What will YOU spend your $3 indexation on?

Mudgeting tin from the 50s

It’s here guys! After the webpage being embargoed for what seemed like forever, the March 20 indexation of welfare payments has finally come out, and are you ready to spend up?

Let’s start with the pension rates, since that’s what I get and what they claimed to have increased

PensionsAdult Pension Rates Single* Previous Amount 20 Mar 2025 Increase Base $1,047.10 $1,051.30 $4.20 pf Supplement $83.20 $83.60 $0.40 pf Energy Supplement $14.10 $14.10 - pf Total $1,144.40 $1,149.00 $4.60 pf Partnered (each) Base $789.30 $792.50 $3.20 pf Supplement $62.70 $63.00 $0.30 pf Energy Supplement $10.60 $10.60 - pf Total $862.60 $866.10 $3.50 pf
Pensions indexation

On my partner rate pension, I’ll be getting $3.50 “extra” a fortnight in my bank account. Looking at yesterday’s Aldi receipt, that’s worth about 600g of tomatoes or 3 tins of tuna or 2 UHT milks.

Let’s add in that 80c rent assistance “boost” and the $4.30 a fortnight covers a couple tins of dog food. And you know that’s where I spend my money first before anything for us lol Fortunately my rent only went up $10 a week last year so I’m not as behind as some who’ll lose out from this, especially if the thresholds mean their rent assistance goes down this year :/ Looking to my Aldi receipt there is nothing under 80c on there, even my mineral water is 89c a bottle.

Rent Assistance - for payments under the Social Security ActMaximum Payment Family Situation Previous Amount 20 Mar 2025 Increase Single $211.20 $212.00 $0.80 pf Single, sharer $140.80 $141.33 $0.53 pf Couple $199.00 $199.80 $0.80 pf Partnered, illness-separated $211.20 $212.00 $0.80 pf Partnered, temporarily separated $199.00 $199.80 $0.80 pf Rent Threshold Family Situation Previous Amount 20 Mar 2025 Increase Single $149.00 $149.60 $0.60 pf Single, sharer $149.00 $149.60 $0.60 pf Couple $241.40 $242.40 $1.00 pf Partnered, illness-separated $149.00 $149.60 $0.60 pf Partnered, temporarily separated $149.00 $149.60 $0.60 pf Rent Ceiling Family Situation Previous Amount 20 Mar 2025 Increase Single $430.60 $432.27 $1.67 pf Single, sharer $336.74 $338.05 $1.31 pf Couple $506.74 $508.80 $2.06 pf Partnered, illness-separated $430.60 $432.27 $1.67 pf Partnered, temporarily separated $414.34 $416.00 $1.66 pf
Rent assistance indexation

For those on jobseeker, $3.10 a fortnight will find its way to your account. And the supplements aren’t going up any of course.

AllowancesAllowance Rates (JobSeeker Payment, Special Benefit) Family Situation Previous Amount 20 Mar 2025 Increase Single, 22 or over, no children $778.00 $781.10 $3.10 pf Single, 22 or over, with children $833.20 $836.50 $3.30 pf Single, 55 or over, after 9 months $833.20 $836.50 $3.30 pf Single, 22 or over, partial capacity to work (0-14 hours) $833.20 $836.50 $3.30 pf Partnered (each) $712.30 $715.10 $2.80 pf Single, principal carer of child, exempt from activity test* $1,007.50 $1,011.50 $4.00 pf * Rate includes amount of Basic Pension Supplement (for under Age Pension age recipients). Energy Supplement (JobSeeker Payment, Special Benefit)* Family Situation - under Age Pension age Previous Amount 20 Mar 2025 Increase Single, 22 or over, no children $8.80 $8.80 - pf Single, 22 or over, with children $9.50 $9.50 - pf Single, 55 or over, after 9 months $9.50 $9.50 - pf Single, 22 or over, partial capacity to work (0-14 hours) - $9.50 - pf Partnered (each) $7.90 $7.90 - pf Single, principal carer of child, exempt from activity test $12.00 $12.00 - pf Family Situation - over Age Pension age Previous Amount 20 Mar 2025 Increase Single $14.10 $14.10 - pf Partnered (each) $10.60 $10.60 - pf
JobSeeker indexation

They better not dare use us as election fodder. We will kick back.

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To election season!

All apologies, no action – Mutual Obligations must go NOW

Been doing some reminiscing of sorts in preparations for the 5th anniversary or the COVID supplement and the long pause of “mutual” obligations. I was NOT in a good place back then, but I was getting the covid supplement after my hours got dramatically cut after disability respites and day programs closed down and we got cut to minimum contracted hours wherever they could place us in residential settings. I was then still getting it when I did eventually lose my job, and was looking at my bank statements shocked to see my total Newstart payment (single) including rent assistance was only $90 less than my (partner) DSP and rent assistance now – $970 vs $1061.60.

We’re getting the “boost” of, I’m told, 0.4% thanks to low inflation from March $20, which’ll take it to around $1065, give or take. Thanks Labor!

The best part of getting DSP was the removal of mutual obligations. It left me free to participate in therapy, do my little advocacy stuff, help family and friends, and just exist peacefully as possible. I’ve actually been doing a small amount of paid work in the past year, mostly online, but also exam supervision and before that election work. Stuff I can do when I have the energy and mental capacity and things that take my interest. I’ve had people approach me about applying for (social) media work with more hours, and I’m not up for that yet consistently but yeah, I’m starting to see more how that could work for me, and for them, and the knowledge that I might actually be a useful engine is nice. It’s also great to know that I do have the DSP to back me up, even if I am working, if I need to step back there’s that.

Being on DSP and my own timetable means I can also torture myself by watching Senate estimates, such as the session last week with DEWR Secretary Natalie James and Minister Murray Watt.

Don’t know Ms James? Well there’s a helpful puff piece in The Mandarin today (out of paywall), hoping top humanise her after the session.

What I got from the session was that the department is not confident that people aren’t being suspended due to errors with their system. What they have done is stopped cancellations at this point, more due to the recent discovery that their guidelines say they’re not meant to cut off anyone who doesn’t have any money saved (which is basically everyone) – but that doesn’t mean they can’t just keep suspending people, which is effectively the same since you have no money if you’re not getting your welfare payment.

So the department doesn’t know if they’re cutting people off incorrectly (let alone illegally) and they seem to be happy to continue with enforcing mutual obligations. They’re happy with how it’s going, and seem more concerned about “provider viability” than whether people are being left without any money to feed and house themselves, about whether they’re putting people in danger of suicide or other misadventure.

They also don’t know how the 10, mostly Indigenous, people who died after being cut off due to a “bug” did die. And when pressed they stated that since the families didn’t contact Services Australia to inform them of a suicide or other cause of death they don’t know and haven’t investigated.

And that’s just those ten. We know others who are still owed money from being cut off incorrectly or illegally who haven’t received repayment, so there’s likely more out there who aren’t doing so well.

It’s a mess. And that’s without even getting to the well known issues people have with their providers cutting them off because they weren’t marked present for a meeting, or demanding people complete phone meetings in a cyclone when mutual obligations have been stopped in preparation for a disaster.

A screenshot from an email by 'Help' a Disability Employment Service owned by IntoWork says the following: "As you may be aware, Cyclone Alfred has intensified to a Category 2 system and is expected to make landfall between Brisbane, the Gold Coast, and the Sunshine Coast later this week. As the safety of our staff, customers, clients, and participants is our top priority all Help Employment offices will be closed on Thursday, 6 March, and Friday, 7 March. What does this mean for you? Employment Services: Our offices will be closed, but telephone appointments will continue as normal. Face-to-Face Appointments: Any scheduled in-person appointments will be rescheduled or changed to phone appointments. Your consultant will be in touch with further details. Please follow local emergency services' advice and stay safe during this time."

(I’m also concerned for the staff who are presumably at home preparing themselves and being made to make unnecessary phone calls to people)

I haven’t heard if the pause has even gone through to people on the Workforce Australia app or by SMS, but wouldn’t be surprised if people are notified after the fact like during the rolling pause at the start of the year.

So yeah, a sorta apology (“I absolutely and unreservedly apologise on behalf of the department that we cannot have full confidence in this system delivering what it’s intended to deliver”) for a known error but keeping the system that is still possibly illegally cutting people off their tiny subsistence payments while you get it looked into isn’t going to cut it anymore. You can’t just say sorry for a known error that’s killed people, and have related errors still under investigations and needing to be paid back (let alone compensated) and still say you trust in the system and are happy to have it doing this because you aren’t turning your mind to it.

Suspend mutual obligations now, while you get your house in order. But why would you when nothing but promotions and excuses came from Robodebt.

And that’s before we actually talk about how much harm, rather than the expected help, is caused by “providers”.

(Preferably get rid of them altogether and create a voluntary, effective, public job-getting support service that people actually WANT to engage with)

But my updated GTA has downloaded and I’m gonna go cause some chaos.

picture of someone in a hello kitty costume drinking bubble tea in front of a burning house.

Step By Step – Labor Hoping to get a Second Time Around

Who remembers the 90s family sitcom Step By Step?

Step by step
Day by day
A fresh start over
A different hand to play
The deeper we fall
The stronger we stay
And we’ll be better
The second time around
SO we’re getting Labor’s election promises now, ahead of a probably March 25 budget and some time before May 17 election. Today’s was building on their increased bulk billing incentives for concession card holders and kids, something I described as killing universal bulk billing. lol. Was I wrong though? The announcement today is trying to extend that to all Medicare card holders, but only if the GP becomes exclusively bulk billing. I have a  few concerns.
The rate for GPs to bulk bill will be $69.56 in the cities. My GP currently charges $80 upfront for those one concessions and $100 for regular Medicare card holders. Those rates seem pretty standard, and are higher in some places. So you’re asking GPs to take a $30+ cut per session to become bulk billing again.
It only applies if ALL patients are bulk billed. I’m sure many of us have had doctors in the past that have sometimes bulk billed (especially for follow up appointments or if they’ve asked us back) but also sometimes privately billed. So they won’t have that flexibility.
I’m going to assume it won’t, but I hope that GPs currently only bulk billing concession patients won’t lose those current incentives if they choose not to add regular patients to bulk billing.
The Medicare rebate remains around $43 for a regular level B consult, and doesn’t look to be going up any time soon. So privately billed patients who are then claiming rebates will continue to be $35-$55 out of pocket a session (using my GP’s current pricing).
There’s also concerns that this won’t apply to Mental Health and Enhanced Primary Care health planning sessions and these will continue to be a barrier to people seeking mental health and other allied health care.
There’s been lobbying around increasing the number of mental health (currently 10) and general allied health (currently 5 total) session people can claim on Medicare. Haven’t seen much about increasing the rebates for those (HUGE gaps huge huge gaps) especially with trying to keep people out of NDIS who need these. We’ll see.
So those are my Sunday thoughts.
It looks like I’m going to be using my words for an Online panel on March 11 – “Talking about Poverty: How to have conversations online, in the community and in the media” as a leadup event to the People Against Poverty conference mid-year. It’s free to come! And I’m terrified!
Let’s go!

A thousand days – How’s the social cohesion?

A thousand days. A thousand days of the Albanese Labor government.

Have we been at all surprised, pleasantly or unpleasantly with Labor? I remember when they won the election in 2022 the nurse at my mental health and substance use program commenting that I must be happy with the result. I told her I was skeptical and we’ll see what happens.

The image shows a screenshot of a tweet from an account with the handle @PeterKhalilMP. The tweet is timestamped at 6:59 PM on June 21st. It contains a message that reads, “You will have to wait and see hope you are pleasantly surprised.” The text is in English, and there are no images or other visual elements included in the tweet. The account has a verified checkmark next to its name, indicating it is an official account.

Pleasantly, I’ve remained sober for that time, even the last few months since I stopped attending the support group and stopped taking Antabuse – the little drug that basically makes you allergic to alcohol and if you drink you literally feel like you’re dying. So that’s pleasant.

We’ve had a few changes in living arrangements, including having a baby in the house for 6 months while the stepkid lived with us at short notice. They seem to be going alright with their new independence, getting their own rental with bub has been great for them, even if the chaos surrounding and leading up to that was hard for everyone to deal with.

Got the other stepkid with us now. Generally life is quiet, though I’ve been busy with social media and other stuff working on the People Against Poverty Summit and associated stuff, along with the upcoming election. A sweetheart bought me a new chair from my wishlist, and I’ve been optimising my desk setup so it’s nice to be at my desk. Unfortunately we’re still down a car so I’m not getting out much, might end up borrowing one from a friend who seems to be up one, while my partner works on his.

Purple desk chair

Pacing myself is hard to relearn as I’ve picking up tasks, I’m noticing what wears me out, what’s easy to bounce back from, and what means I should probably just make a cup of hot chocolate and chill in front of old South Park. It’s amazingly nerve wracking at times putting myself out there.

I’m still actually saving for my assessment, putting something away each week, some from my pension and some from the paid work I’ve got doing socials for activisty things. Just enough so I hopefully don’t notice it and it slowly builds up without me knowing and later this year I’ll be ready to book something in and decide how exactly I want to approach it and what I want to get out of it.

Take care of you x

Why we get upset with little lines like “They have aggressively increased pensions and benefits”

Aside from it not being true? Or that it was in an article lamenting that Labor and Albanese weren’t getting enough credit for helping people and the economy?

I think it’s that most Labor supporters seems to be okay with Labor’s record this term on welfare. After insisting in opposition that welfare payments weren’t enough, and that they should indeed be above the poverty line. And that the basic doubling of Job Seeker when the initial Covid lockdowns were on was a good thing actually, Labor in government has been a lot different in practice.

When they stopped the Covid supplement, the LNP gave JobSeekers a $50 a fortnight base rate raise. Labor came in and after being advised by their own Economic Inclusion Committee that it needed to be raised to (?)90% of the pension rate, they gave a $40 a fortnight raise. Which, in case you missed it, nowhere near that. As of today, the base rate of Job Seeker is $693.10 a fortnight, less than $350 a week if you prefer to look at it that way.

But people also got a “boost” (hate that term) to their rent assistance, didn’t they? Well, there were two “boosts” outside the usual CPI indexation. When Labor came in, a single person with no dependents could get $145.80 a fortnight rent assistance if living alone and paying $324.60+ rent. Right now, if you pay more than $430.60 a fortnight rent, you’ll get $211.20 a fortnight rent assistance. It’ll index again March 20, right around when we’re expecting an early budget ahead of the election, possible to about $215 if it goes up about 2%, based on an annual 4% inflation rate (which it’ll be less since, you know, Labor fixed overall inflation). With those two boosts, it’s gone up $70/fn or $35 a week in 3 years. If you’re rent’s gone up less than $35/week over the last 3 years that’s great, but very much an outlier.

So yeah, not sure what’s “aggressive” about those lil increases. Pensions – aged, disability, carer’s, single parent – have only had regular indexation, no little $20 sweeteners, I guess because they weren’t so horrific. But they’re still below the poverty line (running with $88/day Henderson poverty line unless we ever get an updated measure, another thing Labor talked to the talk on in opposition and the economic inclusion committee was ignored on), and “allowing” aged pensioners and carers to work more before losing payments is nice for those who can, and can work consistently, but many are on those payments because, due to age, disability,  or caring responsibility, paid work isn’t going to be the best way for them to meet their needs for food, healthcare and shelter, which of course all cost more with a disability.

So, we get upset when people who supposedly want Labor to raise welfare recipients out of poverty say that Labor have a good record on it and they’ve done great / done their best. When the numbers don’t say that. The numbers have 10,000 more homeless a month, 50,000+ households on energy hardship plans since they took power (I know! even with the energy rebates that kept inflation down and thus the increases to welfare indexation!) and  1500 homeless people dying prematurely each year.

So, help me understand what you mean by aggressive, mmkay?

In a document provided to a senate inquiry into the cost of living, Origin provided the following figures showing a 69 per cent increase in customers on a hardship plan over the past two years.8 FY22 FY23 Increase FY24 Increase Customers on a hardship plan 58,000 71,000 22% 98,000 38% The number of people in hardship was also higher than pre-COVID figures. In its FY24 annual report, AGL published figures showing there were 27,741 customers on a hardship program, a 45 per cent increase on the previous year. Total average debt for all customers (including those who are not on a hardship program) increased by 7 per cent.9