving individuals and organisations "holding on by a thread." Yet, the findings also highlight the creativity and mutual care that sustain life in these conditions, but that sometimes put people at risk. The report concludes that meaningful reform requires raising income support to a liveable rate, addressing housing affordability and supply, and properly resourcing community organisations to shift from crisis management to supporting people to live flourishing lives.
Surviving in a Cost-of-Living Crisis: Australia’s Fraying Care Infrastructures

It was a 5-4 decision apparently.

Free breads and stuff from the foodbank
Free carbs from the food bank

My main cost of living strategy is living off free hot cross buns of varying flavours. Good thing I’m not diabetic, only fat. Apparently the free quiches I have stashed in the freezer were also good, and I used the Latina pasta I had in there for a good few months finally last night and it went down well too.

So, the RBA is choosing to add more people to the unemployment queue. Pawns in their little game of economics. Pawns that will suffer, but whether that continues to be quietly since they’re too busy surviving, remains to be seen.

“Indexation” day this Friday, I’ll be seeing $20.50 “extra” go into my account on pension days from later next month, but it won’t stay there long. Watched the Margaritaville ep of South Park again last night from 2009, and it’s feeling like it’s going to be relevant again soon.

Indexation is not an increase, especially if we’re looking at petrol and other hikes due to war

Indexation amounts were released last week, and I’ll personally be getting $10.25 more a week in my DSP and rent assistance. See all the details in the tables here.

Social Security Payment Parameters20 March 2026 indexation Rates Pension Rates Pension — Single — Resident Component (per fortnight) Previous Amount 20 Mar 2026 Increase Basic Rate $1,079.70 $1,100.30 $20.60 Pension Supplement $84.90 $86.50 $1.60 Energy Supplement $14.10 $14.10 - Typical Total Rate $1,178.70 $1,200.90 $22.20 Note: also includes illness separated, respite care or partner in gaol. Pension — Partnered (each) — Resident Component (per fortnight) Previous Amount 20 Mar 2026 Increase Basic Rate $813.90 $829.40 $15.50 Pension Supplement $64.00 $65.20 $1.20 Energy Supplement $10.60 $10.60 - Typical Total Rate $888.50 $905.20 $16.70
Pensions from March 20
Commonwealth Rent AssistanceCommonwealth Rent Assistance — SSAct — Maximum rates Family situation (per fortnight) Previous Amount 20 Mar 2026 Increase Single $215.40 $219.40 $4.00 Single — Sharer $143.60 $146.27 $2.67 Partnered — Illness separated $215.40 $219.40 $4.00 Partnered — Temporarily separated $203.00 $206.80 $3.80 Couple $203.00 $206.80 $3.80 Commonwealth Rent Assistance — SSAct — Rent thresholds Family situation (per fortnight) Previous Amount 20 Mar 2026 Increase Single $152.00 $154.80 $2.80 Single — Sharer $152.00 $154.80 $2.80 Partnered — Illness separated $152.00 $154.80 $2.80 Partnered — Temporarily separated $152.00 $154.80 $2.80 Couple $246.20 $250.80 $4.60
Rent assistance amounts from March 20

As always, they start accumulating from March 20, so no one sees the full increase pain into their account until at least April, and not til mid-April for some. Standard single JobSeeker is getting a $15.10 a fortnight “boost” (*voms*) as the gov and media love to call it. $7.55 a week isn’t exactly a powerup.

Jobseeker Payment RatesNote: some of the following rates may apply to Special Benefit recipients. JobSeeker Payment — Single — No dependent children Component (per fortnight) Previous Amount 20 Mar 2026 Increase Basic Rate $793.60 $808.70 $15.10 Energy Supplement $8.80 $8.80 - Typical Total Rate $802.40 $817.50 $15.10 JobSeeker Payment — Single — With dependent children Component (per fortnight) Previous Amount 20 Mar 2026 Increase Basic Rate $849.90 $866.00 $16.10 Energy Supplement $9.50 $9.50 - Typical Total Rate $859.40 $875.50 $16.10 JobSeeker Payment — Single — Principal carer of a dependent child Component (per fortnight) Previous Amount 20 Mar 2026 Increase Basic Rate $849.90 $866.00 $16.10 Energy Supplement $9.50 $9.50 - Pharmaceutical Allowance $7.00 $7.00 - Typical Total Rate $866.40 $882.50 $16.10
Jobseeker rates from March 20

Of course, the ACCC had been “asked” to keep an eye on fuel prices, but that’s just about all they’ll do – watch. I can do that too. Which is why when taking the recycling this morning we went to the lil servo and garage at Mirabooka for fuel. I handed them the $50 note Dad had given me and the 5c coin from my Gudetama coin purse and topped it up.

They say we might see an interest rate rise because of the extra inflation of fuel costs and the impact that will have on food and transport costs. I’m sure that in itself will put brakes on already stretched waged-households spending, but sure throw an interest rate hike on top. Gotta play the numbers.

Nearly paid off the power bill, then it’s rego for the Corolla next month. Our  household spending is certainly not all that wild. but as long as Maxi has food and treats we’re going fine.

It’s all about timing

In the featured image for this post you will see Maxi looking pleased with himself because he got to tag along for a 2km drive to the end of the road with his head hanging out the window, past the cows in paddocks and the construction for the new twin servos off the M1, to get petrol before the prices jumped on Tuesday with the news about conflict continuing in the Middle East. Obviously, Maxi didn’t care about the oil prices, but I was pleased to say I got $50 of fuel into my tank at $1.65 before it went up 25c overnight at that particular station. The ABC was reporting that households could see an extra $14 a week needing to go to petrol over the coming months, which to some isn’t much, to some a lot, and to me who’s still making 3 80+km round trips a week to see mum in hospital (she’s moved to the rehab hospital which is AWESOME) it matters that I was able to work it so I put petrol in Tuesday instead of tomorrow when my pension goes in.

Waiting on the indexation amounts to be published so I can redo my budget for the next 6 months. It’ll probably be about $20 more a fortnight overall between rent assistance and disability.

hot cross buns, donuts in the pantry

I got my first “weird hot cross buns” of the year yesterday at my bread collection – Carrot Cake Inspired ones from Aldi. I microwaved one for 15 seconds and it was awesome! Little bits of cream cheese icing inside and nice and soft and spiced.

purple steering wheel looking into a car park

Been perfecting my “getting a car park at the hospital” strats. Yesterday I let all the cars go off ahead of me and waited where I was since there was noone behind me needing to go. And I lucked out a Mum and her twin boys came out of the elevator and indicated they were going to their car just in front of me. Score! Sadly, I was charged the advertised parking price for pensioners of $6.80 for the day rather than the $5.60 they have been charging me. Swings and roundabouts I guess.

Mum’s been getting assessed and set up with physio, occupational therapy and speech pathology goals and activities to get her moving again. It’s exhausting for her but she’s hopefully going to make good gains. I’m still aiming to go in Monday, Wednesday and Fridays to see her and support however I can. Yesterday we got outside for a little walk around the grounds. It was super humid! No wonder there’s mould in so many of the local hospitals :/ Nothing is drying anywhere!

That said, I’m attempting to get the sheets and towels washed today, whether they dry or not is another story!

Love yas!

Wanna help me with petrol and parking costs or send some snacks?

Just do the little things to stay sane so you can rage against the big ones

Content warnings – suicide, death, social murder

Just sorting out my meds this morning, making sure I’m ready for another week. Looking after me so I can look after me and then look after others.

rainbow day and night pill box

We lost another community member.

David’s death is at the hands of the politicians who talk about helping others but leave them in the gutter. That put maintaining the status quo of more investment properties for themselves and their mates over having a public housing safety net for all who need and want it. Who want to make sure that the NDIS is seen as tough and efficient but can’t get back to applicants with supports and then make them reapply all over again, but oh look there’s another barrier because a report is now out of date or their drivers license is expired and so they can’t make ID points.

I’m tired and angry and sick of all this and it doesn’t have to be this way but those in the powers that be in governments and social services keep it this way.

Like, is this a good news story from the weekend? Daniel was repeatedly and illegally cut off his meagre welfare payment, surviving off the small amount his father was able to give him to pay for his medications. Daniel was made homeless by an uncaring system that can’t even get his own processes right. Daniel is getting nearly three years back pay – but that is only $52k. And he held off revealing his story until that was paid because through fear it would be withheld by a system that’s known to dish dirt on the poor and vulnerable to protect its own image and keep its system working.

They have learned nothing from Robodebt except that they can get away with it. That Daniel and David will be blips on their radars, that no matter whether it’s the red or blue team they can sweep them aside and keep their jobs or move into better ones. Royal commissions and NACC mean shit when Scotty’s got a new job and Bill Shortens robot got binned but people are still out there dying because the “Welfare” system doesn’t care about the welfare of the worst off.

A screenshot of a news article from the Sound Telegraph by Ava Berryman, dated Wednesday, 15 October 2025.The headline reads: "New SecondBite charity warehouse helps The Crew feed more locals suffering from food insecurity."The main image is a photograph showing a person in a high-visibility vest holding a cardboard box filled with fresh produce, including lettuce and red onions. The box has the SecondBite logo on the side with the tagline: "Ending Waste. Ending Hunger."The caption under the image states: "A new charity warehouse helps feed more hungry locals. Credit: Supplied"The text from the article snippet reads:"The launch of a new $2000 \text{sqm}$ warehouse in Kewdale could see about 20 million more meals per year provided to those in need through the help of one of Australia's leading food rescue organisations, SecondBite.The warehouse will help tackle food insecurity head on, with a goal to increase the amount of food rescued in WA by one million kilograms per year over the next two to three years."

Kylea Tink is Foodbank’s new CEO. You may remember her as a teal independent, but now she’s pretending to make a difference by expanding the amount governments and individuals spend on food relief – on the food itself, on the warehouses, the trucks, the fundraisers and the branding. Oh the branding. She joins former NSW Premier John Robertson who’s the NSW CEO. Because we need multiple layers of CEOs.

They’ll put out press releases about how many are going hungry and how you too cold help out by giving their particular organisation (or OzHarvest, or Second Bite) money to fund x amount of meals or a food hamper. These press releases rarely mention that this poverty is manufactured by supermarkets that would rather over order and over change and feel good donating excess stocks than running their businesses at slightly less profit but still making a motsa and not creating food waste. Or the politicians that give another grant for another warehouse, another charity another photo opp to support the needy, but could lift so many out of this situation with a nimble piece of legislation that lifts welfare payments above the poverty line. Or at all levels buying and building public housing (States and Federal and even local councils) so that people can be immediately housed rather than renting hovels through layers of community housing providers that don’t provide guarantees of tenure.

Poverty has risen over the three years of a Labor government, and people are dying. People are dying because they’re being left behind. They’re not able to afford to feed themselves properly or to attend to their health care – people can’t afford to go to the doctor or to buy the meds their need to stay healthy. NDIS is cutting supports that are working for people while telling us that no, noone’s losing supports and here we are losing our minds. Being house should be a given but relying on the private market when public housing has ten year wait lists and crisis accommodation is two weeks in a seedy mote with a dozen others at the worst points in their lives is certainly not helping anyone.

It’s a thousand straws on each camels back, and they all carry so much weight. People can’t do it alone but too many are forced to. And they struggle on and if they get the hand their need to make it through they just might. Is that hand going to be on a case by case basis from and for an individual or will our governments actually step up to provide the supports that people need? To everyone?

So I’m going to take my meds that I’m blessed to be able to afford and  stay strong for myself so that I can look after myself so I can look after others.

In terms of mental health numbers, in NSW I’ve found the mental health helpline useful for support for myself and others. There are other services and ideas listed on that page. Lifeline also has sms and online crisis chat in certain hours as well as the usual phone – 13 11 14.

I got what I wanted for my 43rd Birthday (Takoyaki for lunch at Umi in Toronto) but what do I want from the 48th Parliament?

Labor is back with a bigger majority and only really needing to appease the Greens in the upper house to get anything done. But what will they use this for and will it be at all progressive? Or will they still pretend they can’t do things their supposed base want – such as all the local groups calling for sanctions on Israel, or community groups seeking investment in public housing or increased welfare payments – because I’m skeptical as always, and fell sad that I have to wait and see.

Takoyaki in a black moon shaped dish
Takoyaki, $10

But first – I turned 43 yesterday and all I wanted was to have Takoyaki and chill, and that I did!

Restaurant inside. Umi sign on wall, a fish lamp and Japanese script

Bruce and I dropped his car off for new tyres – finally spending the money I got from the selective schools supervision earlier this year – then we went to try Umi, the newer of the two Japanese restaurants in Toronto. It’s a bit less fancy that Mizumi which we’ve gone to for many birthdays since it’s been there, and it was very quiet being only 11am on a Tuesday, but there were a few people coming in for their Bento as we were heading out.

japanese lemonane and a coke
Ramune, $6

I normally get lemon iced tea with my Japanese food, but went the ramune today as a special treat. They were tempting me with grape soda though!

Miso soup in a black bowl
Miso soup, $4

We started with some miso soup, the takoyaki and some kara-age chicken. Bruce has been watching more Japanese and other Asian food tourism videos, such as from Dancing Bacons and making me want to travel and eat and eat and travel. But that’s not anywhere near in my future, so local it is!

Kara-age friend chicken with a side of saces
Kara-age chicken, $13

Obviously being my birthday we had to follow the tasty fried goodies with their Umi Supreme Variety of sashimi: Hamachi (Kingfish), Hotate (Scallop), Salmon, Tuna, Octopus (3 pcs each), and Salmon Roe. Love popping the little roe balls in my mouth lol. Tasty fresh fish!

Variety of sashimi: Hamachi (Kingfish), Hotate (Scallop), Salmon, Tuna, Octopus (3 pcs each), and Salmon Roe
Umi Supreme, $42

We left full and happy and in no mood for dessert, so picked up a tray of cake pieces from Coles to graze on later, and browsed some op shops til I got over it and just wanted to go home (via picking up the car with the fresh tyres and avoiding the traffic chaos that seemed to be everywhere yesterday!)

tray of cake slices - lemon tarts, brownies and berry and passionfruit cheesecake
Coles Cake Variety, $22

My parents got us a new coffee machine which was on special during the prime day sales and we’d had our eyes one. Slowly getting the hang on the manual pour and getting the accessories to help make the tasty morning brews.

new coffee machine
Delonghi Stilosa, $120 on sale

I’ve also been spoiled by my internet friends, with some items off my wishlists coming already and a few more to come! (and I few I’ve bought with birthday money from other amazing souls!)

lilac backpack and pridge and coffees
Backpack from Leigh and porridge sachets and mocha sachets from Jave from my Amazon list
Hello kitty mug stack
Hello Kitty Mug Stack from Sally off my Amazon wishlist.

So, back to reality after a food coma Tuesday afternoon – I didn’t miss much from the first sitting day of the parliament – lots of speeches and ceremonies and the like. A rally and vigil for Palestine outside parliament has been ongoing and well attended.

They’re introducing the “20% off HECS” bill today which will help a few but again it’s a drop in the ocean compared to recent indexation amounts and the rapid increase in house prices which is the real reason university graduates can’t afford to buy homes, rather than their HECS stopping them.

Historic welfare debts are back, with court backing to pursue them. Labor should have at least legislated the recommended 6 year limit on debt collection, like applies for ATO debts, but they chose not to. They have no excuse not to this term, with their majority overflowing to the opposition benches of the house, but really, they have no will to. Unfortunately there’s gonna be more ugly deaths they can be accounted for by neglect through state enforced poverty.

Meanwhile we get an economic round table with tech, business and mining representatives, but no one from health or disability, even though “Delivering quality care more efficiently” is one of their “productivity pillars“?

One of our local Labor MPs (and deputy speaker) was boasting about their 25% increase in food relief and “financial wellbeing” support – such as financial counselors and food and petrol vouchers and more money for food banks. This is not something to celebrate. You CANNOT budget your way out of poverty – when welfare is half the poverty line you just cannot find that extra money. More happy snaps and warehouses rented, which people just can’t afford to feed and house themselves and their families? Not a win Sharon.

Sharon Claydon MP odSnotspre2 t a m5 d : 12c674t4685c0l 1 a s 7lgf8 7 41 e a 5 Y c t t y e 0 r 968f 2 · Labor is boosting food relief and financial wellbeing support funding by 25 per cent. This funding will assist more than 300 organisations across the country, providing support for: 👉🏼 Food and petrol vouchers, clothes, bedding, or toiletries. 👉🏼 Australians manage their debt and make informed financial choices. 👉🏼 Food relief providers to increase the supply of affordable food. 👉🏼 Helping people reduce the financial harm of problem gambling. 👉🏼 People to improve their financial literacy.

One of my Antipoverty Centre comrades gave me a great birthday present – a few more FOI requests on food relief charities to go through when I can focus on them. Let’s see how they manage to leverage their gearing this year or whatever business words they use for being a middleman between actual humans and often unsuitable food. GO you guys!