Five weeks til the Budget, are you trying to dash our hopes already Jim?

You are the federal treasurer. You can pull the lever at any time to reduce homelessness and poverty. However, it means you won't be able to do a press conference boasting about a budget surplusWhat do you do?
Jim Chalmers’ Trolley Problem

It’s five weeks until Jim Chalmer’s hands down the budget that Labor will likely try to ride into the next election. “Cost of living” is the buzz phrase still, and he and his colleagues are drip feeding us what to expect, and also what NOT to expect.

This week Jimmy made sure to play down any hopes for anything significant for those on welfare. We’ll likely see a repeat of the $125 ish a quarter energy bill relief (or we won’t see it it goes straight to the companies) because your bill without it would be a pre-election nightmare for Labor. Plus it’s also been a tool for them to fudge the inflation figures – if the discount is applied BEFORE it gets to our inbox, it doesn’t count as inflation, right? Even though the gov still pays for it, the company still pockets it, and everyone gets to grin and shake hands.

Of course, the Economic Inclusion Advisory Committee is yet to report back, as they are to do at least a whole two weeks before each budget. But last year’s key recommendation of raising Job Seeker to 90% of the pension rate was ignored, so I’m not holding my breath for their recommendations – but I’m curious will they go as hard as last year? Or, will they not and say why bother?

Also, where are those backbenches who signed the call for a significant increase to Job Seeker? Were they bought off for $20 a week too?

Welfare Dependency is a Good Thing, Actually

Two alieds in regal gear with text Why does the working class, the larger of the two classes, not simply eat the rich?

Yeah, The Poors are cranky again, this time because a “think tank” has decided there’s too many of us on welfare and that it’s a bad thing. They also decided that the NDIS is welfare and double counted people on that and on support payments like the disability support pension and Job Seeker, so aside from their numbers being dodgy, they seem to think that people on the NDIS are the ones suckling that cash cow, whether really it’s the  businesses and “not for profits” making money off disabled people’s need to get out of bed or shower who are raking it in.

Mel argued today that welfare dependency isn’t actually a thing, and she has a point, but I’d like to also argue that being dependent on welfare is a good thing, actually, and the safety net should be more reliable and available to more people.

People shouldn’t be waiting over three months from applying for the aged pension or youth allowance to see any money. They shouldn’t be having their payment suspended due to an error from a JSP, they shouldn’t have to spend hours on hold if they can even get on hold to Centrelink to get their entitlements reinstated.

Welfare SHOULD be dependable as a safety net. For those who can’t work, for those who are sick or disabled or aged or caring for themselves or others. We should be able to access it in a timely fashion when circumstances arise like unemployment or a new baby. Welfare dependence is a good thing, actually, and I wish Australia’s welfare system was more dependable.

 

Welfare is going up a dollar a day from March 20

Well, 96 cents if you’re on Jobseeker. Personally my pension indexation is $1.05 a day. That certainly won’t make any impact whatsoever when it starts getting indexed from Thursday (March 20).

Allowances Family Situation Previous Amount 20 Mar 2024 Increase Single, 22 or over, no children $749.20 $762.70 $13.50 pf Single, 22 or over, with children $802.50 $816.90 $14.40 pf Single, 55 or over, after 9 months $802.50 $816.90 $14.40 pf Partnered (each) $686.00 $698.30 $12.30 pf Single, principal carer of child, exempt from activity test* $970.20 $987.70 $17.50 pf

And don’t worry, Rent Assistance will only be going up about $1.50/week so it won’t help at all with this year’s rent increases.

We saw news articles last week where people are suddenly realising that people who are retiring to the aged pension and don’t own a house are fucked. No real acknowledgement though that that’s already the reality for people on DSP and Jobseeker, and that we’re not really adding to our Superannuation in any significant way to help with those costs if we live til 67.

Personally, my Super has been hovering around $150k since I stopped being a speech pathologist, fluctuation with markets. See how much it devalues over then next 25 years hey, and see what opportunities I have to add to it.

In personal news, I’ve moved sides of the living room. Bruce’s son is moving in this week, so we’re rejigging a bunch of things ahead of that. It means I’m under my hue lights now and have a nice solid wall behind me rather than open room/tv. Now to phona-fy the rest of the corner.

Grannies Targeted – Supermarket Pricing, Write-offs and what lands on my Kitchen Table

I love granny smith apples. Always have. Would only eat them as a kid, refusing anything red, occasionally trying a golden delicious. Too tart for many, they’re so crunchy and perfect for this lemon lover. This is why allegations that Coles has been marking up their Granny Smiths more than other apples troubled me, but also made sense, given how many I’ve gotten free from foodbanks the past few weeks.

If they’re more expensive, why would you be getting them free, Fiona? Well, the food that comes to our local foodbanks, via Foodbank, OzHarvest or the local old fella collecting baked goods directly form out the back depends on what is not being sold. This may just be because they over-estimated the amount of while bread what would be bought that day, or they have a shelf of cross-promotional products like Vegemite Brownies or Zopper Dooper milks that were a novelty that weren’t really cared for. Other stuff might be a bit externally roughed up, short dated, or there might be new labels coming in. Happy to receive most of these things and give them a go for free or cheap but it does feel a bit meh to always have things that have been rejected for some reason.

So, my theory on the granny smith glut this month is they’re good apples, but perhaps the over-pricing has turned way too many people off buying them in the supermarket, so they’re being left on the shelves. So Coles has to pass on things that aren’t moving, and Ozharvest are getting them all. Coles, of course, gets to claim credit (financial and moral) for donating these overpriced but otherwise great apples. I get to have daily fruit but the supermarket shopper is priced out of being able to buy the apples they want, despite them being in good supply.

In other news, the welfare rate indexation from March 20 officially came out Monday, and JobSeekers will be getting less than a dollar a day extra, I’ll be getting $1.05/day extra on my DSP. Definitely not enough to buy my own overpriced apples in store.Allowances
Family Situation Previous Amount 20 Mar 2024 Increase
Single, 22 or over, no children $749.20 $762.70 $13.50 pf
Single, 22 or over, with children $802.50 $816.90 $14.40 pf
Single, 55 or over, after 9 months $802.50 $816.90 $14.40 pf
Partnered (each) $686.00 $698.30 $12.30 pf
Single, principal carer of child, exempt from activity test* $970.20 $987.70 $17.50 pf

Pensions
Adult Pension Rates
Single* Previous Amount 20 Mar 2024 Increase
Base $1,002.50 $1,020.60 $18.10 pf
Supplement $80.10 $81.60 $1.50 pf
Energy Supplement $14.10 $14.10 - pf
Total $1,096.70 $1,116.30 $19.60 pf
Partnered (each)
Base $755.70 $769.30 $13.60 pf
Supplement $60.40 $61.50 $1.10 pf
Energy Supplement $10.60 $10.60 - pf
Total $826.70 $841.40 $14.70 pf

Rent assistance indexation comes in around $3/fn for most. The press release reminds us that it went up 15% last time ($13) so we should be grateful and stuff.

Rent Assistance - for payments under the Social Security Act
Maximum Payment
Family Situation Previous Amount 20 Mar 2024 Increase
Single $184.80 $188.20 $3.40 pf
Single, sharer $123.20 $125.47 $2.27 pf
Couple $174.00 $177.20 $3.20 pf
Partnered, illness-separated $184.80 $188.20 $3.40 pf
Partnered, temporarily separated $174.00 $177.20 $3.20 pf

So, I’ll munch on my grannie smith for morning tea and wonder how it’s okay for people to not be able to afford the basics while supermarkets continue to increase their profits and we’re reminded how little tax fossil fuel companies are paying.

Dear rich people – hurry up and buy EVs so when they make my Corolla illegal I can afford your hand-me-downs

Let’s talk overdue but good policies. Australia desperately need better fuel efficiency standards for vehicles. SO, it’s great that Labor are introducing some. I don’t buy it as a cost of living measure though. It is however one of the trickle down things that I need the rich (people able to justify buying a new car) to get on. They need to be buying those efficient cars now, so that in 5 years I may be able to upgrade to their old car, circumstances willing. I mean it’s unlikely, I’m likely to be driving this Corolla til it is horribly killed or legislated off the road, in which case I need y’all to get onto EVs so that when Australia does ban petrol cars  in 10-20 years there will be some available to us.

 

I was fortunate to be able to get this more fuel efficient (ie smaller) care last year before the move as we had some inheritance money to play with which meant buying a car before selling the old one. The little beast is not gonna break any records, but it gets us around. What does a new car go for these days? Whatever it is, I have to drive it a lot for the supposed $1k savings at the petrol pump, and like many in my twitter comments say, that’s not gonna happen, and the only way they’ve been saving at the pump is keeping their cars off the road because they can’t afford to fill let alone maintain and keep registered, their ageing source of independence.

Unfortunately, the joy of selling the AU to a chap down the road who bought it because his mate had just bought one too (are those your skid marks down Cooranbong way mate?) is short lived since that means we not have to fix up the rust and the transmission and other things in the Concorde. So while it’s off the road til at least the transmission is done later this month, Bruce has the Corolla for work and I’m saving money but not getting as much done as I’d like by being home more and taking the train when I do head out. Friday was a long morning, catching the train and bus into group and not being able to do the usual foodbank and Ozharvest run for myself and my sister. This girl likes her routine and being able to help out.

 

So, again, I may seem like I poo-poo on everything that gets suggested as a reform, but I’m just pointing out how it affects my little demographic, whatever that is. And that while it’s great to make progress, you can’t sell it to us who can’t afford to partake in it with the promise that the new car you get to buy will save you $1000 a year.

Speaking of progress, there was a rally on the weekend in Newcastle in support of the offshore wind projects, and I was glad to see my local independent there along with Greens and Labor representatives. I live in sight of the largest coal power station in the country, and everyone has some connection to coal jobs. But we need to move forward. Both for our long term ability to slow the global heating and irregular weather systems but also, like the promise of the fuel efficient and EV cars being cleaner for the street they run on, for the health of our lungs.

Today's Air Quality-Dora Creek, New South Wales 53 Moderate Air quality is acceptable; however, for some pollutants there may be a moderate health concern for a very small number of people who are unusually sensitive to air pollution. Primary Pollutant: PM2.5 (Particulate matter less than 2.5 microns) All Pollutants 53 PM2.5 (Particulate matter less than 2.5 microns) Moderate 14.32 µg/m3 1 CO (Carbon Monoxide) Good 160 µg/m3 2 NO2 (Nitrogen Dioxide) Good 4.34 µg/m3 12 O3 (Ozone) Good 32.02 µg/m3 17 PM10 (Particulate matter less than 10 microns) Good 20.47 µg/m3 1 SO2 (Sulphur Dioxide) Good

The Singleton Argus on Twitter regularly reports on how many days they have PM10 above healthy levels to to the coal, and also the 2.5 with bushfires. We’ve woken up today here with sore throats from bushfire smoke from Karuah even though the house was closed up all night. Powering EVs with renewables would be an amazing way to live, and I love that we’re taking steps towards that, but the trickle down effect won’t be seen for some time. Til then I acknowledge my priveledge in even being able to keep a car on the road.