Category: housing

Happy EOFYS! (Don’t let the tax cuts overwhelm you on the way out)

You can’t have missed it. EVERY AUSTRALIAN TAXPAYER IS GETTING A TAX CUT. Well, anyone earning above the tax free threshold is. Anyone paying GST or excise other other taxes that disproportionally impact the poorer peeps only isn’t.

Apparently, recipients of the age pension, a disability support pension and carer payments will be able to earn more before their payments are reduced. Singles can now earn $212 a fortnight (previously $204) and couples can earn $372 (previously $360). Let’s ignore the face that those people are currently on sub-poverty level payments because they’re supposed to be caring for themselves or others full time and really shouldn’t have to go out to work for that elusive block of cheese. Aspirational cheese.

I’m still slightly bitter that the energy rebate is less, even though it was just stupid to begin with. Also jelly of those states going to elections getting extra from their state labor where GST splits have allowed it. My bill is only going up, and here I am hoping my stepson’s JobSeeker application gets approved before the next bill so we can use his backpay to pay that. Waiting time for Jobseeker is still about 12 weeks I hear, so it lines up.

I’ll be relieved when tomorrow comes and the mailing lists I’m signed up for for various organisations with charitable status will stop asking for end-of financial year contributions. Though I have shared this one for Southlakes, the local community support organisaion near me that’s run on the smell of an oily rag, feeding families each week after Centrelink refers them their way rather then government deigning it time to Raise the Rate above the poverty line.

$12 bag of expired food items from a foodbank

I’ve starting attending rental inspections for the step-kid and bub to mover back to Newcastle, there’s so little out there and so many families at each inspection. At least we all have housing, it’s not ideal but it’s shelter.

There is no “right way” to protest or otherwise advocate for change

Be polite they say, don’t graffiti they say, don’t smash a window to break un unjust law. Don’t block the road, don’t camp there. Fill out this complaint form, submit to this enquiry, accept the status quo.

I’ve always been a “good girl”, not rocking the boat, trying to make peace in a house, in a group. Trying to keep things calm at the expense of what I believed was just. So I’m new to all this. New to rocking the boat. Hell  I’ve not yet don’t a port blockade because my father works the tugs and my mother doesn’t approve. But I’m learning what boundaries I’m happy to push, while maintaining the fluffy pink outer shell and making others comfortable.

The federal Health Minister has visited the Hunter, announcing a new urgent care clinic for either Newcastle, or Lake Macquarie.While it’s good news for patients, some say more needs to be done to improve access to bulk-billing.
Recently on the local news, complaining that no-one bulk bills anymore – video is here

Protest can’t be effective if it doesn’t inconvenience SOMEONE. I find extreme weather cause by climate change pretty inconvenient, the people being killed by it the ecosystems being destroyed, so I don’t see it as an overreaction to block a coal train to disrupt supply or shut down peak hour traffic to bring attention to the cause. You’ll never make everyone happy.

This week was winter solstice, and Vinnies’ biggest fundraising gig of the year – the CEO sleepout. This is where bosses and other bigwigs pretend to be homeless for a night by sleeping in brand new Kathmandu sleeping bags with Visy branded cardboard to protect them from any elements that may appear in the football field or parliament underground carpark that night. They get to network and go to sleep with a full belly, able to sleep through the night undisturbed by the weather, nightmares from trauma, police moving them on, critters at their toes or dickheads walking home from the pub trying to provoke them

How lovely and clean is the parliament house underground carpark? There’s toilet onsite, and guards to keep away those pesky actual homeless people who might see it as better than sleeping under the Lake Burley Griffin bridges. People have been pointing out the flaws in the event for years.

Mel aka Artist Affame is a good friend and recently too on the convener role at the Antipoverty Centre. She uses her wealth of “lived experience” to advocate for change, using her art to bring more eyes in, and has learned amazingly well how to express herself through her art and writing, and through the “proper channels” of meeting with politicians and attending consultation events and being generally awesome.

That didn’t stop her state’s premier’s media teams from blocking her on Twitter this week for questioning why he’d do the CEO sleepout when he has the power to actually change things for poor and homeless people in South Australia. or Vinnies themselves from also blocking her this week (they’ve previously blocked other antipoverty activists) after questioning the efficacy of the sleepout, and why they’d be doing that while still exploiting people through work for the dole. But I don’t think we have laws here where you can’t block your constituents for asking questions of you.

So, we’ll keep taking you petitions to ignore, making submission you’ll ignore and going through peer led advocacy which you’ll ignore, while you have lunch with ACOSS and still ignore their recommendations to stop keeping people poor. We held out hope that the Robodebt’s revealed horrors would be dealt with by the corruption commission, but no, people just got to remain nameless and move on. So, at some stage people are going to get more than a little frustrated that going through the right channels, being polite, being calm, that they’re not getting them anywhere.

And then we’ll see things burn.

drawing of a frog with a molitov cocktail with text be the light you want to see in the world

Defining the “Essentials” of Living

Week two of the Poverty course, and the pre-lecture discussion this week is about what things we would consider to be everyday essentials for everyone. We’ve gone through some items from the Australian Living Standards Survey (ALSS), 2017, Poverty and Exclusion in Modern Australia (PEMA) Survey, 2010 and as a comparison the Hong Kong Measuring Poverty and Social Exclusion Questionnaire, 2011 and chosen whether they’re essential for everyone, whether we have them and if we don’t is it because we chose not to have them or can’t afford them.

Some items, like clothes dryers and dishwashers are generally seen as non-essential. However with the two weeks of rain we’ve had here on the east coast I could go a drier right now, and the dishwasher we somehow have in this rental cuts my dishwashing time so much, time and spoons I can allocate elsewhere. Not a luxury, not and essential for me, but nice to have.

Others have discussed whether home internet is essential, and I would argue it is for nearly everyone these days, how else would any of us be able to do an inline course after dark without it? But then, doing a course such as this one is a little luxury in itself. Being able to extend knowledge in a field you work in every day, to gain more insight, more theoretical and practical understanding of what you’re actually dealing with. I’ve many friends and comrades in the antipoverty movement who rely on their home or mobile internet to connect, to lobby, to seek help, to learn and further themselves and their causes. They may be able to make do with a phone only – I can’t just do phone if I want to read anything longer than a tweet, but to say that essential internet stuff can be dealt with on an hour booked time on a local library PC is really restrictive and doesn’t take into account what people need to do online to live these days.

Dental care is essential, but not available to many. Same with health care – the Hong Kong survey asked if being able to take a taxi to and from hospital was essential – here we would most likely have a friend or family member with a car to take us home, even if we were able to have an ambulance ride in – but whether that’s even an option varies by state, concessions and insurances.

Speaking of insurance – home contents and comprehensive car insurance were on the questionnaire for Australia. I personally don’t have either, I flinched hard enough at the quote for greenslips to simply re-register my car. But are they essential? I’m sure other drivers would like to know the others on the road were insured. And if we lost our home to a fire we’d be starting from scratch. But to insure our wombled household goods? So hard to justify.

Other items and conditions, such as a house without mold, adequate heating or cooling, the means to afford those power bills, are all everyday discussion in my threads. All to be treasured when you have them and to push for others to have too. How could you argue they’re not essential but those in power still hesitate to mandate them.

I’ve had a busy morning, taking a  months recycling out to the point, starting some of my Antipoverty Centre duties and trying to finish these readings. The 6-8pm timeframe of lectures is rough, but I can make it through that. I’m a bit tired, the cool weather just makes me want to sleep more too. The rain makes juggling the dog’s begging to go out and the washing backing up hard. At least Maxi’s skin irritations have settled.

Welfare is going up a dollar a day from March 20

Well, 96 cents if you’re on Jobseeker. Personally my pension indexation is $1.05 a day. That certainly won’t make any impact whatsoever when it starts getting indexed from Thursday (March 20).

Allowances Family Situation Previous Amount 20 Mar 2024 Increase Single, 22 or over, no children $749.20 $762.70 $13.50 pf Single, 22 or over, with children $802.50 $816.90 $14.40 pf Single, 55 or over, after 9 months $802.50 $816.90 $14.40 pf Partnered (each) $686.00 $698.30 $12.30 pf Single, principal carer of child, exempt from activity test* $970.20 $987.70 $17.50 pf

And don’t worry, Rent Assistance will only be going up about $1.50/week so it won’t help at all with this year’s rent increases.

We saw news articles last week where people are suddenly realising that people who are retiring to the aged pension and don’t own a house are fucked. No real acknowledgement though that that’s already the reality for people on DSP and Jobseeker, and that we’re not really adding to our Superannuation in any significant way to help with those costs if we live til 67.

Personally, my Super has been hovering around $150k since I stopped being a speech pathologist, fluctuation with markets. See how much it devalues over then next 25 years hey, and see what opportunities I have to add to it.

In personal news, I’ve moved sides of the living room. Bruce’s son is moving in this week, so we’re rejigging a bunch of things ahead of that. It means I’m under my hue lights now and have a nice solid wall behind me rather than open room/tv. Now to phona-fy the rest of the corner.

Grannies Targeted – Supermarket Pricing, Write-offs and what lands on my Kitchen Table

I love granny smith apples. Always have. Would only eat them as a kid, refusing anything red, occasionally trying a golden delicious. Too tart for many, they’re so crunchy and perfect for this lemon lover. This is why allegations that Coles has been marking up their Granny Smiths more than other apples troubled me, but also made sense, given how many I’ve gotten free from foodbanks the past few weeks.

If they’re more expensive, why would you be getting them free, Fiona? Well, the food that comes to our local foodbanks, via Foodbank, OzHarvest or the local old fella collecting baked goods directly form out the back depends on what is not being sold. This may just be because they over-estimated the amount of while bread what would be bought that day, or they have a shelf of cross-promotional products like Vegemite Brownies or Zopper Dooper milks that were a novelty that weren’t really cared for. Other stuff might be a bit externally roughed up, short dated, or there might be new labels coming in. Happy to receive most of these things and give them a go for free or cheap but it does feel a bit meh to always have things that have been rejected for some reason.

So, my theory on the granny smith glut this month is they’re good apples, but perhaps the over-pricing has turned way too many people off buying them in the supermarket, so they’re being left on the shelves. So Coles has to pass on things that aren’t moving, and Ozharvest are getting them all. Coles, of course, gets to claim credit (financial and moral) for donating these overpriced but otherwise great apples. I get to have daily fruit but the supermarket shopper is priced out of being able to buy the apples they want, despite them being in good supply.

In other news, the welfare rate indexation from March 20 officially came out Monday, and JobSeekers will be getting less than a dollar a day extra, I’ll be getting $1.05/day extra on my DSP. Definitely not enough to buy my own overpriced apples in store.Allowances Family Situation Previous Amount 20 Mar 2024 Increase Single, 22 or over, no children $749.20 $762.70 $13.50 pf Single, 22 or over, with children $802.50 $816.90 $14.40 pf Single, 55 or over, after 9 months $802.50 $816.90 $14.40 pf Partnered (each) $686.00 $698.30 $12.30 pf Single, principal carer of child, exempt from activity test* $970.20 $987.70 $17.50 pf

Pensions Adult Pension Rates Single* Previous Amount 20 Mar 2024 Increase Base $1,002.50 $1,020.60 $18.10 pf Supplement $80.10 $81.60 $1.50 pf Energy Supplement $14.10 $14.10 - pf Total $1,096.70 $1,116.30 $19.60 pf Partnered (each) Base $755.70 $769.30 $13.60 pf Supplement $60.40 $61.50 $1.10 pf Energy Supplement $10.60 $10.60 - pf Total $826.70 $841.40 $14.70 pf

Rent assistance indexation comes in around $3/fn for most. The press release reminds us that it went up 15% last time ($13) so we should be grateful and stuff.

Rent Assistance - for payments under the Social Security Act Maximum Payment Family Situation Previous Amount 20 Mar 2024 Increase Single $184.80 $188.20 $3.40 pf Single, sharer $123.20 $125.47 $2.27 pf Couple $174.00 $177.20 $3.20 pf Partnered, illness-separated $184.80 $188.20 $3.40 pf Partnered, temporarily separated $174.00 $177.20 $3.20 pf

So, I’ll munch on my grannie smith for morning tea and wonder how it’s okay for people to not be able to afford the basics while supermarkets continue to increase their profits and we’re reminded how little tax fossil fuel companies are paying.