Defining the “Essentials” of Living

Week two of the Poverty course, and the pre-lecture discussion this week is about what things we would consider to be everyday essentials for everyone. We’ve gone through some items from the Australian Living Standards Survey (ALSS), 2017, Poverty and Exclusion in Modern Australia (PEMA) Survey, 2010 and as a comparison the Hong Kong Measuring Poverty and Social Exclusion Questionnaire, 2011 and chosen whether they’re essential for everyone, whether we have them and if we don’t is it because we chose not to have them or can’t afford them.

Some items, like clothes dryers and dishwashers are generally seen as non-essential. However with the two weeks of rain we’ve had here on the east coast I could go a drier right now, and the dishwasher we somehow have in this rental cuts my dishwashing time so much, time and spoons I can allocate elsewhere. Not a luxury, not and essential for me, but nice to have.

Others have discussed whether home internet is essential, and I would argue it is for nearly everyone these days, how else would any of us be able to do an inline course after dark without it? But then, doing a course such as this one is a little luxury in itself. Being able to extend knowledge in a field you work in every day, to gain more insight, more theoretical and practical understanding of what you’re actually dealing with. I’ve many friends and comrades in the antipoverty movement who rely on their home or mobile internet to connect, to lobby, to seek help, to learn and further themselves and their causes. They may be able to make do with a phone only – I can’t just do phone if I want to read anything longer than a tweet, but to say that essential internet stuff can be dealt with on an hour booked time on a local library PC is really restrictive and doesn’t take into account what people need to do online to live these days.

Dental care is essential, but not available to many. Same with health care – the Hong Kong survey asked if being able to take a taxi to and from hospital was essential – here we would most likely have a friend or family member with a car to take us home, even if we were able to have an ambulance ride in – but whether that’s even an option varies by state, concessions and insurances.

Speaking of insurance – home contents and comprehensive car insurance were on the questionnaire for Australia. I personally don’t have either, I flinched hard enough at the quote for greenslips to simply re-register my car. But are they essential? I’m sure other drivers would like to know the others on the road were insured. And if we lost our home to a fire we’d be starting from scratch. But to insure our wombled household goods? So hard to justify.

Other items and conditions, such as a house without mold, adequate heating or cooling, the means to afford those power bills, are all everyday discussion in my threads. All to be treasured when you have them and to push for others to have too. How could you argue they’re not essential but those in power still hesitate to mandate them.

I’ve had a busy morning, taking a  months recycling out to the point, starting some of my Antipoverty Centre duties and trying to finish these readings. The 6-8pm timeframe of lectures is rough, but I can make it through that. I’m a bit tired, the cool weather just makes me want to sleep more too. The rain makes juggling the dog’s begging to go out and the washing backing up hard. At least Maxi’s skin irritations have settled.

Welfare is going up a dollar a day from March 20

Well, 96 cents if you’re on Jobseeker. Personally my pension indexation is $1.05 a day. That certainly won’t make any impact whatsoever when it starts getting indexed from Thursday (March 20).

Allowances Family Situation Previous Amount 20 Mar 2024 Increase Single, 22 or over, no children $749.20 $762.70 $13.50 pf Single, 22 or over, with children $802.50 $816.90 $14.40 pf Single, 55 or over, after 9 months $802.50 $816.90 $14.40 pf Partnered (each) $686.00 $698.30 $12.30 pf Single, principal carer of child, exempt from activity test* $970.20 $987.70 $17.50 pf

And don’t worry, Rent Assistance will only be going up about $1.50/week so it won’t help at all with this year’s rent increases.

We saw news articles last week where people are suddenly realising that people who are retiring to the aged pension and don’t own a house are fucked. No real acknowledgement though that that’s already the reality for people on DSP and Jobseeker, and that we’re not really adding to our Superannuation in any significant way to help with those costs if we live til 67.

Personally, my Super has been hovering around $150k since I stopped being a speech pathologist, fluctuation with markets. See how much it devalues over then next 25 years hey, and see what opportunities I have to add to it.

In personal news, I’ve moved sides of the living room. Bruce’s son is moving in this week, so we’re rejigging a bunch of things ahead of that. It means I’m under my hue lights now and have a nice solid wall behind me rather than open room/tv. Now to phona-fy the rest of the corner.

Grannies Targeted – Supermarket Pricing, Write-offs and what lands on my Kitchen Table

I love granny smith apples. Always have. Would only eat them as a kid, refusing anything red, occasionally trying a golden delicious. Too tart for many, they’re so crunchy and perfect for this lemon lover. This is why allegations that Coles has been marking up their Granny Smiths more than other apples troubled me, but also made sense, given how many I’ve gotten free from foodbanks the past few weeks.

If they’re more expensive, why would you be getting them free, Fiona? Well, the food that comes to our local foodbanks, via Foodbank, OzHarvest or the local old fella collecting baked goods directly form out the back depends on what is not being sold. This may just be because they over-estimated the amount of while bread what would be bought that day, or they have a shelf of cross-promotional products like Vegemite Brownies or Zopper Dooper milks that were a novelty that weren’t really cared for. Other stuff might be a bit externally roughed up, short dated, or there might be new labels coming in. Happy to receive most of these things and give them a go for free or cheap but it does feel a bit meh to always have things that have been rejected for some reason.

So, my theory on the granny smith glut this month is they’re good apples, but perhaps the over-pricing has turned way too many people off buying them in the supermarket, so they’re being left on the shelves. So Coles has to pass on things that aren’t moving, and Ozharvest are getting them all. Coles, of course, gets to claim credit (financial and moral) for donating these overpriced but otherwise great apples. I get to have daily fruit but the supermarket shopper is priced out of being able to buy the apples they want, despite them being in good supply.

In other news, the welfare rate indexation from March 20 officially came out Monday, and JobSeekers will be getting less than a dollar a day extra, I’ll be getting $1.05/day extra on my DSP. Definitely not enough to buy my own overpriced apples in store.Allowances
Family Situation Previous Amount 20 Mar 2024 Increase
Single, 22 or over, no children $749.20 $762.70 $13.50 pf
Single, 22 or over, with children $802.50 $816.90 $14.40 pf
Single, 55 or over, after 9 months $802.50 $816.90 $14.40 pf
Partnered (each) $686.00 $698.30 $12.30 pf
Single, principal carer of child, exempt from activity test* $970.20 $987.70 $17.50 pf

Pensions
Adult Pension Rates
Single* Previous Amount 20 Mar 2024 Increase
Base $1,002.50 $1,020.60 $18.10 pf
Supplement $80.10 $81.60 $1.50 pf
Energy Supplement $14.10 $14.10 - pf
Total $1,096.70 $1,116.30 $19.60 pf
Partnered (each)
Base $755.70 $769.30 $13.60 pf
Supplement $60.40 $61.50 $1.10 pf
Energy Supplement $10.60 $10.60 - pf
Total $826.70 $841.40 $14.70 pf

Rent assistance indexation comes in around $3/fn for most. The press release reminds us that it went up 15% last time ($13) so we should be grateful and stuff.

Rent Assistance - for payments under the Social Security Act
Maximum Payment
Family Situation Previous Amount 20 Mar 2024 Increase
Single $184.80 $188.20 $3.40 pf
Single, sharer $123.20 $125.47 $2.27 pf
Couple $174.00 $177.20 $3.20 pf
Partnered, illness-separated $184.80 $188.20 $3.40 pf
Partnered, temporarily separated $174.00 $177.20 $3.20 pf

So, I’ll munch on my grannie smith for morning tea and wonder how it’s okay for people to not be able to afford the basics while supermarkets continue to increase their profits and we’re reminded how little tax fossil fuel companies are paying.